FASTER REWARD FULFILMENT | EARN UP TO 5% SMRT$
Citi SMRT Card is an daily groceries and commuting cashback credit card with great benefits. This Visa card requires a low minimum spend of just S$500 for you to earn maximum cashback, while also offering you the option to redeem points for either cash rebates or vouchers.
5% Savings
on Online Purchases, Groceries, Taxi, Ride-hailing & Public Transport
0.3% Savings
on Other Retail Spend
S$500
Min. Spend per month to earn max rebates
MoneySmart Exclusive

Get S$370 Cash or 5,040 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. Get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

Valid until 31 Mar 2025 - See more details below

Are you eligible?

    • MoneySmart Exclusive Promotion is valid from 20-March 2025 to 31-March-2025

    • Applicable for New-to Citibank Cardmembers only

    • Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

    • Log into your MoneySmart account and submit your claim by 30th April 2025

What you need to know

  1. Get EXTRA S$50 Cash or 700 SmartPoints on top of your baseline gifts when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months!

  2. Only recurring payments to eligible merchants listed in the T&Cs will be deemed eligible for this promotion. Refer to the T&Cs for more information on the participating merchants.

  3. [Rollin’ Rewards] We’re giving away 93,800 SmartPoints this month! Enrol in Rollin' Rewards by completing a simple 3-min questionnaire today.

  4. [Rollin’ Rewards] This earns you 1 chance to win in our draw.

  5. [Rollin’ Rewards] Increase your chances of winning when you successfully meet the eligibility requirements of this Citibank Credit Card Promotion, submit the claim form, and have it approved.

  6. [Rollin’ Rewards] 5 lucky winners walk away with 18,760 SmartPoints each (enough to redeem an Apple iPhone 16 Pro Max 256 GB)

  7. [Rollin’ Rewards] Didn’t win anything this month? You could win in the next—your chance(s) of winning will automatically roll over into next month’s drawT&Cs apply.

  8. *Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.

  9. Use 5,040 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

  10. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  11. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

  12. MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Spending at least S$500 monthly across groceries, online shopping, taxi rides (including private hire operators such as Grab and Gojek) and SimplyGo transactions.

Good for

Daily Singaporeans; young and budget-conscious individuals who love online shopping

Categories to maximise this card

Almost anything from groceries, online shopping, taxi rides (including private hire operators such as Grab and Gojek) and SimplyGo transactions

What people use it for

SimplyGo transactions, Groceries

Get if

You are looking for a low spend cashback card and you spend heavily on online shopping, groceries and take public transport frequently

All Details

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Find Out More About The Citi SMRT Credit Card In Our Blog Review!