- 5% Cashback
- Earn extra 3% Cashback in addition to usual 2%
- 2% Cashback
- No Minimum Spend
- S$200
- Cash Back Cap per month
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All Details
From 1 October to 31 December 2024, enjoy an extra 3% cashback* on all local and overseas purchases with minimum spend of S$1,000 on DCS Ultimate Platinum UnionPay Card. Visit dcscc.com/campaigns/UPI2024 for more details
Scan and pay conveniently at any UnionPay QR Code-enabled merchants in over 40 destinations worldwide, including Mainland China, Hong Kong, Malaysia and Thailand
At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.
Earn 2% cashback on all local and overseas spend with no minimum spend requirements, capped at S$200 cashback per calendar month
From 15 July till 30 Sep 2024, earn 5% cashback with a minimum spend of S$1,000. Visit dcscc.com/campaigns/UPI2024 for full details.
Scan and pay conveniently at any UnionPay QR Code-enabled merchants in over 40 destinations worldwide, including Mainland China, Hong Kong, Malaysia and Thailand
Free travel insurance coverage of up to S$1,000,000
| Annual Principal Fee | S$196.20 inclusive of GST (first year FREE) |
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| Supplementary Annual Fee | S$98.10 inclusive of GST (first year FREE) |
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| Annual Interest Rate | 26.90% |
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| Late Payment Fees | S$100 if the Minimum Payment is not received by Payment Due Date |
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| Minimum Monthly Repayment | 5% of outstanding balance or S$50 (whichever is greater), or the full amount if below S$50; plus all past due amount and any amount exceeding Credit Limit |
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| Singaporean/PR Minimum Income | Minimum income of S$30,000p.a. OR S$15,000p.a. (for age 55 & above) |
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| Non-Singaporean Minimum Income | Minimum income of S$60,000p.a. |
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| SG Citizens or PRs | Apply via MyInfo |
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| Passport Validity (Foreigners) | 6 months |
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| Work Permit Validity (Foreigners) | 6 months |
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| Utility or Telephone Bill | Full Name & Address |
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| Income Tax Notice of Assessment | Yes |
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| Latest Original Computerised Payslip | Yes |
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Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
