Citi PremierMiles Card
Citi PremierMiles Card
- S$1 = Up to 2.2 miles
- All Foreign Currency Spend including Retail and Online
- S$0
- Min. Spend per month
- 3.25%
- Foreign Transaction Fee
[MoneySmart x Ascott Travel Like A Millionaire Lucky Draw]
Get S$350 Cash or 5,040 SmartPoints in as fast as 5 weeks when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $6,500 worth of Staycay, Flights and Rewards! T&Cs apply.
Additionally, enrol in our Rollin’ Rewards campaign today and stand a chance to score an additional 7,460 SmartPoints. That’s a grand total of 12,500 SmartPoints if you apply today.
Are you eligible?
Promotion is valid from 22nd November 2024 to 30th November 2024.
Applicable for New-to Citibank Cardmembers only
Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.
Log into your MoneySmart account and submit your claim by 30th December 2024
What you need to know
*Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.
Get an additional S$80 Trip.com Coupon on top of the base gift! The S$80 Trip.com Coupon consists of a: S$50 New User Coupon + S$30 Existing User Coupon. Refer to T&Cs for more details.
Get a FREE 5GB Eskimo e-SIM (worth S$33.60) as well when you are the first 800 new-to-card customers to submit the claim form and participate in the MoneySmart Eskimo e-SIM Giveaway! T&Cs apply.
[LUCKY DRAW]
Score over S$24,500 worth of gifts:
• 1x S$4,000 Flight Sponsorship AND 1,000,000 Ascott Star Rewards points (worth S$6,500)
• 1x S$2,000 Flight Sponsorship AND 500,000 Ascott Star Rewards points (worth S$3,750)
• 1x 2D1N Staycation at Ascott Orchard Singapore Studio Executive (worth S$1,100)
• 5x 2D1N Staycation at Citadines Science Park Singapore One-Bedroom Executive (worth S$630 each)
• 200x 20,000 Ascott Star Rewards points (worth S$50 each)
T&Cs apply.To be eligible for the Ascott Lucky Draw, you must:
- Grant marketing consent to receive the marketing material from MoneySmart and Ascott via email provided in the Claim Form
- Be a new Ascott Star Rewards member
- Must sign up for a new Ascott Star Rewards Account through the unique sign up link with unique Unique Referral Code ASRMSMIL by 17th February 2025.
- Ensure that the email address provided in the Claim Form is the same email address linked to their registered Ascott Star Rewards Account.[Rollin’ Rewards] Enrol in our Rollin’ Rewards campaign by completing a simple 3-min questionnaire.
[Rollin’ Rewards] This earns you 1 token in the draw, to score amazing prizes each month.
[Rollin’ Rewards] Earn 5 more tokens, when your claim form for the Citi PremierMiles Card is successfully approved.
[Rollin’ Rewards] Did not win this month? Your chances of winning will be accumulated into next month’s campaign. T&Cs apply.
Use 5,040 SmartPoints to redeem any product on our Rewards Store. Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards like a Apple 13-inch MacBook Air at only S$920!
With 5,040 SmartPoints* earned, you can redeem:
- Apple 13-inch MacBook Air M2 | Top up $920 more only
- Apple iPad (10th Gen) | Top up $110 more only
- Apple iPad (9th Gen) | Redeem in full
- S$360 GrabGifts Vouchers | Redeem in full
- OR many other options available at our Rewards Store today.
- For more information regarding SmartPoints, refer to our FAQ here.SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Trip.com Coupon are only eligible to be used at this link: https://sg.trip.com/w/moneysmart20
Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.
MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.
All Details
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Citi PremierMiles Card Benefits 2024
Customer reviews on MoneySmart credit card applications
Pros & Cons Of Citi PremierMiles Card
Pros ✅
- Earn unlimited Citi Miles that don't expire
- Up to 10 Citi Miles per $$1 spent on online travel bookings via Kaligo
- Up to 7.2 Citi Miles per $$1 spent on online travel bookings via Agoda
- Up to 2.2 Citi Miles per $$1 spent overseas including retail and online
- 1.2 Citi Miles per S$1 on local spend
- No minimum spend or cap
- Annual fee of $196.20 (First year waived with min. qualifying S$500 spend when applying through MoneySmart)
- Renewal bonus of 10,000 Citi Miles on your card anniversary
- 2 complimentary visits per year to over 1,300 airport lounges worldwide
- Up to S$1 million complimentary travel insurance coverage
- Earn Citi Miles on rent, insurance premiums, education expenses, and more with Citi PayAll
- Members-only dining, shopping, travel privileges, and redemption discounts
Cons ❌
- Supplementary card annual fee of $98.10
- Relatively lower miles earn rate on foreign currency spend as compared to other miles cards
The Citi PremierMiles Card is a good entry-level miles card for the casual miles chaser.
