RICHEST CASH OFFER IN THE MARKET EXCLUSIVE TO CITI
Citi SMRT Card is an daily groceries and commuting cashback credit card with great benefits. This Visa card requires a low minimum spend of just S$500 for you to earn maximum cashback, while also offering you the option to redeem points for either cash rebates or vouchers.
5% Savings
on Online Purchases, Groceries, Taxi, Ride-hailing & Public Transport
0.3% Savings
on Other Retail Spend
S$500
Min. Spend per month to earn max rebates
MoneySmart Exclusive

[HIGHEST VALUE GIFTS | ROLEX LUCKY DRAW]
 
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
 
PLUS stand a chance to win a Rolex Submariner Date 126610 (worth more than S$17,000) when you meet the Rolex Lucky Draw criteria! Check out our past Lucky Draw winners here!

Valid until 13 Sep 2024 - See more details below

Are you eligible?

    • Promotion is valid from 06-September-2024 to 13-September-2024

    • Applicable for New-to Citibank Cardmembers only

    • Customers need to apply through MoneySmart to be eligible

What you need to know

  1. Log into your MoneySmart account and submit your claim by 13th October 2024

  2. *Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.

  3. Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

  4. Gift Selection:
    a. Up to S$480* SUPER UPSIZED CASH REWARDSS$400 Cash via PayNow + up to S$80 Trip.com Coupon

  5. b. SUPER UPSIZED 6,140SmartPoints + up to S$80 Trip.com Coupon

  6. Stand a chance to win a Rolex Submariner Date 126610 (worth more than S$17,000) when you participate in our Rolex Lucky Draw by applying through MoneySmart & meeting the min. spend criteria!

  7. Use 6,140 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

  8. With 6,140 SmartPoints* earned, you can redeem:
    - Apple 13-inch MacBook Air M2 | Top up $810 more only
    - Apple iPad (10th Gen) | Redeem in full
    - S$430 GrabGifts Vouchers | Redeem in full
    - Sony WH-1000XM5 Noise Cancelling Headphones | Redeem in full
    - OR many other options available at our Rewards Store today.
    - For more information regarding SmartPoints, refer to our FAQ here.

  9. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  10. Trip.com Coupon are only eligible to be used at this link: https://sg.trip.com/w/moneysmart20

  11. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

  12. MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Spending at least S$500 monthly across groceries, online shopping, taxi rides (including private hire operators such as Grab and Gojek) and SimplyGo transactions.

Good for

Daily Singaporeans; young and budget-conscious individuals who love online shopping

Categories to maximise this card

Almost anything from groceries, online shopping, taxi rides (including private hire operators such as Grab and Gojek) and SimplyGo transactions

What people use it for

SimplyGo transactions, Groceries

Get if

You are looking for a low spend cashback card and you spend heavily on online shopping, groceries and take public transport frequently

All Details

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