It Pays to Be MoneySmart

And we do mean literally. From credit cards to insurance, compare, choose, and get rewarded for your moves.
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Smart Tools

Are you using the right cards?

Find the best cards to get maximum rewards

2 min quiz

Earn up to 115,200 Miles or S$2,240 Cashback per year*

  • Redeem enough miles for a return trip to Japan*
  • The right cards, optimised for how you spend.

*Maximum earnings assume full bonus use. Actual earnings vary by spending, eligible merchants/categories, and card T&C.

Earn Rewards Every Time You Apply Through MoneySmartEarn Rewards Every Time You Apply

Apply for financial products, collect SmartPoints, and redeem them for the rewards you actually want

Check the latest MoneySmart promotions

Travel Insurance

Apply for travel insurance for as low as $12.50 with extensive coverage

Ending 30 June 2026 travel insurance promotion moneysmart See Promo Details
Credit Cards

Win $15,000 in CTC Travel Vouchers with select Citi/HSBC Credit Cards

Ending 30 June 2026 moneysmart credit card promotion See Promo Details
Personal Loans

Get up to $1,700 cash when you apply for Trust Instant Loan

Ending 30 June 2026 trust personal loan promotion See Promo Details

Earn and redeem SmartPoints for the things you love

Our new rewards programme gives you the ultimate flexibility to get rewarded the way you want. Redeem your points for Apple, Sony, Amazon, and more. Available exclusively at the Rewards Store.
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Explore our blog and resources

We create personal finance content without jargon or complexity to equip you with the financial know-how to achieve your goals.

Need help deciding which product best suits you?

Engage our specialists when you apply for our financial products or check out our suite of mortgage calculators.

What customers are saying about MoneySmart

4.4 rating of 2036 reviews
Google

I encountered challenges finding and filling up the right claim form via MoneySmart. Although I have clicked some, I actually not sure. I tried my luck to email MoneySmart support for help. Surprised with their reply within 48 hours by Vinnie Noor. However, I was still not able to access the right form with the link provided. Emailed them again. She replied and even take effort to check through my claim and assured me that my claim went through. I am not sure whether my claim will be successful eventually or not, but I am impressed by MoneySmart’s support team and service. Will definitely use their platform more. Thanks.

jiang yanjiang yan
Google

Appreciate the CS Team, especially Nisa for the kind support!

DreamerDreamer
Google

On a Friday evening, Nisa responded promptly on my concerned about the fulfillment of the gift. Kudos to her switft update I am able to verify that the gift have been transfered to my account. Thank you.

Huang BryanHuang Bryan
Google

Issue is finally resolve. The reasons why I only give 4 stars is the duration which took months to resolve. Anyway its better be late then never. Thanks.

Yeoh GaryYeoh Gary
Google

great service

Ram Narsimha ReddyRam Narsimha Reddy
Google

Was shopping for the best deal, this was the only one that had genuine pricing listed. The rest posted low prices but eventual prices were higher after details were furnished.

Julian LimJulian Lim
Google

Applied for a credit card and requested to claim an Apple AirPod Pro 3 on Oct’ 26. Got the gift 8 months later. Long wait and almost forgotten but was a pleasant surprise when informed to collect.

Pam OngPam Ong
Google

Able to get the rewards as stated on the promo. Simple & straight forward.

WH LauWH Lau
Google

Good experience dealing with Ken from moneysmart on car insurance. Quick response on queries. Professional done. Will use moneysmart again in the future.

Kuang Yong Andy TengKuang Yong Andy Teng
Google

I applied for a credit card through MoneySmart and successfully received the reward as promised. The application process was smooth overall, although it took about 5 months for the reward to be received. Customer service was responsive when I followed up, and I appreciate that the reward was eventually fulfilled. Thank you.

Poongundranar PiryasamyPoongundranar Piryasamy

Delivering the best financial products from all major providers in Singapore and more

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made to date

More than 70 banks, insurers & financial institutions

that partner with us