^S$82,000

Building Coverage

^S$20,000

Content Coverage

^S$500,000

Worldwide Personal Liability

All Details

• Key Features

  • Coverage for both Home Owner and Tenant.

  • Coverage for HDB, Condo and Landed.

  • Zero excess: FWD will not charge you excess if you have a claim due to burst pipes or fire.

  • Workmanship guarantee: FWD guarantees any repairs or renovations done (resulting from an insured event) by its recommended contractors for up to 6 months from the date of completion of the repairs or renovations.

  • Purchase plan directly online

  • Protect your house building, home contents and renovations with Singapore's #1 home insurer for customer experience (Based on Forrester's CX Index 2020)

Building

Scope of Risk (buildings)	Insured Perils
Basis of Claims	Average loss
Building	S$20,000 - S$100,000
Fitting & Fixtures	S$20,000 - S$100,000
Renovations	S$20,000 - S$100,000
HDB
4 Room

Extended Benefits (Building)

Loss of Rent	S$3,000
up to S$3,000 per month, max 3 months, excluding first 2 consecutive months following the event

Extended benefits (Contents)

Alternate Accommodation	1. Up to S$15,000 if Sum insured for Home contents >/+ S$40,000 2. Up to S$35,000 if Sum insured for Home contents > S$40,000
up to S$300/day
Removal of Debris	S$20,000 - S$100,0000
Professional Fees	Studio apartment - S$45,000 2-room flat - S$30,000 3-room flat - S$50,000 4-room flat - S$80,000 5-room flat - S$85,000 Executive/Multi generation flat - S$120,000
Accidental breakage of mirrors and fixed glass	S$1,000
Loss of/or damage to contents while being temporarily removed from the premises	S$5,000
up to S$500 per item, max S$5,000
Replacement of locks and keys	S$500
Loss of Money	S$500
Replace or Repair of damaged home security system due to theft	S$500
Replenishing Firefighting Appliances used or destroyed as a result of fire	1. Up to S$5,000 if Sum insured for Home contents >/+ S$40,000 2. Up to S$10,000 if Sum insured for Home contents > S$40,000
Legal Costs	S$3,000
only applicable to landlord

Personal Liability

Worldwide Personal Liability	S$500,000

Personal Accident

Personal Accident	S$20,000
Opt in rider
S$20,000/household member, for a maximum of S$100,000 per household
1. Up S$5,000/household - Medical expenses incurred for injuries that you or your family sustained
2. Up to S$5,000/household - Cost to modify your home to help you move around following an injury
Accidental death of Theft of Pedigree Pet	S$1,000
opt in rider
24 Hour Emergency Home Assistance	S$400
up to S$100 per event for up to 4 times per 12 month period

Plan Materials

Policy Wording	Read Now

Product Documents

Promo Terms & Conditions	Check Eligibility