UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

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Earn up to 6.6 Miles per S$1
Discover the UOB PRVI Miles Amex Card, your ultimate travel companion! Earn up to 6.6 miles for agoda & Expedia bookings via UOB PRVI Miles website! Or earn 3 miles per S$1 spent on regional spend in Indonesia, Malaysia, Thailand, Vietnam, 2.4 miles on other overseas spend and 1.4 miles for local spending. With no annual fee for the first year, maximize your rewards and make every trip unforgettable. Enjoy exclusive travel perks exclusive to the Amex Card only! 20,000 loyalty miles with min. S$50,000 annual spend & up to 8 complimentary airport transfers with min S$1,000 overseas spent quarterly!
S$1 = Up to 6.6 miles
on agoda and Expedia bookings via UOB PRVI Miles website.
S$1 = Up to 3 miles
on Overseas Spend
S$1 = 1.4 miles
on Local Spend
Online Promo
Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee
 
OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly). T&Cs apply.
Valid until 30 Nov 2024 - See more details below

Are you eligible?

    • Only open to individuals who are new to United Overseas Bank Limited (“UOB”) credit cards
    • SMS PMAF‹space›last 4 alphanumeric of NRIC/passport registered with UOB to 77862 to register.

What you need to know

  1. Get 20,000 Miles when you pay the card's annual fee of S$240 (subject to prevailing GST)
  2. Get 26,000 miles when you spend a min. of S$2,000 per month for 2 consecutive months from card approval date
  3. Get 12,000 miles with a min. overseas spend of S$2,000 per month for 2 consecutive months
  4. Annual Fee waived offer is capped at first 50 eligible cardmembers monthly
T&Cs

Quick Facts

Get the maximum value by

Using it to pay for large expenses such as hotel, airlines bookings, and shopping with no min spend and cap on miles earned.

Good for

Frequent travellers or miles junkies who enjoys collecting miles that's simple and fuss-free, with no min spend and no cap.

Categories to maximise this card

Travel and General spending, especially for big purchases such as holiday bookings, home furnishings, weddings and more.

What people use it for

Travel expenses, local household spending (e.g. groceries, dining, kids' enrichment) and big purchases such as luxury shoppings, home furnishings, weddings and more.

Get if

You are a frequent traveller, or you pay for high personal or household expenses every month.

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UOB PRVI Miles American Express Card Benefits 2024

The UOB PRVI Miles AMEX Card is one of UOB's most popular entry-level miles cards, offering attractive earn rates of 1.4 miles per dollar on local spending and 2.4 miles per dollar on overseas spending. Additionally, it boasts one of the best promotional rates for Expedia and Agoda, at 6 miles per dollar.

If you're passionate about travel and enjoy accumulating miles effortlessly, this card might be ideal for you, as it has no earning cap. Let's explore whether this card fits your lifestyle and spending habits by examining its requirements, advantages, and disadvantages before you decide to sign up.

Pros & Cons Of UOB PRVI Miles AMEX Card

Pros

  • 6 miles (UNI$15 per S$5 spend) for every S$1 spent on major airlines and hotels booked via Expedia and Agoda through the UOB PRVI Miles website
  • 2.4 miles (UNI$6 per S$5 spend) per S$1 spent overseas including online shopping
  • 1.4 miles (UNI$3.5 per S$5 spend) per S$1 spent locally
  • No limits on earned miles as there’s no cap
  • First year annual fee waiver
  • Exclusive UOB PRVI Miles American Express® Travel Benefits including access to airport lounges worldwide with LoungeBuddy, complimentary airport transfers, and complimentary Tablet Plus membership (worth USD 99 per year)
  • Complimentary travel insurance with coverage of up to S$50,000 for Emergency Medical Evacuation & Repatriation, and up to S$500,000 for Public Conveyance Personal Accident
  • Discounts on fuel purchases at Shell with up to 14% off, and at SPC with up to 15% off

Cons

  • Base interest rate of 27.80%, which is higher than some miles credit cards in the market like OCBC 90°N Visa Card and American Express Singapore Airlines Business Credit Card
  • Annual fee of $261.60 which is higher than many other miles credit cards in the market like the DBS Altitude Visa Signature Card and HSBC Revolution Card

Find Out More About The UOB PRVI Miles Card In Our Blog Review!

