1% Cash Rebates

when monthly bill is above S$1,000

Interest Free

monthly instalment payments

Payments Split into

3 or 6 months

All Details

• Key Features

  • The first Buy Now Pay Later Credit Card that allows you to split any payment and enjoy 0% interest instalments.

  • Interest-free auto-instalments - automatically splits your transactions into monthly instalments, so you don’t have to worry about paying all your expenses at one go.

  • Ease of split payments across 3 or 6 months

  • Earn 1% cash rebates when your monthly bill is S$1,000 or more

0% Instalment

• Interest-free auto-instalments - automatically splits your transactions into monthly instalments, so you don’t have to worry about paying all your expenses at one go.

• Ease of split payments across 3 or 6 months

• Earn 1% cash rebates when your monthly bill is S$1,000 or more

Annual Interest Rate and Fees

Annual Principal Fee	S$162 (waived for first 2 years)
Supplementary Annual Fee	S$81
Fee Waiver	Minimum Spend of S$10,000 in 1 year
Interest Free Period	23 days
Annual Interest Rate	27.78%
Late Payment Fees	S$100
Minimum Monthly Repayment	S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount
Foreign Currency Transaction Fee	3.25%
Cash Advance Transaction Fee	S$15 or 8% of amount withdrawn whichever is greater
Overlimit Fee	S$40

Card Association

Mastercard

Wireless Payment

Apple Pay
Samsung Pay
Google Pay
Mastercard Contactless