It Pays to Be MoneySmart

And we do mean literally. From credit cards to insurance, compare, choose, and get rewarded for your moves.
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SMART TOOLS

Are you using the right cards?

Find the best cards to get maximum rewards

2 min quiz

Earn up to 115,200 Miles or S$2,240 Cashback per year*

  • Redeem enough miles for a return trip to Japan*
  • The right cards, optimised for how you spend.

*Maximum earnings assume full bonus use. Actual earnings vary by spending, eligible merchants/categories, and card T&C.

Earn Rewards Every Time You Apply Through MoneySmartEarn Rewards Every Time You Apply

Apply for financial products, collect SmartPoints, and redeem them for the rewards you actually want

Check the latest MoneySmart promotions

Travel Insurance

Apply for travel insurance and get up to $61 cashback this National Day

Ending 10 August 2026 travel insurance promotion moneysmart See Promo Details
Credit Cards

Get up to $461 cash when you apply for select credit cards

Ending 14 Aug 2026 moneysmart credit card promotion See Promo Details
Personal Loans

Get up to $1,700 cash when you apply for UOB Personal Loan

Ending 7 August 2026 uob personal loan promotion See Promo Details

Earn and redeem SmartPoints for the things you love

Our new rewards programme gives you the ultimate flexibility to get rewarded the way you want. Redeem your points for Apple, Sony, Amazon, and more. Available exclusively at the Rewards Store.
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Explore our blog and resources

We create personal finance content without jargon or complexity to equip you with the financial know-how to achieve your goals.

Need help deciding which product best suits you?

Engage our specialists when you apply for our financial products or check out our suite of mortgage calculators.

What customers are saying about MoneySmart

4.4 rating of 2065 reviews
Google

Good offer! Will be so much better if the wait time is not 6months so long. Understand the need to lock in but this has to balance with not instilling a sense of negativity and loose future potential growth and gain, and pushing customer to explore other platforms

Charles TongCharles Tong
Google

I had a situation where my old insurance provider play stunt. Luckily, i had ashely to guide me in the weekends so i wont end up bad.

Traeh LuosTraeh Luos
Google

Had a good experience applying for my credit card through MoneySmart. The application process was straightforward, and the instructions on how to qualify for the promotional reward were clear. I also liked that I could track the reward status easily. Overall, it was a smooth experience, and I'd use MoneySmart again for future financial products.

Woon YeowkheongWoon Yeowkheong
Google

Service was prompt and excellent. Would definitely recommend MoneySmart to anyone looking to improve their financial knowledge and well-being.

Wayne WongWayne Wong
Google

Edwin was excellent. Highly recommend him for his knowledge, guidance and appropriate advise. Thanks!

Ritika GuptaRitika Gupta
Google

Timeline for reward disbursement could be better.

Mark Kesavan RamaniMark Kesavan Ramani
Google

I had very positive experiences with Money Smart.The staffs are professional and patient especially the person who I met “ Kama” who gave me very fast responses. I’ll strongly recommend Money Smart for reliable and customer focused service.

Myat ThuMyat Thu
Google

👍

Andy HoAndy Ho
Google

Fast response from MoneyStart.

Lee Ee HongLee Ee Hong
Google

非常nice

Liu LuLiu Lu

Delivering the best financial products from all major providers in Singapore and more

1,584,900 transactions

made to date

More than 70 banks, insurers & financial institutions

that partner with us