It Pays to Be MoneySmart

And we do mean literally. From credit cards to insurance, compare, choose, and get rewarded for your moves.
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SMART TOOLS

Are you using the right cards?

Find the best cards to get maximum rewards

2 min quiz

Earn up to 115,200 Miles or S$2,240 Cashback per year*

  • Redeem enough miles for a return trip to Japan*
  • The right cards, optimised for how you spend.

*Maximum earnings assume full bonus use. Actual earnings vary by spending, eligible merchants/categories, and card T&C.

Earn Rewards Every Time You Apply Through MoneySmartEarn Rewards Every Time You Apply

Apply for financial products, collect SmartPoints, and redeem them for the rewards you actually want

Check the latest MoneySmart promotions

Travel Insurance

Apply for travel insurance for as low as $12.50 with extensive coverage

Ending 30 September 2026 travel insurance promotion moneysmart See Promo Details
Credit Cards

Get up to $500 cash when you apply for select HSBC credit cards

Ending 13 September 2026 moneysmart credit card promotion See Promo Details
Personal Loans

Get up to $1,700 cash when you apply for UOB Personal Loan

Ending 25 September 2026 uob personal loan promotion See Promo Details

Earn and redeem SmartPoints for the things you love

Our new rewards programme gives you the ultimate flexibility to get rewarded the way you want. Redeem your points for Apple, Sony, Amazon, and more. Available exclusively at the Rewards Store.
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Explore our blog and resources

We create personal finance content without jargon or complexity to equip you with the financial know-how to achieve your goals.

Need help deciding which product best suits you?

Engage our specialists when you apply for our financial products or check out our suite of mortgage calculators.

What customers are saying about MoneySmart

4.4 rating of 2092 reviews
Google

I had a very positive experience with MoneySmart's customer support team. I recently encountered an issue relating to a rewards redemption and reached out for assistance. While the matter required several rounds of communication, the team remained professional, patient, and responsive throughout the process. I would especially like to thank Nisa for her courteous communication and for taking the time to follow up on my case. Rather than providing a generic response, she listened to my concerns, ensured the case was properly reviewed, and helped facilitate a satisfactory resolution. It's reassuring to know that MoneySmart values customer feedback and is willing to carefully consider individual situations. Thank you to Nisa and the team for the excellent support and customer service. Highly recommended. 😊

Lingna LeeLingna Lee
Google

Great and as advertised!

Jiejing ChenJiejing Chen
Google

Awesome experience from Officer Kama. Thank you for helping .

Ng TsNg Ts
Google

Always got the best offer or promotion from money smart. Help save alot of money

RACHEL TANRACHEL TAN
Google

Good follow through the entire process from first enquiry till gift/voucher redemption experience. Competitive product pricing.

Cassia SGCassia SG
Google

Initially the reward was pending for some time and after some push to clarify with the concerned institution MoneySmart Singapore paid it. Finally satisfied.

A. ShaA. Sha
Google

Responsive and professional

Eugene NEugene N
Google

Great customer service!! staff were so friendly and prompt to respond to my queries.

Jiamin ChungJiamin Chung
Google

I’m very happy with the good deal I got through MoneySmart. The support team was also very responsive and helpful in handling my queries. Overall, I had a great experience with MoneySmart and would definitely recommend it!

Hui TingHui Ting
Google

I’ve had a really good experience with MoneySmart! I love the deals and promotions they offer, and they make it easy to find good value when signing up for different products. What I appreciate even more is their after-sales service. The team is helpful and responsive whenever I have questions or need assistance, which gives me peace of mind after signing up. I also really like how their website allows me to keep track of the deals and products I’ve signed up for. It’s convenient to have everything in one place instead of having to dig through emails or documents to remember what I signed up for. Overall, a great experience with MoneySmart and definitely a platform I would recommend! 😊

Ai HuiAi Hui

Delivering the best financial products from all major providers in Singapore and more

1,584,900 transactions

made to date

More than 70 banks, insurers & financial institutions

that partner with us