Citi Cash Back Card

Citi Cash Back Card

Citi Cash Back Card

Citi Cash Back Card

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UPSIZED CASH | FASTER FULFILMENT
Citi Cash Back Card is one of the best cashback credit cards in Singapore with up to 8% cash back on dining, groceries, private commute and petrol if you spend at least S$800 each month. The cash back earned will automatically be credited as cash rebates, which is great for those looking for a fuss-free card.
Up to 6%
Cash Back on Dining
S$80
Total Cash Back Cap, per month
S$800
Min. Spend to unlock the 6% Cashback
MoneySmart Exclusive

Get UPSIZED S$370 Cash or 5,040 SmartPoints  in as fast as 5 weeks when you spend S$500 within 30 days. T&Cs apply.
 
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints. That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).

Valid until 20 Dec 2024 - See more details below

Are you eligible?

    • Promotion is valid from 14th December 2024 to 20th December 2024

    • Applicable for New-to Citibank Cardmembers only

    • Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

    • Log into your MoneySmart account and submit your claim by 20th January 2025

What you need to know

  1. *Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.

  2. Use 5,040 SmartPoints to redeem any product on our Rewards Store such as:
    - Apple 13-inch MacBook Air M2 | Top up $920 more only
    - Apple iPad (10th Gen) | Top up $110 more only
    - Apple iPad (9th Gen) | Redeem in full
    - S$360 GrabGifts Vouchers | Redeem in full
    - OR many other options available at our Rewards Store today.
    - For more information regarding SmartPoints, refer to our FAQ here.

  3. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  4. [Rollin’ Rewards] Enrol in Rollin' Rewards by completing a simple 3-min questionnaire, and you could win up to 50,000 SmartPoints

  5. [Rollin’ Rewards] This earns you 1 chance to score amazing prizes each month.

  6. [Rollin’ Rewards] Increase your chances of winning when you successfully meet the eligibility requirements of this Citi Credit Card, submit the claim form, and have it successfully approved.

  7. [Rollin’ Rewards] Redeem Epic Rewards with 50,000 SmartPoints such as:
    - iPhone 16 Pro Max (18,760 SmartPoints)
    - AND Apple Watch Ultra 2 (12,345 SmartPoints)
    - AND Apple AirPods Pro (4,030 SmartPoints)
    - AND Apple iPad Air Wi-Fi 11” (10,030 SmartPoints)

  8. [Rollin’ Rewards] Didn’t win anything this month? You could win in the next—Not to worry, your chance(s) of winning will automatically be accumulated, and rolled over into next month’s draw. T&Cs apply.

  9. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

  10. MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Earn up to 8% cash back on selected categories with minimum spend of S$800 in a statement month

Good for

Individuals who prefer to maximise their rewards earning, frequently spend on dining, groceries, private commute and petrol, and are in the habit of tracking their expenditure closely

Categories to maximise this card

Groceries, Dining, Private Commute and Petrol

What people use it for

Day to day expenses

Get if

If you spend minimum of S$800 in a statement month, you will earn bonus cash back on these 4 categories

All Details

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Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

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Check out the Citi Cash Back+ Card here!

Citi Cash Back+ Card is a straightforward credit card with unlimited cash rebates, no minimum spend, and a flat 1.6% cashback rate on purchases across all online shopping and lifestyle categories. Cashback earned will show up on your bank statement, so you can easily keep track and redeem them to offset your card balance via SMS.

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