Up to 14% off
off at Shell
Up to 20% off
at SPC
Unlimited Access
to 1,300 Airport Lounges worldwide for you and a guest

All Details

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UOB Visa Infinite Metal Card Benefits 2024

Following the 2023 revamp, the UOB Visa Infinite Metal Card has yet again gone through a refresh and now features a miles earn rate of 2.4 miles for every S$1 spent overseas, and many other perks.

Designed for affluent travelers and frequent flyers, its range of benefits include unlimited lounge access, exclusive airport and hotel privileges, and rewards for luxury spending. concierge services, golfing privileges, and VIP airport experiences.

In this review, let’s have a look at the requirements, pros and cons and other relevant details of the UOB Visa Infinite Metal Card before you decide to apply for it.

Pros & Cons Of UOB Visa Infinite Metal Card

Pros

  • 2.4 miles for every S$1 spent in foreign currency
  • 1.4 miles per S$1 spent locally
  • Waiver for miles conversion fees available
  • 15,000 bonus miles with payment of annual renewal fee
  • Dining privileges of up to 30% off at renowned restaurants and up to 25% off at restaurants in airports worldwide
  • Complimentary weekday green fees and an array of privileges at renowned golf courses like Sentosa Golf Club
  • Unlimited access at over 1,300 airport lounges worldwide
  • 5% discount on Limousine and Meet & Greet services

Cons

  • Base interest rate of 27.80%, which is higher than some miles credit cards in the market like HSBC Visa Infinite Card and American Express Singapore Airlines Business Credit Card
  • No annual fee waiver

Compare UOB Visa Infinite Metal Card vs. HSBC Visa Infinite Card vs. Citi PremierMiles Card

In this comparison with other popular air miles credit cards like the HSBC Visa Infinite Card and Citi PremierMiles Card which you would have seen on MoneySmart’s online credit card comparison wizard, the UOB Visa Infinite Metal Card charges a lower fee than the HSBC Visa Infinite Card, but the Citi PremierMiles Card gives the most savings on this every year as its annual fee costs less than half of both the UOB Visa Infinite Metal Card and HSBC Visa Infinite Card’s annual fees.

On the other hand, the Citi PremierMiles card seems to provide the best miles earn rate with up to 10 miles for every S$1 spent on online hotel bookings, plus it is a much more affordable card with a lower minimum annual income requirement as compared to the other two cards.

UOB Visa Infinite Metal CardHSBC Visa Infinite Credit CardCiti PremierMiles Card
Interest rate:
From 27.80%
Interest rate:
From 26.90%
Interest rate:
27.90%
Annual fee:
$654.00 (no waiver available)
Annual fee:
$662.15 (no waiver available)
Annual fee:
$196.20
Minimum annual income:
  • $120,000 for Singaporeans and PRs, and foreigners
Minimum annual income:
  • $120,000 for Singaporeans and PRs, and foreigners
$30,000 for Singaporeans and PRs $42,000 for foreigners
Air Miles Benefits:
  • 2.4 miles for every S$1 spent overseas and online in foreign currency
  • 1.4 miles per S$1 spent locally
  • Miles conversion fees can be waived
  • Exclusive discounts and privileges of up to 30% off for dining
  • Golfing privileges including complimentary weekday green fees at renowned golf courses like Sentosa Golf Club
  • Unlimited airport lounge access at over 1,300 airport lounges worldwide, discounts on limousine transfers
Air Miles Benefits:
  • Up to 2.25 miles (5.625X Reward points) for every S$1 spent overseas
  • No cap on miles/points earned
  • Up to 1.25 miles for every S$1 spent locally
  • Exclusive access to HSBC ENTERTAINER with HSBC Singapore mobile app, enjoy over 1,000 worldwide 1-for-1 deals on dining, lifestyle and travel
  • Complimentary green fees and worldwide golfers' insurance of up to S$500,000
  • Complimentary travel insurance with coverage of up to S$2.75 million
  • Unlimited airport lounge visits, complimentary limousine transfers, expedited immigration clearance and dedicated concierge service
Air Miles Benefits:
  • Up to 10 miles for every S$1 spent on online hotel bookings
  • 1.2 miles for every S$1 spent locally
  • Up to 2 miles for every S$1 spent overseas
  • No minimum spend required
  • Renewal bonus of 10,000 Citi Miles on your Card anniversary
  • 2 complimentary airport lounge visits for primary cardholders

Discover More About The Best Air Miles Credit Cards Here!

UOB Visa Infinite Metal Card Application

Here are 3 simple steps to apply for the UOB Visa Infinite Metal Card

Step 1

Apply via MoneySmart’s credit cards page

You may begin your application by clicking on our UOB Visa Infinite Metal Card application link. When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

Step 2

Provide all documentation required

You’ll need to provide all the necessary documentation in order for UOB to approve your credit card application. This list of documents include:

  • NRIC or other identification details
  • Latest computerised payslip
  • Latest 12 months’ CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA)

Step 3

Receive your UOB Visa Infinite Metal Card

You’ll be able to activate your UOB Visa Infinite Metal Card through UOB TMRW mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!

Frequently Asked Questions About UOB Visa Infinite Metal Card

Are there any fees if I apply for the UOB Visa Infinite Metal Card?

The UOB Visa Infinite Metal Card charges an initial annual fee of $654.00 (no waiver available), and other fees like yearly membership fee, supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

Am I eligible for the UOB Visa Infinite Metal Card?

If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the UOB Visa Infinite Metal Card, as long as you’re aged 21 and above, and earn a minimum annual income of $120,000 for Singaporeans and PRs, and $120,000 for foreigners.