American Express Singapore Airlines KrisFlyer Credit Card
American Express Singapore Airlines KrisFlyer Credit Card
Convenience & Perks for Frequent Flyers
Very good sign up bonuses for hitting a substantial minimum spend in the first few months. Hassle-free miles card - miles are directly credited into your KrisFlyer account.
- S$1 = 1.1 Miles
- Local Spend
- S$1 = 2 Miles
- Overseas Spend during June and December, with no cap
- S$1 = 3.1 Miles
- on Eligible Grab transactions, capped at $200 per calendar month
Online Promo
New American Express cardholder can get up to 17,000 KrisFlyer miles (enough to redeem a Return Trip to Bali*) when you spend a min. of S$1,000 within the first month of card approval. T&Cs apply.
Are you eligible?
- Card Members will not be eligible to the Welcome Offers stated on AMEX website
- Not applicable with any other Amex offers, promotions, in-house offers, programmes and vouchers
- Bank T&Cs and go.amex/sgexclusions apply
What you need to know
- Receive 10,900 KF Miles when you spend a min. of S$1,000 within first month of card approval
- Earn 1,100 KrisFlyer Miles based on the S$1,000 spent (based on 1.1 KF Miles per S$1 spent locally)
- Receive 5000 KF miles upon first transaction on card (for first-time AMEX Singapore Airlines Credit Card applicants)
- *Redemption of Miles is based on Singapore Airlines Economy Savers Awards as of April 2024.
All Details
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American Express Singapore Airlines KrisFlyer Credit Card Review 2024
The Amex KrisFlyer Credit Card stands out as an official co-branded credit card with Singapore Airlines KrisFlyer, ensuring seamless mileage accrual directly into your KrisFlyer account.
If you frequently fly with Singapore Airlines and prefer effortless mile accumulation, this card could be an ideal choice, particularly with its absence of earning caps on certain spending categories. Before committing, let's delve into its eligibility criteria, perks, and drawbacks to determine if it complements your lifestyle and spending patterns.
Pros & Cons
Pros
- Up to 17,000 welcome bonus air miles upon payment of annual fee (breakdown of the 17,000 miles accrual requirements below)
- 10,900 miles when you spend a min. of S$1,000 within first month of card approval
- 1,100 miles based on the S$1,000 spent (based on 1.1 miles per S$1 spent locally)
- 5000 miles upon first transaction on card (for first-time AMEX Singapore Airlines Credit Card applicants)
- 3.1 miles per $1 spent on eligible Grab transactions
- 2 miles per S$1 spent overseas during June and December, and purchases made on singaporeair.com, SingaporeAir mobile app and KrisShop (in-flight and online) with no cap
- 1.1 miles per S$1 spent locally
- Earn miles without any cap restrictions during the 2 peak travel months stated above
- Annual fee waiver for first year
- 500 bonus miles on recurring telco bill
- Enjoy car rental privileges by Hertz worldwide)
- Complimentary travel coverage of up to S$350,000 travel Inconvenience and travel accident benefits
Cons
- Interest rate of 27.80%, which is higher than other miles credit cards in the market e.g. the OCBC 90°N Card and HSBC Visa Infinite Credit Card
- Min. spend of $1,000 within the first month of card approval is required to qualify for the welcome bonus miles
- Miles earn rate for eligible Grab transactions is capped at $200 per calendar month
Compare AMEX Singapore Airlines KrisFlyer Card vs. UOB PRVI Miles vs. SCB Journey Card
When evaluating these three credit cards, distinctions emerge across various critical factors, including interest rates, annual fees, minimum annual income prerequisites, and air miles perks. The UOB PRVI Miles Visa Card distinguishes itself with an exceptionally attractive welcome offer, granting 50,000 air miles upon fulfilling the annual fee payment and meeting specified spending thresholds.
Nevertheless, it imposes a higher annual fee in contrast to the American Express Singapore Airlines KrisFlyer Credit Card and Standard Chartered Journey Card. Notably, the American Express Singapore Airlines KrisFlyer Credit Card boasts the most economical annual fee among the trio.
Moreover, it facilitates the direct accumulation of air miles into your KrisFlyer account, eliminating the need for conversion or associated fees. This stands in contrast to other air miles cards, which typically mandate converting rewards points to miles, often accompanied by conversion fees. Regarding redemption flexibility, encompassing choices between miles or cash rewards via accumulated reward points, the SCB Journey Card, with its 360 Rewards Points system, may present a more fitting option.
In essence, if your loyalty lies with Singapore Airlines and you prefer direct purchases through their website or KrisShop, the American Express Singapore Airlines KrisFlyer Credit Card allows you to optimize benefits with unrestricted mile accrual. However, for those anticipating frequent travel arrangements via platforms such as Agoda and Expedia, the UOB PRVI card might be more suitable.
Nevertheless, it imposes a higher annual fee in contrast to the American Express Singapore Airlines KrisFlyer Credit Card and Standard Chartered Journey Card. Notably, the American Express Singapore Airlines KrisFlyer Credit Card boasts the most economical annual fee among the trio.
Moreover, it facilitates the direct accumulation of air miles into your KrisFlyer account, eliminating the need for conversion or associated fees. This stands in contrast to other air miles cards, which typically mandate converting rewards points to miles, often accompanied by conversion fees. Regarding redemption flexibility, encompassing choices between miles or cash rewards via accumulated reward points, the SCB Journey Card, with its 360 Rewards Points system, may present a more fitting option.
In essence, if your loyalty lies with Singapore Airlines and you prefer direct purchases through their website or KrisShop, the American Express Singapore Airlines KrisFlyer Credit Card allows you to optimize benefits with unrestricted mile accrual. However, for those anticipating frequent travel arrangements via platforms such as Agoda and Expedia, the UOB PRVI card might be more suitable.
| AMEX Singapore Airlines KrisFlyer Card | UOB PRVI Miles Visa Card | SCB Journey Credit Card |
|---|---|---|
| Interest rate: 27.80% | Interest rate: 27.80% | Interest rate: 27.90% |
| Annual fee: $179.85 (first year waiver available) | Annual fee: $261.60 (first year waiver available) | Annual fee: None |
Minimum annual income:
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Air miles benefits:
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AMEX Singapore Airlines KrisFlyer Credit Card Application
Here are 3 simple steps to apply for the AMEX Singapore Airlines KrisFlyer Credit Card
Step 1
Apply via MoneySmart’s credit cards page
You may begin your application by clicking on our AMEX Singapore Airlines KrisFlyer Credit Card application link.
When you choose to apply online via SingPass MyInfo, AMEX will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Step 2
Provide all documentation required
You’ll need to provide all the necessary documentation in order for AMEX to approve your credit card application. This list of documents include:
- NRIC or other identification details
- Latest computerised payslip
- Latest 12 months’ CPF Contribution History Statement
- Latest Income Tax Notice of Assessment (NOA)
Step 3
Receive your AMEX Singapore Airlines KrisFlyer Credit Card
Once your card gets approved, you will receive it in the next 3 to 5 business days. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your AMEX mobile app!
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Are there any fees if I apply for the AMEX Singapore Airlines KrisFlyer Credit Card?
- The AMEX Singapore Airlines KrisFlyer Ascend Credit Card charges an initial annual fee of $343.35 (no waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.
Am I eligible for the AMEX Singapore Airlines KrisFlyer Credit Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the AMEX Singapore Airlines KrisFlyer Ascend Credit Card, as long as you’re aged 21 and above, and earn a minimum annual income that meets the requirements and internal assessment criteria by AMEX.