UOB PRVI Miles American Express Card
UOB PRVI Miles American Express Card
- S$1 = Up to 6.6 miles
- on agoda and Expedia bookings via UOB PRVI Miles website.
- S$1 = Up to 3 miles
- on Overseas Spend
- 3.25%
- Foreign Transaction Fee
MoneySmart Exclusive: Get S$100 Cash via PayNow on top of the UOB Online Promotion when you apply and spend a min. of S$500 in Eligible Transactions within 1 month from card approval date! For new-to-UOB Credit Cardmembers only. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints and redeem epic rewards!
UOB Online Promotion: PLUS new-to-UOB Credit Cardmembers can get up to 58,000 miles (1st year Annual Fee payable) OR get up to 38,000 miles (1st year Annual Fee waived) when you meet the spend criteria. T&Cs apply.
Are you eligible?
MoneySmart Exclusive Promotion is valid from 01-December-2024 to 31-December-2024
UOB Online Promotion is valid from 01-December-2024 to 31-December-2024
Both promotions are only applicable for new-to-UOB Credit Cardmembers only
Customers need to apply through MoneySmart to be eligible
Log into your MoneySmart account and submit a claim by 30th January 2025 in order to qualify for our MoneySmart Exclusive offers.
What you need to know
Get S$100 Cash via PayNow from MoneySmart when you apply and spend a min. of S$500 in Eligible Transactions within 1 month from card approval date.
[Rollin’ Rewards] Enrol in Rollin' Rewards by completing a simple 3-min questionnaire, and you could win up to 50,000 SmartPoints
[Rollin’ Rewards] This earns you 1 chance to score amazing prizes each month.
[Rollin’ Rewards] Increase your chances of winning when you successfully meet the eligibility requirements of this UOB Credit Card, submit the claim form, and have it successfully approved.
[Rollin’ Rewards] Redeem Epic Rewards with 50,000 SmartPoints such as:
- iPhone 16 Pro Max (18,760 SmartPoints)
- AND Apple Watch Ultra 2 (12,345 SmartPoints)
- AND Apple AirPods Pro (4,030 SmartPoints)
- AND Apple iPad Air Wi-Fi 11” (10,030 SmartPoints)[Rollin’ Rewards] Didn’t win anything this month? You could win in the next—Not to worry, your chance(s) of winning will automatically be accumulated, and rolled over into next month’s draw. T&Cs apply.
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee
OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly).T&Cs apply.
SMS PMAF‹space›last 4 alphanumeric of NRIC/passport registered with UOB to 77862 to register.
Spend a min. of S$2,000 in Eligible Transaction per month, for 2 consecutive months to be eligible for the Online Promotion.
Get 20,000 Miles when you pay the card's annual fee of S$240 (subject to prevailing GST)
Get 26,000 miles when you spend a min. of S$2,000 per month for 2 consecutive months from card approval date
Get 12,000 miles with a min. overseas spend of S$2,000 per month for 2 consecutive months
Annual Fee waived offer is capped at first 50 eligible cardmembers monthly
All Details
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
UOB PRVI Miles American Express Card Benefits 2024
If you're passionate about travel and enjoy accumulating miles effortlessly, this card might be ideal for you, as it has no earning cap. Let's explore whether this card fits your lifestyle and spending habits by examining its requirements, advantages, and disadvantages before you decide to sign up.
Pros & Cons Of UOB PRVI Miles AMEX Card
Pros
- 6 miles (UNI$15 per S$5 spend) for every S$1 spent on major airlines and hotels booked via Expedia and Agoda through the UOB PRVI Miles website
- 2.4 miles (UNI$6 per S$5 spend) per S$1 spent overseas including online shopping
- 1.4 miles (UNI$3.5 per S$5 spend) per S$1 spent locally
- No limits on earned miles as there’s no cap
- First year annual fee waiver
- Exclusive UOB PRVI Miles American Express® Travel Benefits including access to airport lounges worldwide with LoungeBuddy, complimentary airport transfers, and complimentary Tablet Plus membership (worth USD 99 per year)
- Complimentary travel insurance with coverage of up to S$50,000 for Emergency Medical Evacuation & Repatriation, and up to S$500,000 for Public Conveyance Personal Accident
- Discounts on fuel purchases at Shell with up to 14% off, and at SPC with up to 15% off
Cons
- Base interest rate of 27.80%, which is higher than some miles credit cards in the market like OCBC 90°N Visa Card and American Express Singapore Airlines Business Credit Card
- Annual fee of $261.60 which is higher than many other miles credit cards in the market like the DBS Altitude Visa Signature Card and HSBC Revolution Card
Find Out More About The UOB PRVI Miles Card In Our Blog Review!
Compare UOB PRVI Miles AMEX Card vs. Standard Chartered Journey Card vs. HSBC Revolution Card
When comparing these three credit cards, you'll notice differences in key factors such as interest rates, annual fees, minimum annual income requirements, and air miles benefits.
Additionally, the UOB PRVI Miles AMEX Card offers above-average earning rates, providing 1.4 miles per dollar spent locally, 2.4 miles per dollar spent overseas, and an attractive 6 miles per dollar for spending on Expedia and Agoda.
In summary, if you are a frequent traveler and avid miles collector, the UOB PRVI Miles AMEX Card allows you to maximise benefits with no cap on earned miles. However, if you anticipate traveling less in the near future, the other two cards might be more suitable for you.
| UOB PRVI Miles AMEX Card | SCB Journey Credit Card | HSBC Revolution Card |
|---|---|---|
| Interest rate: 27.80% | Interest rate: 27.90% | Interest rate: 26.90% |
| Annual fee: $261.60 (first year waiver available) | Annual fee: $196.20 | Annual fee: None |
Minimum annual income:
| Minimum annual income:
| Minimum annual income:
|
Air miles benefits:
| Air miles benefits:
| Air miles benefits:
|
Credit Card With Complimentary Travel Insurance Coverage
Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:
- Purchase protection: Coverage for items purchased with your card and in the form of e-commerce coverage.
- Medical emergencies: Coverage for medical expenses incurred while travelling.
- Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
- Travel delays: Compensation for unexpected delays during your journey.
- Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
- Rental car coverage: Protection against damages or theft to your rental vehicle.
- Accidental coverage: Protection against unforeseen accidents during your trip.
Discover More About Credit Cards With Complimentary Travel Insurance
UOB PRVI Miles AMEX Card Application
Here are 3 simple steps to apply for the UOB PRVI Miles AMEX Card
Apply via MoneySmart’s credit cards page
You may begin your application by clicking on our UOB Lady's Solitaire Card application link. When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Provide all documentation required
You’ll need to provide all the necessary documentation in order for UOB to approve your credit card application. This list of documents include:
- NRIC or other identification details
- Latest computerised payslip
- Latest 12 months’ CPF Contribution History Statement
- Latest Income Tax Notice of Assessment (NOA)
Receive your UOB PRVI Miles AMEX Card
You’ll be able to activate your UOB PRVI Miles AMEX Card through UOB TMRW mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!
Read About The Best Air Miles Cards Here!
Frequently Asked Questions About UOB PRVI Miles AMEX Card
Are there any fees if I apply for the UOB PRVI Miles AMEX Card?
- UOB PRVI Miles AMEX Card charges an initial annual fee of $261.60 (first year waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.
Am I eligible for the UOB PRVI Miles AMEX Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the UOB PRVI Miles AMEX Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).