POSB Everyday Card

Earn Cash Rebates that Never Expire

POSB Everyday Card is an all-rounded cash rebates credit card. Enjoy up to 10% cash rebates on your daily essentials when you dine, shop online or purchase groceries. Also enjoy 50% off family attractions and other exclusive deals and up to 20.1% on fuel at SPC.

Up to 5%
Cash Rebate on Groceries at Sheng Siong: Up to 5%
Cash Rebate on Online Shopping at Redmart: 0.3%
Cash Rebate on all other spend

Online Promo

Get S$150 Cashback when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.

Valid until 31 Jan 2025 - See more details below

Are you eligible?

- Valid for New Cardholders only.
- Spend a minimum of S$800 within the first 60 days from the date of Card approval.
- Apply with the promo code 150CASH to be eligible for the promotion

What you need to know

Eligible Cardmembers are defined as customers who are currently not holding on to any Principal DBS/POSB Credit Card
AND have not cancelled any Principal DBS/POSB Credit Card within the last 12 months

T&Cs

Quick Facts

Get the maximum value by

Spending on unlimited cash rebates merchants such SPC and Watsons with no minimum spend requirements

Good for

Everyday Singaporeans who spend on everyday expenses such as dining, online food deliveries, groceries, online shopping and bill payments

Categories to maximise this card

Dining, online food deliveries, groceries, online shopping, health and wellness, fuel and bill payments

What people use it for

Everyday expenses

Get if

Your spending habits gear towards partner merchants such as Sheng Siong, Watsons, SPC, Amazon,sg, Lazada, Qoo10, Shopee, Redmart, Taobao, POPULAR

All Details

- Up to 10% cash rebates on your daily essentials when you dine, shop online or purchase groceries
- 50% off family attractions and other exclusive deals
- Save up to 20.1% on fuel at SPC
- At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.

10% cash rebates on online food delivery at foodpanda and Deliveroo when you spend above S$800 on your card per calendar month
3% on all other dining transactions with caterers, eating places and restaurants, bars, cocktail lounges (excluding fast food spend) when you spend above S$800 on your card per calendar month
Enjoy exclusive 1-for-1 dining privileges and discounts at restaurants and bars islandwide

3% cash rebates at SP Group, Union Power, Tuas Power and Geneco with no minimum spend, capped at S$100 spend per calendar month
2% cash rebates at Keppel Electric, Senoko Energy and Sembcorp Power with no minimum spend, capped at S$100 spend per calendar month
3% cash rebates on phone bills (Singtel,Singtel GOMO,StarHub,StarHub giga,M1,MyRepublic, Circles.Life) when you spend above S$800 on your card per calendar month

10% cash rebates on online food delivery at foodpanda and Deliveroo when you spend above S$800 on your card per calendar month
8% Cash Rebates at POPULAR stores & POPULAR Online Store
5% cash rebates at Sheng Siong transactions in-store and Online, with no minimum spend, capped at S$600 spend per calendar month
5% cash rebates on your grocery transactions at RedMart when you spend above S$800 on your card per calendar month
5% Cash Rebates on Online Shopping (Amazon.sg, Lazada, Qoo10, Shopee, RedMart and Taobao) when you spend above S$800 on your card per calendar month
3% cash rebates at Pet Lovers Centre (purchases above S$15)
3% on dining transactions with caterers, eating places and restaurants, bars, cocktail lounges (excluding fast food spend) when you spend above S$800 on your card per calendar month
3% cash rebates on phone bills (Singtel,Singtel GOMO,StarHub,StarHub giga,M1,MyRepublic, Circles.Life) when you spend above S$800 on your card per calendar month
3% cash rebates at SP Group, Union Power, Tuas Power and Geneco with no minimum spend, capped at S$100 spend per calendar month
2% cash rebates at Keppel Electric, Senoko Energy and Sembcorp Power with no minimum spend, capped at S$100 spend per calendar month

Annual Principal Fee	S$196.20
Supplementary Annual Fee	S$98.10
Fee Waiver	First year waived
Interest Free Period	25 days
Annual Interest Rate	Prevailing interest rate of 27.8% p.a. (subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of transaction until receipt of full payment. (Minimum charge: S$2.50)
Late Payment Fees	S$100
Minimum Monthly Repayment	3.00% or S$50, whichever is higher
Foreign Currency Transaction Fee	3.25%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	8% of the amount withdrawn per transaction or S$15, whichever is higher
Overlimit Fee	S$40

Back to all Credit Cards

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Apply Now

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$45,000

MasterCard PayPass
Apple Pay
Samsung Pay
Google Pay

POSB Everyday Card

POSB Everyday Card

Are you eligible?

What you need to know

Quick Facts

Get the maximum value by

Good for

Categories to maximise this card

What people use it for

Get if

All Details

Key Features

Petrol Excellent

Dining Excellent

Bill Payment Very Good

Grocery Very Good

Shopping Very Good

Cash Back Very Good

Online Shopping Very Good

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

Wireless Payment

MoneySmart Promotions