HSBC TravelOne Card
HSBC TravelOne Card
- S$1 = 1.2 miles
- on Local Spend
- S$1 = 2.4 Miles
- on Foreign Currency Spend
- Complimentary
- Travel Insurance coverage, Airport Lounge visits
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints , PLUS a 5GB Eskimo eSIM (worth US$25) when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card. T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.
Are you eligible?
Promotion is valid from 12-March-2025 to 31-March-2025
MoneySmart Exclusive gift is applicable for New-to-HSBC cardholders only
Customers need to apply through MoneySmart to be eligible
For HSBC TravelOne Card the first-year annual fee of S$196.20 (incl. GST) must be paid to be eligible for the promotion.
Applicants need to provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application
Spend a min. of S$800 in Qualifying Transactions from Card Account Opening Date to the end of the following calendar month.
Log into your MoneySmart account and submit your claim by 30th April 2025
What you need to know
Get an additional 5GB Eskimo eSIM on top of your baseline gift if you are the first 200 to meet the spend criteria and submit the claim form!
[Rollin’ Rewards] We’re giving away 93,800 SmartPoints this month! Enrol in Rollin' Rewards by completing a simple 3-min questionnaire today.
[Rollin’ Rewards] This earns you 1 chance to win in our draw.
[Rollin’ Rewards] Increase your chances of winning when you successfully meet the eligibility requirements of this HSBC Credit Card Promotion, submit the claim form, and have it approved.
[Rollin’ Rewards] 5 lucky winners walk away with 18,760 SmartPoints each (enough to redeem an Apple iPhone 16 Pro Max 256 GB)
[Rollin’ Rewards] Didn’t win anything this month? You could win in the next—your chance(s) of winning will automatically roll over into next month’s draw. T&Cs apply.
Use 5,000 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
HSBC Live Your Adventure: Get 1 Spin when you apply for an eligible HSBC Credit Card and make a min. of 10 transactions in 30 days
HSBC Live Your Adventure: Earn an additional Spin when you on your first S$1,800 spend
HSBC Live Your Adventure: Get S$200 GrabGifts Vouchers when you spend more than S$5,000
Please note that all rewards (Cash or SmartPoints) will typically be fulfilled approximately 5 months after the end of the campaign month (31 March 2025).
MoneySmart exclusive rewards do not stack with external or third party promotions unless otherwise stated. See T&Cs for details.
*Instantly Activate Your Virtual Card for Google Pay and Apple Pay Shopping! T&Cs apply.
All Details
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
✈️ It's Time to Live Your Best Life! 😎
From 13 January to 13 April 2025, apply for any HSBC credit card with us on MoneySmart and make 10 qualifying transactions (no min. spend required)** and enjoy 1x spin per transaction! Each spin guarantees you a prize, bringing you closer to winning your way through 2025 :star::gift:
Not to mention, these rewards are STACKABLE with our MoneySmart-exclusive offers, so that's truly DOUBLE the prizes! So what're you waiting for, it's time to apply, spend, and SPIN! THAT! WHEEL!
*Each qualified customer is entitled to a maximum of 3 spins only.
**Within 30 days of card account opening.
HSBC TravelOne Credit Card Benefits 2025
Notable highlights include free miles transfers with over 20 frequent flyer and hotel partners and seamless redemption via the HSBC mobile app, ensuring effortless rewards and payments. If you're still on the fence about getting the HSBC TravelOne Credit Card, read on to find out its requirements, pros and cons, and more.
Customer Reviews on MoneySmart Credit Card Applications
Review by TJ. Hoo
"I had applied for 2 credit cards via MoneySmart so far, and their response has always been prompt. The process of getting the sign-up gift is also clear. I would definitely recommend going through them for credit card applications. "
As seen on Google
Review by D. Ng
"Really great experience signing up for a credit card with them. The gift came faster than expected, would definitely sign for another credit card using this website again."
As seen on Google
Review by A. Koh
"Great experience by signing up for a credit card through MoneySmart. Redemption of gift is fast and smooth sailing. Am considering to sign up another credit card as currently reviewing own financial expenses. Good job, Guys!"
As seen on Google
Pros & Cons of HSBC TravelOne Card
Pros ✅
- Up to 2.4 miles for every S$1 (mpd) spent overseas
- No cap on miles/points earned
- Up to 1.2 miles for every S$1 spent locally
- Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app
- No redemption fee for air miles or hotel points
- Annual fee waiver available (from 2nd year onwards)
- Exclusive access to HSBC ENTERTAINER with HSBC Singapore mobile app, enjoy over 1,000 worldwide 1-for-1 deals on dining, lifestyle and travel
- Flexibility to split your purchases across a range of flexible tenors using HSBC credit card Instalment Plans at 0% interest fee
- Up to S$150,000 complimentary travel insurance coverage when you charge full travel fare to card
- 4 complimentary airport lounge visits worldwide per year for primary cardholders
- Instant reward redemption with a wide range of airline and hotel partners via HSBC mobile app
Cons ❌
- Interest rate of 27.8% (as per MoneySmart's Credit Cards comparison tool)
- Annual fee waiver from 2nd year onwards, with min. $25,000 spend per year to qualify
- HSBC Rewards Points expire after 37 months
- No bonus miles on specific spend categories; miles earned are only differentiated between local or overseas spend
The HSBC TravelOne Card is a reliable travel credit card for both new and experienced miles chasers.
