HSBC TravelOne Card

HSBC TravelOne Card

HSBC TravelOne Card

HSBC TravelOne Card

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Earn up to 2.4 Miles | Instant Activation*
The HSBC TravelOne Credit Card is tailored for travelers, offering a range of benefits to enhance their journeys. Cardholders can earn miles on their spending, with accelerated points for travel-related expenses, and redeem them for various rewards including airline miles and hotel stays. Additionally, the card provides complimentary airport lounge access through Priority Pass™ and travel insurance coverage.
S$1 = 1.2 miles
on Local Spend
S$1 = 2.4 Miles
on Foreign Currency Spend
Complimentary
Travel Insurance coverage, Airport Lounge visits
MoneySmart Exclusive

[Unlock Exclusive Rewards with HSBC]
Stand a chance to win the LATEST MacBook Pro M4 14” (S$2,199), Apple iPad Pro 11" 256GB (S$1,499) or Apple Watch Ultra 2 (S$1,199) when you fulfill the campaign requirements. T&Cs apply.
 
Be the first 30 successful applicants to apply and receive an Apple Watch SE (worth S$382.50). T&Cs apply.
 
PLUS, apply now and get a 1 + 1 Samsonite Luggage (worth S$1,000) from HSBC. T&Cs apply.
 
Additionally, enrol in our Rollin’ Rewards campaign today and stand a chance to score an additional 7,460 SmartPoints.

Valid until 30 Nov 2024 - See more details below

Are you eligible?

    • Promotion is valid from 12-November-2024 to 30-November-2024

    • MoneySmart Exclusive gift is applicable for New-to-HSBC cardholders only

    • Customers need to apply through MoneySmart to be eligible

    • Applicants need to provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application

    • Spend a min. of S$1,000 in Qualifying Transactions from Card Account Opening Date to the end of the following calendar month.

    • Additionally, for TravelOne Credit Card application you will have to pay the first-year annual fee of S$196.20 (incl. GST)

    • Log into your MoneySmart account and submit your claim by 30th December 2024

What you need to know

  1. [Lucky Draw]
    Stand a chance to score the following prizes:
    • Apple MacBook Pro 14-inch M4 chip (worth S$2,199)
    • Apple iPad Pro 11-inch, 256GB (worth S$1,499)
    • Apple Watch Ultra 2, 49mm (worth S$1,199)

  2. [Giveaway]
    Be the first 30 successful applicants submit the MoneySmart claim form and receive an Apple Watch SE (worth S$382.50).

  3. [HSBC Promotion]
    New Cardholders can get 1+1 Samsonite luggage (worth S$1,000). T&Cs apply.

  4. [Rollin’ Rewards] Enrol in our Rollin’ Rewards campaign by completing a simple 3-min questionnaire.

  5. [Rollin’ Rewards] This earns you 1 token in the draw, to score amazing prizes each month.

  6. [Rollin’ Rewards] Earn 5 more tokens, when your claim form for the HSBC Live+/Advance/Revolution Card is successfully approved.

  7. [Rollin’ Rewards] Did not win this month? Your chances of winning will be accumulated into next month’s campaign. T&Cs apply.

  8. MoneySmart exclusive rewards do not stack with external or third party promotions unless otherwise stated. See T&Cs for details.

  9. *Instantly Activate Your Virtual Card for Google Pay and Apple Pay Shopping! T&Cs apply.

T&Cs
FAQ
Claim Form

Quick Facts

Good for

Instant Rewards Redemption

Categories to maximise this card

Travel

What people use it for

Frequent travellers who are looking for more flexibility & choices in redeeming miles and good earn rate

Get if

You are looking for a miles credit card with high earn rate and fast redemption

All Details

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HSBC TravelOne Credit Card Benefits 2024

Introduced in early 2023, the HSBC TravelOne credit card represents HSBC's newest addition to its credit card lineup, specifically designed for those passionate about travel. It offers enhanced flexibility, ease, and appealing rewards.

