- S$1 = 2.4 miles
- on Foreign Currency Spend
- S$1 = 1.8 miles
- on Online & Contactless Spend in SGD
- S$1 = 0.4 miles
- on All Other Spend
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All Details
8% Cash Rebate on Foreign Currency Spend
6% Cash Rebate on Online Spend in SGD
6% Cash Rebate on Contactless Spend in SGD
0.3% Cash Rebate on All Other Spend
Minimum monthly spend of S$600 applies. If minimum monthly spend is not met, 0.3% Cash Rebate will be awarded on all spend.
Cash Rebate is capped at S$25 per spend category and a total S$100 across all 4 spend categories
2.4 miles per S$1 on Foreign Currency Spend
1.8 miles per S$1 on Online Spend in SGD
1.8 miles per S$1 on Contactless Spend in SGD
0.4 miles per S$1 on All Other Spend
Minimum monthly spend of S$600 applies. If minimum monthly spend is not met, 0.4 miles per S$1 will be awarded on all spend.
Capped at 750 Miles per spend category and a total 3,000 Miles across all 4 spend categories
2.4 miles or 8% cash rebate or 8% investment credits for every S$1 on Foreign Currency Spend
Minimum monthly spend of S$600 applies. If minimum monthly spend is not met, 0.3% cash rebate or 0.3% investment credits or 0.4 miles per S$1 will be awarded.
Capped to S$25 cash rebate or S$25 investment credits or 750 miles on eligible foreign currency spend per statement month
1.8 miles or 6% cash rebate or 6% investment credits for every S$1 on Online Spend in SGD
Minimum monthly spend of S$600 applies. If minimum monthly spend is not met, 0.3% cash rebate or 0.3% investment credits or 0.4 miles per S$1 will be awarded.
Capped to S$25 cash rebate or S$25 investment credits or 750 miles on eligible online spend per statement month
1.8 miles or 6% cash rebate or 6% investment credits for every S$1 on Contactless Spend in SGD
Minimum monthly spend of S$600 applies. If minimum monthly spend is not met, 0.3% cash rebate or 0.3% investment credits or 0.4 miles per S$1 will be awarded.
Capped to S$25 cash rebate or S$25 investment credits or 750 miles on eligible contactless spend per statement month
1.8 miles or 6% cash rebate or 6% investment credits for every S$1 on Contactless Spend in SGD
Minimum monthly spend of S$600 applies. If minimum monthly spend is not met, 0.3% cash rebate or 0.3% investment credits or 0.4 miles per S$1 will be awarded.
Capped to S$25 cash rebate or S$25 investment credits or 750 miles on eligible contactless spend per statement month
1.8 miles or 6% cash rebate or 6% investment credits for every S$1 on Contactless Spend in SGD
Minimum monthly spend of S$600 applies. If minimum monthly spend is not met, 0.3% cash rebate or 0.3% investment credits or 0.4 miles per S$1 will be awarded.
Capped to S$25 cash rebate or S$25 investment credits or 750 miles on eligible contactless spend per statement month
| Annual Principal Fee | S$15 Monthly Service Fee (GST applies) |
|---|
| Supplementary Annual Fee | S$7.50 Monthly Service Fee (GST applies) |
|---|
| Fee Waiver | Waived for first 12 months |
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| Annual Interest Rate | 27.8% |
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| Late Payment Fees | S$100 |
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| Minimum Monthly Repayment | 5% of outstanding balance or S$50 (whichever is greater), or the full amount if below S$50; plus all past due amount and any amount exceeding Credit Limit |
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| Foreign Currency Transaction Fee | 3.25% |
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| Singaporean/PR Minimum Income | S$30,000 per annum |
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| Non-Singaporean Minimum Income | S$60,000 per annum |
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| SG Citizens or PRs | Apply via MyInfo |
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| Income Tax Notice of Assessment | Latest NOA |
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| Latest Original Computerised Payslip | Latest 3 or 6 months |
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