Standard Chartered Visa Infinite Credit Card
Standard Chartered Visa Infinite Credit Card
- S$1 = 3 miles
- on Overseas Spend
- S$1 = 1.4 miles
- on Local Spend
- S$2,000
- Min Spend per month
Get S$250 Cash via PayNow or 3,000 SmartPoints when you apply, pay your income tax with the card, and spend a min. of S$2,000 in eligible transactions within 30 days from card approval date. T&Cs apply.
Get 50,000 miles when you spend S$2,000 in eligible transaction in the first 60 days of card approval, and pay the card's annual fee. T&Cs apply.
Are you eligible?
Promotion is valid from 01-April-2025 to 06-April-2025
Applicable for New-to card holders only
Customers need to apply through MoneySmart to be eligible
Spend a minimum of S$2,000 in eligible transactions (on either the physical or digital version of the Credit Card) within 30 days from the Credit Card’s approval date
Pay the Card's Annual Fee
Pay your Income Tax with the card
Log into your MoneySmart account and submit your claim by 6th May 2025
What you need to know
Use 3,000 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Please note that all rewards (Cash or SmartPoints) will typically be fulfilled approximately 5 months after the end of the campaign month (30 April 2025).
[SCB Welcome Offer]
Get 50,000 miles when you pay the first year annual fee waiver, and spend a min. of S$2,000 in eligible transactions within 60 days of card approval. T&Cs apply.MoneySmart exclusive rewards do not stack with external or third-party promotions. See T&Cs for details.
All Details
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Standard Chartered Visa Infinite Credit Card Benefits 2025
Let’s take a deep dive into some requirements, pros and cons, and other perks that the Standard Chartered (SCB) Visa Infinite Card has to offer.
Customer Reviews on MoneySmart Credit Card Applications
Review by TJ. Hoo
"I had applied for 2 credit cards via MoneySmart so far, and their response has always been prompt. The process of getting the sign-up gift is also clear. I would definitely recommend going through them for credit card applications."
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Review by D. Ng
"Really great experience signing up for a credit card with them. The gift came faster than expected, would definitely sign for another credit card using this website again."
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Review by A. Koh
"Great experience by signing up for credit card through MoneySmart. Redemption of gift is fast and smooth sailing. Am considering to sign up for another credit card as currently reviewing own financial expenses. Good job, Guys!"
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Pros & Cons of Standard Chartered Visa Infinite Credit Card
| Pros ✅ | Cons ❌ |
|---|---|
| Earn 1.4 miles per $1 (mpd) on eligible local spend with min. $2,000 spend | Requires a min. $2,000 spend per statement month to earn maximum bonus miles |
| Earn 3 miles per $1 (mpd) on eligible overseas spend with min. $2,000 spend | Otherwise, bonus miles will drop to 1 mpd earn rate |
| Earn 360º Rewards Points when you charge your income tax to the card | |
|
[For Priority Banking clients] Earn 360º Rewards Points on select financial products like mortgage loans, current and savings accounts, fixed deposits, and investments with min. $500 eligible spend per month |
|
| 360º Points earned with SCB Visa Infinite do not expire | |
| Exclusive access to Visa Infinite benefits like hotel and car rental discounts, regional golf discounts, and more | |
| Up to $1 million complimentary travel insurance coverage when you charge the full travel fare to the card | |
| Up to 6 complimentary Priority Pass airport lounges worldwide per year | |
| Flexibility to increase temporary credit limit for big-ticket and/or emergency expenses |
Comparison: SCB Visa Infinite vs Citi PremierMiles vs UOB PRVI Miles Visa Card
The Standard Chartered Visa Infinite Card is a powerhouse of a travel credit card, but how does it rank among other cards? We’ve gathered two other cards, the Citi PremierMiles Card and UOB PRVI Miles Card, to compare and contrast their strengths and weaknesses.