Notable highlights include fee-free miles transfers with 9 frequent flyer partners and the integration with the HSBC mobile app, allowing users to effortlessly redeem travel rewards and handle their payments with utmost convenience. If you're considering whether to get the HSBC TravelOne Credit Card, let's find out if this card is suitable for you as we consider the requirements, pros and cons and more.

Pros and Cons of HSBC TravelOne Card

Pros

  • Up to 2.4 miles for every S$1 spent overseas
  • No cap on miles/points earned
  • Up to 1.2 miles for every S$1 spent locally
  • Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app
  • No redemption fee when you redeem for air miles or hotel points
  • Annual fee waiver available (from 2nd year onwards)
  • Exclusive access to HSBC ENTERTAINER with HSBC Singapore mobile app, enjoy over 1,000 worldwide 1-for-1 deals on dining, lifestyle and travel
  • Flexibility to split your purchases across a range of flexible tenors that suits your needs with HSBC credit card Instalment Plans at 0% interest fee
  • Complimentary travel insurance
  • Complimentary airport lounge visits per year for primary cardholders

Cons

  • Interest rate of 26.90%, which is lower than some cashback credit cards (as per MoneySmart's Credit Cards comparison tool)
  • Min. spend of S$1,000 to qualify for the 20,000 welcome bonus miles
  • Min. spend of S$25,000 per year to qualify for the annual fee waiver

Compare HSBC TravelOne vs. Citi PremierMiles Card vs. SCB Journey Credit Card

Currently, the HSBC TravelOne Card offers the lowest minimum interest rate chargeable as compared to the Citi PremierMiles Card and Standard Chartered Journey Card.

In terms of annual fee, you'll definitely save more with the Standard Chartered Journey Card as compared to the HSBC TravelOne Card and Citi PremierMiles Card, as you wouldn't have to pay any annual fees for it.

When it comes to air miles benefits, the Citi PremierMiles Card comes up on top with the most attractive perks as compared to the HSBC TravelOne Card and Standard Chartered Journey Card, offering the highest air miles per S$1 spent on online travel bookings via Kaligo and Agoda.

However, the Citi PremierMiles Card requires a minimum spend of $800 per month for the first-year fee waiver, unlike the Standard Chartered Journey Card which does not have minimum spend requirements. HSBC TravelOne Card requires an even higher minimum spending of S$25,000 annually to be eligible for the second-year annual fee waiver.

In a nutshell, the HSBC TravelOne Card is worth getting if you're after its fee-free miles transfers with 9 frequent flyer partners, no cap on miles/points earned, plus the instant reward redemption with its extensive selection of airline and hotel partners via the HSBC Singapore mobile app.

Find Out More About The HSBC TravelOne Credit Card In Our Blog Review!

Read Card Review

HSBC TravelOne Card Application

Here are 3 simple steps to apply for the HSBC TravelOne Credit Card:

Step 1

Apply via MoneySmart’s credit cards page

You may begin your application by clicking on our HSBC TravelOne Card application link.

When you choose to apply online or through the HSBC mobile app and via SingPass MyInfo, HSBC will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

Step 2

Provide all documentation required

You'll need to provide all the necessary documentation in order for HSBC to approve your credit card application. This list of documents include:

  • NRIC or other identification details
  • Latest computerised payslip
  • Latest 12 months' CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA)

Step 3

Receive your HSBC TravelOne Credit Card

You’ll be able to activate your HSBC TravelOne Card instantly through the HSBC mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your air miles and other rewards with your HSBC mobile app!

Frequently Asked Questions About HSBC TravelOne Card

Are there any fees if I apply for the HSBC TravelOne Credit Card?

HSBC TravelOne charges an initial annual fee of $196.20 (with waiver available for 2nd year onwards, upon a min. spend of S$25,000 per year), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

Am I eligible for the HSBC TravelOne Credit Card?

If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the HSBC TravelOne Credit Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000-$40,000 (for Singaporeans and PRs) or $40,000 (for foreigners).

If I’m late for my monthly HSBC TravelOne Credit Card bill payment, how much do I have to pay?

Late payment charge is S$100 and additional interest will be calculated on a daily basis at the most updated EIR determined by HSBC at the point of your late payment.