UPSIZED REWARDS & LUCKY DRAW | EXCLUSIVE TO CITI
Citi SMRT Card is an daily groceries and commuting cashback credit card with great benefits. This Visa card requires a low minimum spend of just S$500 for you to earn maximum cashback, while also offering you the option to redeem points for either cash rebates or vouchers.
5% Savings
on Online Purchases, Groceries, Taxi, Ride-hailing & Public Transport
0.3% Savings
on Other Retail Spend
S$500
Min. Spend per month to earn max rebates
MoneySmart Exclusive

Enjoy an upsized 6,140 SmartPoints or S$300 Cash via PayNow, when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $7900 worth of Staycay, Shopping and Dining Vouchers! T&Cs apply.
 
Use 6,140 SmartPoints to redeem any product on our Rewards Store. Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards as well.

Valid until 23 Oct 2024 - See more details below

Are you eligible?

    • Promotion is valid from 16-October-2024 to 23-October-2024

    • Applicable for New-to Citibank Cardmembers only

    • Customers need to apply through MoneySmart to be eligible

What you need to know

  1. Log into your MoneySmart account and submit your claim by 23rd November 2024

  2. *Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.

  3. Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

  4. Gift Selection: S$300 Cash via PayNow or Upsized 6,140 SmartPoints

  5. Get an additional S$80 Trip.com Coupon on top of the base gift! The S$80 Trip.com Coupon consists of a: S$50 New User Coupon + S$30 Existing User Coupon. Refer to T&Cs for more details.

  6. Stand a chance to win:
    - 2 Days 1 Night Staycation at Pan Pacific Singapore Deluxe Panoramic Room (worth S$1,800++) + S$100 Marina Central Vouchers (2 Winners)
    2 Days 1 Night Staycation at JW Marriot Singapore South Beach Premier Room (worth S$750++) S$100 Marina Central Vouchers (2 Winners)
    - 2 Days 1 Night Staycation at Conrad Centennial Singapore Deluxe Room (worth S$506++) S$100 Marina Central Vouchers (2 Winners)
    - S$500 Suntec City e-vouchers + S$100 Marina Central Vouchers (2 Winners)

  7. Refer to https://www.moneysmart.sg/credit-cards/marina-central-promotion-ms for more details about the Lucky Draw!

  8. Use 6,140 SmartPoints to redeem any product on our Rewards Store. Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards like a Apple 13-inch MacBook Air at only S$810!

  9. With 6,140 SmartPoints* earned, you can redeem:
    - Apple 13-inch MacBook Air M2 | Top up $810 more only
    - Apple iPad (10th Gen) | Redeem in full
    - S$430 GrabGifts Vouchers | Redeem in full
    - Sony WH-1000XM5 Noise Cancelling Headphones | Redeem in full
    - OR many other options available at our Rewards Store today.
    - For more information regarding SmartPoints, refer to our FAQ here.

  10. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  11. Trip.com Coupon are only eligible to be used at this link: https://sg.trip.com/w/moneysmart20

  12. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

  13. MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Spending at least S$500 monthly across groceries, online shopping, taxi rides (including private hire operators such as Grab and Gojek) and SimplyGo transactions.

Good for

Daily Singaporeans; young and budget-conscious individuals who love online shopping

Categories to maximise this card

Almost anything from groceries, online shopping, taxi rides (including private hire operators such as Grab and Gojek) and SimplyGo transactions

What people use it for

SimplyGo transactions, Groceries

Get if

You are looking for a low spend cashback card and you spend heavily on online shopping, groceries and take public transport frequently

All Details

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Find Out More About The Citi SMRT Credit Card In Our Blog Review!