S$1 = 10X yuu Points
at yuu merchants, with no min. spend and no cap
Additional bonus 26X yuu Points
when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
S$1 = 1X yuu Point
on all other spend
Online Promo
New Cardmembers can get S$150 cashback when you successfully apply for a DBS yuu Visa Card and make a min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 31 Jan 2025 - See more details below

Are you eligible?

    • Valid for New Cardmembers only.
    • New Cardmembers need to spend a min. of S$800 within the first 60 days of card approval.
    • Use promo code 150CASH during application to qualify for the $150 cash promo for New Cardmembers

What you need to know

  1. New Cardmembers are defined as customers who are currently not holding on to any Principal DBS/POSB Credit Card and 
  2. have not cancelled any Principal DBS/POSB Credit Card within the last 12 months.
  3. Bank T&Cs Apply
T&Cs

Quick Facts

Get the maximum value by

Downloading the yuu App and linking your DBS yuu Card to earn, track and redeem yuu Points

Good for

Deal-seekers who want to be rewarded for their daily essentials spend

Categories to maximise this card

Groceries, dining, telco and recreation

What people use it for

Daily essentials

Get if

You want to be rewarded with MORE on your purchases.

All Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

DBS yuu Card Benefits 2024

DBS has been one of the leading financial services groups in Asia, serving about 19 markets globally today. With over half a century of experience in providing financial services for clients, DBS is committed to constantly innovating their products and services that range from personal finance to commercial and private banking, to cater to different needs.

The DBS yuu Card offers one of the most generous multi-brand rewards programmes around in Singapore and it gives you the opportunity to earn up to 26X yuu Points for your daily spending across several categories such as groceries, dining, health and beauty, telco and more. Let us take a look at the requirements, pros and cons and other relevant details of the DBS yuu Card before you decide if this card is suitable for you.

Pros & Cons

Pros

  • 5% cash rebates (equivalent to 10X yuu Points) at over 1,000 participating yuu merchants
  • Bonus 13% cash rebates (equivalent to 26X yuu Points) on your yuu merchant spend
  • First-year annual fee waiver available
  • 1 yuu point is awarded per $1 spent on all other spending
  • No points cap
  • Access to thousands of dining, shopping, and lifestyle rewards with the DBS yuu mobile app

Cons

  • Interest rate of 27.80%, which is higher than other rewards credit cards in the market
  • A minimum spending of S$800 is required to ger the $160 cashback and 5% cash rebates
  • A minimum spending of S$600 per month to qualify for the bonus 13% cash rebates

DBS yuu Card Application

Here are 3 simple steps to apply for the DBS yuu Card

Step 1

Apply via MoneySmart’s Credit Cards page

You may begin your application by clicking on our DBS yuu Card application link.

When you choose to apply online via DBS website using SingPass MyInfo, DBS will pull your identity and income data from SingPass (which is already verified), thus reducing the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

Step 2

Provide all documentation required

You'll need to provide all the necessary documentation in order for DBS to approve your credit card application. This list of documents include:

  • NRIC or other identification details
  • Latest 3 months computerised payslip
  • Latest 12 month CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA), only applicable to new cardholder applicants who are self-employed or foreigners on a valid work pass

Step 3

Activate your DBS yuu Card

You’ll be able to activate your DBS yuu through the DBS yuu App, link your card to your yuu account, scan your yuu ID using the yuu App to earn yuu points and pay cashless and conveniently at over 1,000 participating yuu merchants.

Compare DBS yuu Card vs. SCB Smart Credit Card vs. Citi Cash Back+ Card

As compared to the Standard Chartered Smart Credit Card and Citi Cash Back+ Card, the DBS yuu Card gives the most flexibility on earning of rewards points, with no cap on earned yuu rewards points every year and the highest possible cashback of up to 18%, unlike the SCB Smart Credit Card that has a cap of 14,400 reward points per month.


In terms of interest rates, the Standard Chartered Smart Card charges the widest range — up to 29.90% p.a., as compared to the SCB Smart Credit Card and Citi Cash Back+ Card, but it is also the only one among the three cards which doesn’t charge any annual fees


In a nutshell, the DBS yuu Card is great for consistent spenders who know how to maximise the 26X DBS yuu points (which is up to 13% cash rebates) at over 1000 DBS yuu Card participating places, and the range of dining, shopping, and lifestyle, and travel-related benefits that comes with it.

DBS yuu Card

Interest rate: 27.80%

Annual fee: $196.20 for Year 1 (First year waiver available)

Minimum annual income:

  • $30,000 for Singaporeans and PRs
  • $45,000 for foreigners

  • Cash back benefits:
  • Up to 13% cash rebates (26X yuu points with $600 minimum spend per month)
  • 5% cash rebates (equivalent to 10X yuu Points) at over 1,000 participating yuu merchants
  • No earned points cap
  • 1 yuu point is awarded per $1 spent on all other spending
  • Enjoy thousands of dining, shopping, and lifestyle rewards via the DBS yuu mobile app, with purchases made using your DBS yuu Card
  • SCB Smart Credit Card

    Interest rate: 23.90% to 29.90%

    Annual fee: None

    Minimum annual income:

  • $30,000 for Singaporeans and PRs
  • $60,000 for foreigners

  • Cash back benefits:
  • 6% cashback on your everyday spend at selected merchants across fast food dining, coffee and toast, digital subscriptions and transportation
  • No minimum spend requirement
  • Access to Standard Chartered’s The Good Life Program which includes exclusive dining and shopping discount privileges at over 3,000 outlets in Asia
  • Complimentary travel medical insurance of up to S$500,000
  • Up to 23.4% fuel savings at Caltex
  • Citi Cash Back+ Card

    Interest rate: 27.90%

    Annual fee: $196.20 for Year 1 (First year waiver available)

    Minimum annual income:

  • $30,000 for Singaporeans and PRs
  • $42,000 for foreigners

  • Cash back benefits:
  • Minimum of 1.6% cash back on spending on any category
  • Bonus 0.4% cashback on eligible spending (only for Citi Plus customers who are the Primary Account Holders of Citi Interest Booster Accounts)
  • Unlimited cash back (no cap on earned cash back)
  • No minimum spend requirement
  • No expiry on cashback earned
  • Up to S$1 million of complimentary travel coverage (when travel tickets purchased with a Citi Cash Back + Card)
  • Frequently Asked Questions

    Are there any fees if I apply for the DBS yuu Card?

    DBS charges an annual fee of $196.20 if you are a DBS yuu Cardholder. A fee waiver is available only for the first year, plus there are other fees like cash withdrawal fees or cash advance transaction fees, late payment fee, minimum monthly payment, foreign currency transaction fee, and overlimit fee.

    How do I apply for a DBS yuu Card?

    You can apply for the DBS yuu Card in 3 simple steps.

    1. Click “Apply Now” on the DBS yuu Card option on MoneySmart’s credit card page
    2. Provide your NRIC or other identification details, latest 3 months’ computerised payslip, latest 12 months’ CPF Contribution History Statement, and latest Income Tax Notice of Assessment (NOA)
    3. Activate your DBS yuu Card via the DBS yuu App.