It Pays to Be MoneySmart

And we do mean literally. From credit cards to insurance, compare, choose, and get rewarded for your moves.
visual-content-mediavisual-content-media

SMART TOOLS

Are you using the right cards?

Find the best cards to get maximum rewards

2 min quiz

Earn up to 115,200 Miles or S$2,240 Cashback per year*

  • Redeem enough miles for a return trip to Japan*
  • The right cards, optimised for how you spend.

*Maximum earnings assume full bonus use. Actual earnings vary by spending, eligible merchants/categories, and card T&C.

Earn Rewards Every Time You Apply Through MoneySmartEarn Rewards Every Time You Apply

Apply for financial products, collect SmartPoints, and redeem them for the rewards you actually want

Check the latest MoneySmart promotions

Travel Insurance

Apply for select travel insurance and score a gift (up to 6,000 SmartPoints)

Ending 14 September 2026 travel insurance promotion moneysmart See Promo Details
Credit Cards

Get up to $450 cash when you apply for select HSBC credit cards

Ending 5 September 2026 moneysmart credit card promotion See Promo Details
Personal Loans

Get up to $1,700 cash when you apply for UOB Personal Loan

Ending 7 September 2026 uob personal loan promotion See Promo Details

Earn and redeem SmartPoints for the things you love

Our new rewards programme gives you the ultimate flexibility to get rewarded the way you want. Redeem your points for Apple, Sony, Amazon, and more. Available exclusively at the Rewards Store.
visual-content-mediavisual-content-media

Explore our blog and resources

We create personal finance content without jargon or complexity to equip you with the financial know-how to achieve your goals.

Need help deciding which product best suits you?

Engage our specialists when you apply for our financial products or check out our suite of mortgage calculators.

What customers are saying about MoneySmart

4.4 rating of 2080 reviews
Google

Good deals and importantly good response when needed support or enquiry on certain claim procedures. Special thanks to Dayang for good and fast response.

Felix ThunderFelix Thunder
Google

Good customer service and highly responsiveness.

Xu ZhaoXu Zhao
Google

Smooth redemption for the rewards! Love to surf their website from time to time to keep myself updated on all the finance related deal!

PY OngPY Ong
Google

⭐️⭐️⭐️⭐️⭐️ Great experience with the team! They were very helpful, responsive, and made the car insurance renewal process smooth and hassle-free. They helped me find a better deal and save on my car insurance. Special thanks to Mr. Ken Chew for his excellent service, patience, and professionalism. Really appreciate his help throughout the whole process. Highly recommended! 👍

PingWei GohPingWei Goh
Google

Great platform to gain saving and special bonuses for credit cards and insurances! Thanks so much!!

Justin ChoeJustin Choe
Google

Great!

AlexanderAlexander
Google

My usual site for good deals. It gather all the best deals/packages in one place. Easy for comparisons. Keep up the good works.

Charles LawCharles Law
Google

First time applying CC through MoneySmart, first impression is quite good. Customer service was fast in responding query, keep up the good work! Still waiting for my 2nd CC reward approval, hopefully all smooth and no hiccup. Thanks MoneySmart SG.

daniel sutantodaniel sutanto
Google

I'm very happy with MoneySmart's service. They delivered exactly what they promised, and the promotion was legitimate. The support team was also very helpful, responsive, and quick to assist whenever I had questions. Overall, it was a smooth and trustworthy experience.

Rizza TiglaoRizza Tiglao
Google

Good offer! Will be so much better if the wait time is not 6months so long. Understand the need to lock in but this has to balance with not instilling a sense of negativity and loose future potential growth and gain, and pushing customer to explore other platforms

Charles TongCharles Tong

Delivering the best financial products from all major providers in Singapore and more

1,584,900 transactions

made to date

More than 70 banks, insurers & financial institutions

that partner with us