Besides its impressive 2.4 mpd on overseas transactions, discover what else this card has to offer in our full review.
Comparison: HSBC TravelOne vs Citi PremierMiles vs Standard Chartered Journey Card
While the HSBC TravelOne Card is a strong contender in the travel credit card space, but how does it hold up to its fellow competitors like the Citi PremierMiles and Standard Chartered Journey? These three credit cards have gained traction in the miles-chasing community, often going head-to-head in many key features.
That said, out of the bunch, does one truly emerge victorious? Let’s break down their key components like interest rates, annual fees, minimum annual income requirements, and air miles benefits to see which card offers the best value.
| Feature | HSBC TravelOne Card | Citi PremierMiles Card | SCB Journey Card |
|---|---|---|---|
| Interest Rate | 27.8% p.a. | 27.9% p.a. | 27.9% p.a. |
| Annual Fee | $196.20 (Subsequent years' fee waived with min. S$25,000 annual spend) | $196.20 (First year waived with min. S$500 qualifying spend within 30 days via MoneySmart) | $196.20 (First year waived with "FEE WAIVED" option selected) |
| Minimum Annual Income |
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| Air Miles Benefits |
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Interest rate. Currently, the HSBC TravelOne Card offers a marginally lower minimum interest rate as compared to the Citi PremierMiles Card and Standard Chartered Journey Card.
Annual fee. You'll definitely save more with the Standard Chartered Journey Card as compared to the HSBC TravelOne Card and Citi PremierMiles Card, as you wouldn't have to pay any annual fees when selecting the “FEE WAIVED” option.
Air miles benefits. The Citi PremierMiles Card comes up on top with the most attractive perks as compared to the HSBC TravelOne Card and Standard Chartered Journey Card, offering the highest air miles per S$1 spent on online travel bookings via Kaligo and Agoda.
In a nutshell, the HSBC TravelOne Card is worth getting if you're after its fee-free miles transfers with over 20 frequent flyer and hotel partners, no cap on miles/points earned, plus the instant reward redemption with its extensive selection of airline and hotel partners via the HSBC Singapore mobile app.
HSBC TravelOne Card Eligibility & Requirements
| Singapore Citizens / PRs | Foreigners | |
|---|---|---|
| Age | 21 and above | 21 and above |
| Minimum annual income | $30,000 | $40,000 |
| Documents required (Assuming salaried employees) |
How to Apply For the HSBC TravelOne Credit Card?
Here are 3 simple steps to apply for the HSBC TravelOne Credit Card:
Apply via MoneySmart’s credit cards page
You may begin your application by clicking on any of our HSBC TravelOne Card “Apply Now” button.
When you choose to apply online or through the HSBC mobile app and via SingPass MyInfo, HSBC will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Provide all documentation required
You'll need to provide all the necessary documentation in order for HSBC to approve your credit card application. This list of documents (for salaried employees) include:
For required documents for commission-based earners and self-employed individuals, please refer to their T&Cs.
Receive your HSBC TravelOne Credit Card
You’ll be able to activate your HSBC TravelOne Card instantly through the HSBC mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions.
Thereafter, it’s ready for you to use on any of your purchases and you can track your air miles and other rewards with your HSBC mobile app!
Frequently Asked Questions About HSBC TravelOne Card
Are there any fees if I apply for the HSBC TravelOne Credit Card?
- HSBC TravelOne charges an initial annual fee of $196.20 (with waiver available for 2nd year onwards, upon a min. spend of S$25,000 per year), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.
Am I eligible for the HSBC TravelOne Credit Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the HSBC TravelOne Credit Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000-$40,000 (for Singaporeans and PRs) or $40,000 (for foreigners).
If I’m late for my monthly HSBC TravelOne Credit Card bill payment, how much do I have to pay?
- Late payment charge is S$100 and additional interest will be calculated on a daily basis at the most updated EIR determined by HSBC at the point of your late payment.
When do HSBC Points expire?
- HSBC Points expire after 37 months from the date of initial earning.
How many miles can I convert from HSBC Points?
- The minimum redemption amount is 25,000 HSBC Points to 10,000 KrisFlyer miles.
How to convert HSBC Points to miles?
- All HSBC reward points can be redeemed for miles via the HSBC Singapore mobile app. Below are the steps:
- Log in to your HSBC account
- Select “Credit Card Rewards” > “Airline Miles” > Enter redemption details
- Select preferred airline loyalty programme (e.g. Singapore Airlines KrisFlyer) > Input number of KrisFlyer miles for redemption > Enter your name and KrisFlyer membership number
- Confirm redemption