It Pays to Be MoneySmart

And we do mean literally. From credit cards to insurance, compare, choose, and get rewarded for your moves.
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SMART TOOLS

Are you using the right cards?

Find the best cards to get maximum rewards

2 min quiz

Earn up to 115,200 Miles or S$2,240 Cashback per year*

  • Redeem enough miles for a return trip to Japan*
  • The right cards, optimised for how you spend.

*Maximum earnings assume full bonus use. Actual earnings vary by spending, eligible merchants/categories, and card T&C.

Earn Rewards Every Time You Apply Through MoneySmartEarn Rewards Every Time You Apply

Apply for financial products, collect SmartPoints, and redeem them for the rewards you actually want

Check the latest MoneySmart promotions

Travel Insurance

Apply for travel insurance and get up to $61 cash this National Day

Ending 10 August 2026 travel insurance promotion moneysmart See Promo Details
Credit Cards

Win $15,000 in CTC Travel Vouchers with select Citi/HSBC Credit Cards

Ending 31 July 2026 moneysmart credit card promotion See Promo Details
Personal Loans

Get up to $1,700 cash when you apply for UOB Personal Loan

Ending 31 July 2026 uob personal loan promotion See Promo Details

Earn and redeem SmartPoints for the things you love

Our new rewards programme gives you the ultimate flexibility to get rewarded the way you want. Redeem your points for Apple, Sony, Amazon, and more. Available exclusively at the Rewards Store.
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Explore our blog and resources

We create personal finance content without jargon or complexity to equip you with the financial know-how to achieve your goals.

Need help deciding which product best suits you?

Engage our specialists when you apply for our financial products or check out our suite of mortgage calculators.

What customers are saying about MoneySmart

4.4 rating of 2061 reviews
Google

Had a good experience applying for my credit card through MoneySmart. The application process was straightforward, and the instructions on how to qualify for the promotional reward were clear. I also liked that I could track the reward status easily. Overall, it was a smooth experience, and I'd use MoneySmart again for future financial products.

Woon YeowkheongWoon Yeowkheong
Google

Service was prompt and excellent. Would definitely recommend MoneySmart to anyone looking to improve their financial knowledge and well-being.

Wayne WongWayne Wong
Google

Edwin was excellent. Highly recommend him for his knowledge, guidance and appropriate advise. Thanks!

Ritika GuptaRitika Gupta
Google

Timeline for reward disbursement could be better.

Mark Kesavan RamaniMark Kesavan Ramani
Google

I had very positive experiences with Money Smart.The staffs are professional and patient especially the person who I met “ Kama” who gave me very fast responses. I’ll strongly recommend Money Smart for reliable and customer focused service.

Myat ThuMyat Thu
Google

👍

Andy HoAndy Ho
Google

Fast response from MoneyStart.

Lee Ee HongLee Ee Hong
Google

非常nice

Liu LuLiu Lu
Google

I had a mixed experience with MoneySmart. On the positive side, the customer service team was responsive and professional in their communication. They provided clear explanations based on their system records and handled my queries politely. However, my case involved application tracking discrepancies between platforms, and ultimately the policy was not recorded under MoneySmart. While I understand that tracking depends on system attribution, it would be helpful if there were clearer guidance or safeguards for users to ensure successful tracking during application. Overall, the service was courteous, but there is room for improvement in cross-platform tracking transparency and user guidance. Thank you.

Yu Wei KingYu Wei King
Google

I had a great experience with the service. The staff was friendly, professional and attentive throughout everything was handle efficiently, great job 👍🙌

Elson LeeElson Lee

Delivering the best financial products from all major providers in Singapore and more

1,584,900 transactions

made to date

More than 70 banks, insurers & financial institutions

that partner with us