Learn more in our full review of Citi PremierMiles Card.
Comparison: Citi PremierMiles Card vs. HSBC TravelOne Card vs. SCB Journey Credit Card
Besides the Citi PremierMiles Card, others like the HSBC TravelOne Card and Standard Chartered’s Journey Credit Card are among the many air miles credit card options you would have seen on MoneySmart’s online credit card comparison wizard.
Let’s do a quick comparison of these 3 credit cards, focusing on the the components: air miles benefits, interest rates, annual fees and minimum annual income requirements.
Interest rate: 27.9% p.a.
Annual fee: $196.20 (First year waived with min. S$500 qualifying spend within 30 days of card approval when applying through MoneySmart)
Minimum annual income:
Air miles benefits:
Interest rate: 27.8% p.a.
Annual fee: $196.20 (Subsequent years' fee waived with min. S$25,000 annual card spend)
Minimum annual income:
Air miles benefits:
Interest rate: 27.9% p.a.
Annual fee: $196.20 (First year waived with "FEE WAIVED" option selected)
Minimum annual income:
Air miles benefits:
Overall, the Citi PremierMiles Card offers the best travel benefits, earning cardholders up to 10 Citi Miles and 7.2 Citi Miles per S$1 spend on Kaligo and Agoda travel bookings respectively. Plus, cardholders are entitled to 2 complimentary airport lounge visits per year. The other 2 miles cards don’t explicitly offer bonus miles on dedicated OTA travel bookings.
Moreover, the Citi PremierMiles Card still offers a fairly attractive rate of 1.2 miles per S$1 (mpd) on local spend and 2 mpd on foreign currency spend. Although these rates aren’t as competitive as HSBC Revolution for instance, ultimately, the significance of this difference depends on your spending habits and appetite tolerance for maximising miles.
Credit Card With Complimentary Travel Insurance Coverage
Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:
- Medical emergencies: Coverage for medical expenses incurred while travelling overseas.
- Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
- Travel delays: Compensation for unexpected delays during your journey.
- Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
- Rental car coverage: Protection against damages or theft to your rental vehicle.
- Personal accidental coverage: Protection against unforeseen accidents such as death or personal disablement during your trip.
Discover More About Credit Cards With Complimentary Travel Insurance
Citi PremierMiles Card Requirements
Age
Singapore Citizens/PRs
21 and above
Foreigners/Expats
21 and above
Income
S$30,000
S$42,000
Documents required
For salaried employees:
- A copy of NRIC/passport
- Latest original computerised payslip or Tax Notice of Assessment or last 12 months' CPF statements
For self-employed:
- A copy of NRIC/passport
- Last 2 years' Income Tax Notice of Assessment
- Last 3 months' bank statements
- A copy of passport and valid work permit (with minimum 6 months validity)
- A copy of utility/telephone bill or bank statement with your name and address
- Income Tax Notice of Assessment and latest original computerised payslip
How to Apply For Citi PremierMiles Card in Singapore?
Here are 3 simple steps to apply for the Citi PremierMiles Card
Apply via MoneySmart
Start your application by clicking the “Apply Now” button via MoneySmart.
Upon application, your SingPass MyInfo will be accessed to verify your identity and retrieve income details.
Once successfully submitted, the approval-in-principle page should appear within a few minutes.
Provide all documentation required
You’ll need to provide all the necessary documentation in order for Citibank to approve your personal loan application. This list of documents include:
- NRIC or other identification details
- Latest computerised payslip
- Latest 12 months’ CPF Contribution History Statement
- Latest Income Tax Notice of Assessment (NOA)
Receive your Citi PremierMiles Card
Activate your Citi PremierMiles Card instantly via the Citi Mobile® app using a 6-digit code for secure transactions. Once activated, you can start tracking your miles and rewards with your expenses.
Frequently Asked Questions About Citi PremierMiles Card
What are the fees payable when I apply for the Citi PremierMiles Card?
- The Citi PremierMiles Card charges an annual fee of $196.20 (first year waived with min. S$500 eligible spend within first 30 days of card approval)), cash withdrawal fees or cash advance transaction fees, late payment fee, minimum monthly payment, foreign currency transaction fee, and overlimit fee.
Am I eligible for the Citi PremierMiles Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, aged 21+, and earn a minimum annual income of $30,000 (Singaporeans/PRs) or $42,000 (Foreigners), you’re eligible to apply for the Citi PremierMiles Card.
If I’m late for my monthly Citi PremierMiles Card bill payment, how much do I have to pay?
- Late payment charge is S$100 and additional interest will be calculated on a daily basis at the most updated EIR determined by Citibank at the point of your late payment.