Read Card Review

Compare UOB PRVI Miles AMEX Card vs. Standard Chartered Journey Card vs. HSBC Revolution Card

Besides the UOB PRVI Miles AMEX Card, options like the Standard Chartered Journey Card and HSBC Revolution Card are also featured on MoneySmart’s online credit card comparison tool.

When comparing these three credit cards, you'll notice differences in key factors such as interest rates, annual fees, minimum annual income requirements, and air miles benefits.

Additionally, the UOB PRVI Miles AMEX Card offers above-average earning rates, providing 1.4 miles per dollar spent locally, 2.4 miles per dollar spent overseas, and an attractive 6 miles per dollar for spending on Expedia and Agoda.

In summary, if you are a frequent traveler and avid miles collector, the UOB PRVI Miles AMEX Card allows you to maximise benefits with no cap on earned miles. However, if you anticipate traveling less in the near future, the other two cards might be more suitable for you.

UOB PRVI Miles AMEX CardSCB Journey Credit CardHSBC Revolution Card
Interest rate:
27.80%		Interest rate:
27.90%		Interest rate:
26.90%
Annual fee:
$261.60 (first year waiver available)		Annual fee:
$196.20		Annual fee:
None
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $40,000 for foreigners
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $60,000 for foreigners
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $40,000 for foreigners
Air miles benefits:
  • 6 miles (equivalent to UNI$15 per S$5 spent) for every S$1 spent on selected Expedia and Agoda flight and hotels bookings
  • 2.4 miles (equivalent to UNI$6 per S$5 spend) per S$1 spent overseas
  • 1.4 miles (equivalent to UNI$3.5 per S$5 spend) per S$1 spent locally
  • Earn miles with no cap restrictions
  • Exclusive UOB PRVI Miles American Express® Travel Benefits including worldwide airport lounges access with LoungeBuddy, complimentary airport transfers, and complimentary membership of Tablet Plus
  • Free travel insurance plan
  • Up to 14% discount at Shell for petrol
  • Up to 15% discount at SPC for petrol
Air miles benefits:
  • 3 miles (equivalent to 7.5 Rewards Points) for every S$1 spent on online transactions for transportation, grocery and food delivery
  • 2 miles (equivalent to 5 Rewards Points) for every S$1 spent overseas
  • 1.2 miles (equivalent to 3 Rewards Points) for every S$1 spent locally
  • 2 complimentary airport lounge visits for primary cardholders
Air miles benefits:
  • 4 miles (equivalent to 10X reward points) for every S$1 spent online or via contactless payments
  • 1X reward point for every $1 spent on all other categories
  • Up to 21.15% fuel savings at Caltex and Shell
  • Exclusive access to over 1,000 HSBC 1-for-1 deals on dining, lifestyle and travel worldwide
  • Convenience of converting HSBC rewards points to air miles by signing up for the HSBC Mileage Programme
  • No minimum spend requirement
  • No annual fee
  • 10,000 rewards points cap per calendar month on eligible purchases

Credit Card With Complimentary Travel Insurance Coverage

Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:

  • Purchase protection: Coverage for items purchased with your card and in the form of e-commerce coverage.
  • Medical emergencies: Coverage for medical expenses incurred while travelling.
  • Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
  • Travel delays: Compensation for unexpected delays during your journey.
  • Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
  • Rental car coverage: Protection against damages or theft to your rental vehicle.
  • Accidental coverage: Protection against unforeseen accidents during your trip.

Discover More About Credit Cards With Complimentary Travel Insurance

Read More

UOB PRVI Miles AMEX Card Application

Here are 3 simple steps to apply for the UOB PRVI Miles AMEX Card

Step 1

Apply via MoneySmart’s credit cards page

You may begin your application by clicking on our UOB Lady's Solitaire Card application link. When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

Step 2

Provide all documentation required

You’ll need to provide all the necessary documentation in order for UOB to approve your credit card application. This list of documents include:

  • NRIC or other identification details
  • Latest computerised payslip
  • Latest 12 months’ CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA)

Step 3

Receive your UOB PRVI Miles AMEX Card

You’ll be able to activate your UOB PRVI Miles AMEX Card through UOB TMRW mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!

Read About The Best Air Miles Cards Here!

Read Card Review

Frequently Asked Questions About UOB PRVI Miles AMEX Card

Are there any fees if I apply for the UOB PRVI Miles AMEX Card?

UOB PRVI Miles AMEX Card charges an initial annual fee of $261.60 (first year waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

Am I eligible for the UOB PRVI Miles AMEX Card?

If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the UOB PRVI Miles AMEX Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).