FASTER REWARD FULFILMENT | UP TO 8% CASHBACK
Citi Cash Back Card is one of the best cashback credit cards in Singapore with up to 8% cash back on dining, groceries, private commute and petrol if you spend at least S$800 each month. The cash back earned will automatically be credited as cash rebates, which is great for those looking for a fuss-free card.
Up to 8%
Cash Back on Groceries, Petrol & Private Commute
S$80
Total Cash Back Cap, per month
Up to 23.64% savings
at Caltex, Shell & Esso
MoneySmart Exclusive

Get S$350 Cash or 5,040 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. Get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

Valid until 31 Mar 2025 - See more details below

Are you eligible?

    • MoneySmart Exclusive Promotion is valid from 01-March 2025 to 31-March-2025

    • Applicable for New-to Citibank Cardmembers only

    • Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

    • Log into your MoneySmart account and submit your claim by 30th April 2025

What you need to know

  1. Get EXTRA S$50 Cash or 700 SmartPoints on top of your baseline gifts when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months!

  2. Only recurring payments to eligible merchants listed in the T&Cs will be deemed eligible for this promotion. Refer to the T&Cs for more information on the participating merchants.

  3. [Rollin’ Rewards] We’re giving away 93,800 SmartPoints this month! Enrol in Rollin' Rewards by completing a simple 3-min questionnaire today.

  4. [Rollin’ Rewards] This earns you 1 chance to win in our draw.

  5. [Rollin’ Rewards] Increase your chances of winning when you successfully meet the eligibility requirements of this Citibank Credit Card Promotion, submit the claim form, and have it approved.

  6. [Rollin’ Rewards] 5 lucky winners walk away with 18,760 SmartPoints each (enough to redeem an Apple iPhone 16 Pro Max 256 GB)

  7. [Rollin’ Rewards] Didn’t win anything this month? You could win in the next—your chance(s) of winning will automatically roll over into next month’s drawT&Cs apply.

  8. *Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.

  9. Use 5,040 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

  10. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  11. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

  12. MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Earn up to 8% cash back on selected categories with minimum spend of S$800 in a statement month

Good for

Individuals who prefer to maximise their rewards earning, frequently spend on dining, groceries, private commute and petrol, and are in the habit of tracking their expenditure closely

Categories to maximise this card

Groceries, Dining, Private Commute and Petrol

What people use it for

Day to day expenses

Get if

If you spend minimum of S$800 in a statement month, you will earn bonus cash back on these 4 categories

All Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Check out the Citi Cash Back+ Card here!

Citi Cash Back+ Card is a straightforward credit card with unlimited cash rebates, no minimum spend, and a flat 1.6% cashback rate on purchases across all online shopping and lifestyle categories. Cashback earned will show up on your bank statement, so you can easily keep track and redeem them to offset your card balance via SMS.