Are you eligible?

• • Promotion is valid from 17-September-2024 to 20-September-2024

  • Applicable for New-to Citibank Cardmembers only

    Who is considered a "New-to Citibank Cardmembers"?

    A New-to Citibank Cardmembers is someone who doesn't already have an existing credit card with Citibank.

  • Customers need to apply through MoneySmart to be eligible

What you need to know

1. Log into your MoneySmart account and submit your claim by 20th October 2024

   When should Claim Forms be submitted?

   Applicants may begin submitting claim forms as soon as they have applied for an Eligible Card.

2. *Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.

3. Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

   What is considered an qualifying transaction?

   Any retail transaction which does not arise from any equal payment plans and late payment fees. Refer to bank’s T&C for more information.

4. Gift Selection:
   a. Up to S$480* SUPER UPSIZED CASH REWARDS: S$400 Cash via PayNow + up to S$80 Trip.com Coupon

   *

   The S$80 Trip.com Coupon consists of a: S$50 New User Coupon + S$30 Existing User Coupon. Refer to T&Cs for more details.

5. b. SUPER UPSIZED 6,140SmartPoints + up to S$80 Trip.com Coupon

   *

   The up to S$80 Trip.com Coupon consists of a: S$50 New User Coupon + S$30 Existing User Coupon. Refer to T&Cs for more details.

6. Stand a chance to win a Luxury Dive Watch Date Edition (worth more than S$17,000) and / or a Luxury Yacht Experience (worth S$9,150) when you participate in our Lucky Draws by applying through MoneySmart & meeting the min. spend criteria!

7. Use 6,140 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

8. With 6,140 SmartPoints* earned, you can redeem:
   - Apple 13-inch MacBook Air M2 | Top up $810 more only
   - Apple iPad (10th Gen) | Redeem in full
   - S$430 GrabGifts Vouchers | Redeem in full
   - Sony WH-1000XM5 Noise Cancelling Headphones | Redeem in full
   - OR many other options available at our Rewards Store today.
   - For more information regarding SmartPoints, refer to our FAQ here.

9. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

10. Trip.com Coupon are only eligible to be used at this link: https://sg.trip.com/w/moneysmart20

11. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

12. MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.