| Credit Card | SCB Visa Infinite Card | Citi PremierMiles Card | UOB PRVI Miles Visa Card |
|---|---|---|---|
| Retail interest rate | 27.9% p.a. EIR | 27.9% p.a. | 27.8% p.a. |
| Annual fee | $599.50 | $196.20 (First year waived) | $261.60 (First year waived) |
| Minimum annual income |
For Priority/Private Banking clients • $30,000 for Singaporeans/PRs • $60,000 for foreigners For all other customers • $150,000 |
• $30,000 for Singaporeans/PRs • $42,000 for foreigners |
• $30,000 for Singaporeans/PRs • $40,000 for foreigners |
| Miles and travel benefits |
• Earn 1.4 mpd on eligible local spend with min. $2,000/month • Earn 3 mpd on eligible overseas spend with min. $2,000/month • Up to 6 complimentary Priority Pass airport lounge visits/year • Up to $1M travel insurance coverage (full fare charged) • 360º Rewards Points do not expire • Visa Infinite hotel, golf, and car rental privileges • Earn 360º Rewards Points on income tax payments • Priority clients: Earn 360º Rewards on selected banking products with $500/month spend • Flexible temporary credit limit increase |
• Up to 10 Citi mpd via Kaligo and Agoda • 2.2 Citi mpd on eligible overseas spend • 1.2 Citi mpd on eligible local spend • No minimum spend or cap • 10,000 Citi Miles renewal bonus • 2 complimentary lounge visits/year • Up to $1M travel insurance coverage |
• Up to 8 mpd on online hotel/flight bookings via Agoda/Expedia • Earn 3 mpd on eligible overseas spend • Earn 1.4 mpd on eligible local spend • No minimum spend or miles cap • Up to 4 complimentary lounge visits/year • Up to $500,000 travel insurance (full fare charged) |
From this table, it’s evident that the Standard Chartered Visa Infinite Card is in a league of its own. Specifically tailored for high-net-worth miles chasers (given its lofty $150,000 minimum annual income), it offers the opportunity to maximise travel benefits with efficiency and ease. In contrast, both the Citi PremierMiles Card and UOB PRVI Miles Visa Card are more accessible and entry-level friendly ($30,000 minimum annual income), primarily focusing on earning miles through eligible local, overseas, and select OTA transactions.
Among these 3 cards, we appreciate that the SCB Visa Infinite Card boasts a broad array of methods to earn 360º Rewards Points limitlessly, without any risk of expiry. However, we do have to dock points for the $2,000 minimum monthly spend required to maximise its bonus miles earn rate. Despite this, this premium miles credit card goes above and beyond in delivering exceptional rewards through daily spending, overseas travels, and even income tax payments.
Discover More Credit Cards With Complimentary Travel Insurance
Standard Chartered Visa Infinite Card Requirements
| Singapore Citizens / PRs | Foreigners | |
|---|---|---|
| Age | 21 and above | 21 and above |
| Minimum annual income | $30,000 for Priority/Private Banking $150,000 for all other customers | $60,000 |
| Documents required | Any of the following: For self-employed and commission-based earners, refer to SCB’s official website. |
How to Apply for Standard Chartered Visa Infinite Card in Singapore?
Here are 3 simple steps to apply for the SCB Visa Infinite Card:
Apply via MoneySmart's credit card page
Start your application by clicking on the “Apply Now” button on this page.
Upon application, your SingPass MyInfo will be accessed to verify your identity and retrieve income details.
Once successfully submitted, the approval-in-principle page should appear within a few minutes.
Provide all documentation required
You’ll need to provide all the necessary documentation in order for Standard Chartered Bank to approve your credit card application. This list of documents include:
Refer above for more details.
Receive your SCB Visa Infinite Card
Activate your SCB Visa Infinite Card instantly via the SC Mobile Singapore app under the "Help & Services" tab.
Navigate to “Credit Card Activation & PIN Set” > Select SCB Visa Infinite Card > Set new PIN for card > Enter OTP to registered number > Done!
Frequently Asked Questions About SCB Visa Infinite Card
Are there any fees if I apply for the Standard Chartered Visa Infinite Card?
- The SCB Visa Infinite Card charges an annual fee of $599.50. Unfortunately, no annual fee waiver is available, plus there are other fees like cash advance transaction fees, late payment fee, minimum monthly payment, foreign currency transaction fee, and overlimit fee.
When will I receive my 360º Rewards Points for my Standard Chartered Visa Infinite Card?
- The 360º Rewards Points earned on your eligible retail spend will be credited to your card account every month.
Am I eligible for the Standard Chartered Visa Infinite Card?
- While the SCB Visa Infinite Card is more accessible for Priority and Private Banking clients, higher-net-worth individuals earning at least $150,000 annually are eligible too.
If I’m late for my monthly Standard Chartered Visa Infinite Card bill payment, how much do I have to pay?
- A $100 late payment fee will be imposed.