UOB PRVI Miles Mastercard Card
UOB PRVI Miles Mastercard Card
- S$1 = 3 miles
- on spend in Indonesia, Malaysia, Thailand & Vietnam
- S$1 = 2.4 miles
- on Other Overseas Spend
- S$1 = 1.4 miles
- on Local Spend
[CHRISTMAS GIVEAWAY + FLASH DEAL]
The first 100 customers can get S$50 Cash + Apple Watch SE 40mm (GPS) (worth S$399), the next 100 customers can get S$50 Cash + Apple AirPods 4 Noise Cancellation (worth S$299) and the remaining customers can get S$50 Cash when you apply and spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints and redeem epic rewards!
UOB Online Promotion: PLUS new-to-UOB Credit Cardmembers can get up to 58,000 miles (1st year Annual Fee payable) OR get up to 38,000 miles (1st year Annual Fee waived) when you meet the spend criteria. T&Cs apply.
Are you eligible?
MoneySmart Exclusive Promotion is valid from 16-December-2024 to 31-December-2024
UOB Online Promotion is valid from 01-December-2024 to 31-December-2024
Both promotions are only applicable for new-to-UOB Credit Cardmembers only
Customers need to apply through MoneySmart to be eligible
Log into your MoneySmart account and submit a claim by 30th January 2025 in order to qualify for our MoneySmart Exclusive offers.
What you need to know
Spend a min. of S$1,000 in Eligible Transactions within 30 days from card approval date.
First 100 customers to submit the claim form and meet the spend criteria will get S$50 Cash + Apple Watch SE (GPS), 40mm (worth S$399) on top of the UOB Online Promo.
The 101th to 200th customers to submit the claim form and meet the spend criteria will get S$50 Cash + Apple AirPods 4 with Active Noise Cancellation (worth S$299) on top of the UOB Online Promo.
The 201th customer to submit the claim form and meet the spend criteria onwards will get S$50 Cash via PayNow on top of the UOB Online Promo
[Rollin’ Rewards] Enrol in Rollin' Rewards by completing a simple 3-min questionnaire, and you could win up to 50,000 SmartPoints
[Rollin’ Rewards] This earns you 1 chance to score amazing prizes each month.
[Rollin’ Rewards] Increase your chances of winning when you successfully meet the eligibility requirements of this UOB Credit Card, submit the claim form, and have it successfully approved.
[Rollin’ Rewards] Redeem Epic Rewards with 50,000 SmartPoints such as:
- iPhone 16 Pro Max (18,760 SmartPoints)
- AND Apple Watch Ultra 2 (12,345 SmartPoints)
- AND Apple AirPods Pro (4,030 SmartPoints)
- AND Apple iPad Air Wi-Fi 11” (10,030 SmartPoints)[Rollin’ Rewards] Didn’t win anything this month? You could win in the next—Not to worry, your chance(s) of winning will automatically be accumulated, and rolled over into next month’s draw. T&Cs apply.
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee
OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly).T&Cs apply.
SMS PMAF‹space›last 4 alphanumeric of NRIC/passport registered with UOB to 77862 to register.
Spend a min. of S$2,000 in Eligible Transaction per month, for 2 consecutive months to be eligible for the UOB Online Promotion.
Get 20,000 Miles when you pay the card's annual fee of S$240 (subject to prevailing GST)
Get 26,000 miles when you spend a min. of S$2,000 per month for 2 consecutive months from card approval date
Get 12,000 miles with a min. overseas spend of S$2,000 per month for 2 consecutive months
Annual Fee waived offer is capped at first 50 eligible cardmembers monthly
All Details
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UOB PRVI MasterCard Miles Card Benefits 2024
If you love travelling, and are a miles junkie who enjoys clocking miles in a simple and fuss-free way, this card may be for you as it comes with no cap. Let’s find out if this card is really suitable for your lifestyle and spending needs, as we consider the requirements, pros and cons and more, before you decide to sign up for it.
