4.5%

Interest Rate*

^S$34,050

Total Amount Payable

^S$0

Processing Fee

All Details

• Key Features

  • Enjoy fixed interest rate from as low as 4.5% p.a. (EIR: 8.22% p.a.); or

  • Go for greater flexibility and start on lower monthly repayment with the Tiered Interest rate offer at interest rates starting from 2.28% p.a. for the first year and 6.28% p.a. (EIR: 9.04% p.a.) for subsequent years of the tenure for a 6 year loan. Options for 7 or 8 year loans available.

  • Loan tenure of up to 8 years

  • No processing fee

Eligibility

Citizenship Status	Singaporean / PR
Age Requirement	21 years old and above
Employment Status	Salaried Employee, Variable/Commission based Employees or Self-Employed
Minimum Annual Income	S$30,000

Other Fees and Charges

Late Payment Fee	S$90
Partial Repayment Penalty	Not Permitted
Full Repayment Penalty	Fixed Interest Rate offer with up to 6 years loan tenure: 5% of outstanding balance of S$200 (whichever is higher); or Fixed Interest Rate offer with 7 or 8 years loan tenure and all Tiered Interest Rate offer: 8% of outstanding balance of S$300 (whichever is higher)