N/A

Building Coverage

^S$100,000

Home Contents and Renovations

^S$1,000,000

Worldwide Personal Liability

All Details

• Key Features

  • Suited for 3-room or smaller HDB room types, with additional savings for multi-year plans.

  • Provides up to S$100,000 coverage for home contents and renovations.

  • Covers up to S$1,000,000 in Worldwide Personal Liability, landlord's and tenant's liability.

  • Covers up to S$2,500 for Personal Cyber Protection, including theft of funds and online shopping fraud.

  • Covers the additional cost to replace a 3-tick or below rated appliance to a minimum 4 ticks rated appliance if it is lost, destroyed, or cannot be repaired due to a covered loss.

  • 24/7 MSIG Assist helpline support on home emergency services in Singapore.

  • Pays your monthly utility bill relief service and conservancy charges up to 3 months.

Building

Building
Renovations	S$70,000
HDB
Condo
Landed Property

Building Coverage

HDB 1 Room
HDB 2 Room
HDB 3 Room
HDB Studio Apartment
HDB Executive/ 3Gen

Contents

Household Contents	S$30,000

Extended benefits (Contents)

Alternate Accommodation	S$10,000
or Loss of Rent
Up to 10% of the sum insured under Home contents and renovations section
Removal of Debris	S$5,000
Up to 5% of the sum insured under Home contents and renovations section
Cost of temporary protection	S$1,500
Energy efficient appliance upgrade	10% in addition
Accidental breakage of mirrors and fixed glass	S$300
Loss of/or damage to contents while being temporarily removed from the premises	S$500 per item (up to 15% of the sum insured for Contents)
Replacement of locks and keys	S$500
Loss of Money	S$250
Emergency Cash Allowance	S$300

Personal Liability

Worldwide Personal Liability	S$1,000,000 in the aggregate
Personal legal liability	S$1,000,000
Property owner’s liability / tenant’s liability	S$500,000

Bill Relief Protector

Utility bill relief and conservancy charges	S$300

Personal Accident

24 Hour Emergency Home Assistance

Personal Cyber

Theft of Fund	S$2,500
Online Shopping	S$2,500

Optional Benefits

Family Accidental Death Protection
Please refer to the policy schedule to see if the optional benefits are applicable.
1. Family Protection - Accidental death (worldwide) and permanent disability
(a) Insured	S$50,000
(b) Spouse	S$50,000
(c) Child(ren)	S$10,000 each
(Aggregate of $100,000 for the period of insurance)
2. Hospital cash benefit (per insured person)	S$100
(a) Dengue fever	Minimum 3 days of hospitalisation
3. Bicycle and mobility scooter	S$500
4. Worldwide cover for personal effects (Accidental loss or damage for items worn or carried on you and members of your household)	Sum insured up to S$10,000, subject to S$2,500 for any one article

Plan Materials

Brochure URL	Read More
Policy Wording	Read More