Pros & Cons Of UOB PRVI MASTERCARD Miles Card
Pros
- 6 miles (UNI$15 per S$5 spend) for every S$1 spent on selected online hotel and flight bookings
- 2.4 miles (UNI$6 per S$5 spend) per S$1 spent overseas
- 1.4 miles (UNI$3.5 per S$5 spend) per S$1 spent locally
- No cap on earned miles
- Annual fee waiver available (first year only)
- Exclusive discounts on SimplyGo transactions and Grab rides
- Complimentary travel insurance (includes Public Conveyance Personal Accident cover of S$500,000 and up to S$50,000 Emergency Medical Evacuation & Repatriation)
- Up to 14% fuel discount at Shell and up to 15% fuel discount at SPC
Cons
- Base interest rate of 27.80%, which is higher than some miles credit cards in the market like HSBC TravelOne and American Express Singapore Airlines Business Credit Card
- Annual fee of $261.60 which is higher than many other miles credit cards in the market like the Standard Chartered Journey Card and HSBC Revolution Card
Compare UOB PRVI MasterCard Miles Card vs. Standard Chartered Journey Card vs. HSBC Revolution Card
As we make a quick comparison of these 3 credit cards, you’ll realise the differences in the key factors including the interest rates, annual fees, minimum annual income requirements and air miles benefits.
Considering that the UOB PRVI Miles Card features the most generous amount of welcome air miles — 50,000 welcome air miles upon annual fee payment and minimum spend requirements, it also charges the highest annual fee among these 3 cards.
Moreover, the UOB PRVI Miles Card boasts above-average earning rates, providing 1.4 miles per dollar spent locally and 2.4 miles per dollar spent overseas and promotional rates for Expedia and Agoda which entails a very attractive 6 miles per $1 spent.
In a nutshell, you’ll be able to maximise all the benefits that the UOB PRVI Miles Card has to offer if you’re a frequent traveler who chases miles with no cap on earned miles, but if you’re planning to travel lesser in the coming months or years, perhaps the other 2 cards are more worthwhile.
Find Out More About The UOB PRVI Miles Card In Our Blog Review!
| UOB PRVI MasterCard Miles Card | SCB Journey Credit Card | HSBC Revolution Card |
|---|---|---|
| Interest rate: 27.80% | Interest rate: 27.90% | Interest rate: 26.90% |
| Annual fee: $261.60 (first year waiver available) | Annual fee: $196.20 | Annual fee: None |
Minimum annual income:
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Air Miles Benefits:
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Credit Card With Complimentary Travel Insurance Coverage
Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:
- Purchase protection: Coverage for items purchased with your card and in the form of e-commerce coverage.
- Medical emergencies: Coverage for medical expenses incurred while travelling.
- Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
- Travel delays: Compensation for unexpected delays during your journey.
- Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
- Rental car coverage: Protection against damages or theft to your rental vehicle.
- Accidental coverage: Protection against unforeseen accidents during your trip.
Discover More About Credit Cards With Complimentary Travel Insurance
UOB PRVI MasterCard Miles Card Application
Here are 3 simple steps to apply for the UOB PRVI MasterCard Miles Card
Apply via MoneySmart’s credit cards page
You may begin your application by clicking on our UOB PRVI MasterCard Miles Card application link.
When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Provide all documentation required
You’ll need to provide all the necessary documentation in order for UOB to approve your credit card application. This list of documents include:
- NRIC or other identification details
- Latest computerised payslip
- Latest 12 months’ CPF Contribution History Statement
- Latest Income Tax Notice of Assessment (NOA)
Receive your UOB PRVI MasterCard Miles Card
You’ll be able to activate your UOB PRVI MasterCard Miles Card through UOB TMRW mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions.
Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!
Read About The Best Air Miles Cards Here!
Frequently Asked Questions About UOB PRVI MASTERCARD Miles Card
Are there any fees if I apply for the UOB PRVI MasterCard Miles Card?
- UOB PRVI MasterCard Miles Card charges an initial annual fee of $261.60 (first year waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.
Am I eligible for the UOB PRVI MasterCard Miles Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the UOB PRVI MasterCard Miles Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).