All Details

• Key Features

  • Essential benefits to provide crucial payouts for death, disability, and medical expenses for treatment and family support.

  • Recovery support benefits to fund nursing and domestic support services, and modifications to the living environment for easy mobility throughout your recuperation journey.

  • Lifestyle support benefits to safeguard your active lifestyle with coverage for unused gym and fitness classes, and care services for your pet when you are hospitalised.

  • Ease of application for multi-generation, option to insure up to 3 generations (adult, child, parent) in 1 application.

  • Offers flexibility to add on coverage for your spouse, your children, parents and even parents in-law.

  • Child and Senior cover will automatically follow the same plan type as the persons under Adult cover.

  • If one of the persons under Adult cover is under Group B, the entire group will only be eligible for Silver and Gold plan only.

  • Optional adult coverage available: Occupations under Group A are eligible for all 3 plans and optional covers. Occupations under Group B are only eligible for Silver plan, Gold plan and the optional cover for income protection for temporary disability.

  • For more details on the occupations under Group A and Group B, please refer to the occupation category guide here

General Information

Minimum Age of Entry	18 years old
Max renewable age	75 years old
Child Age Limit	Between the age of one month old to 25 years old and is renewable up to age 25 (Covers up to five children)
Max Age of Entry	65 years old
Senior Cover	Covers parents and parents-in-law between the age of 50 to 70 years old and is renewable up to age 80.

Accident

Accidental Death	Up to S$300,000
Adult Cover (per insured person)	S$300,000
Child Cover (per insured person)	S$100,000
Senior Cover (per insured person)	S$30,000
Total or Other Permanent Disablement	Up to S$450,000 (per policy year)
Adult Cover (per insured person)	S$450,000 (per policy year)
Child Cover (per insured person)	S$150,000 (per policy year)
Senior Cover (per insured person)	S$30,000 (per policy year)
Third-degree burns	Up to S$300,000 (per policy year)
Adult Cover (per insured person)	S$300,000 (per policy year)
Child Cover (per insured person)	S$100,000 (per policy year)
Senior Cover (per insured person)	S$30,000 (per policy year)
Terrorism	Up to is S$500,000 per insured person and S$2 million per policy for all insured persons
Injuries suffered due to the act of terrorism. Provided the act of terrorism does not involve the use of biological, chemical agents or nuclear devices.
Overseas Emergency Evacuation

Accidental Medical Expenses

Medical Expense Reimbursement	Up to S$3,000
Adult Cover (per insured person)	S$3,000
Child Cover (per insured person)	S$1,000
Senior Cover (per insured person)	S$1,000
TCM Expense Reimbursement	Up to S$600, up to S$60 per visit
Adult Cover (per insured person)	S$600, up to S$60 per visit
Child Cover (per insured person)	S$300, up to S$60 per visit
Senior Cover (per insured person)	S$300, up to S$60 per visit
Hospital Cash (Daily)	Up to S$150 per day (up to 365 days, Max. S$54,750)
Adult Cover (per insured person)	S$150 per day (up to 365 days, Max. S$54,750)
Child Cover (per insured person)	S$50 per day (up to 100 days, Max. S$5,000)
Senior Cover (per insured person)	S$50 per day (up to 50 days, Max. S$2,500)
Mobility Aids	Up to S$3,000
Adult Cover (per insured person)	S$3,000
Child Cover (per insured person)	S$300
Senior Cover (per insured person)	S$300

Lifestyle Benefits

Home Modification Reimbursement	S$10,000 (per lifetime)
Home care equipment (sub-limit)	S$3,000
Car modification (sub-limit)	S$1,500
Transport allowance for follow-up medical appointments (post-hospitalisation)	S$100 (S$20 per day)
Home nursing and domestic support fund (post-hospitalisation)	S$3,000
Permanent caregiver grant (per lifetime)	S$1,000
Trauma counselling (per lifetime)	S$1,000 (up to S$200 per visit)
Cosmetic procedure for face and neck due to injury	S$3,000
Petcare allowance (per policy year)	S$1,200 (S$40 per day, up to 30 days)
Staycation and entertainment ticket cancellation (per policy year)	S$300
Fitness and sports membership fees (per policy year)	S$300 (S$100 per month, up to 3 months)
Loss of personal belongings due to assault and robbery (per occurrence)	S$600
Child Education Fund	S$30,000 only if child is included in policy.

Special Benefits (Included In Plan)

Dengue fever, food poisoning and insect bites
Special hospital income (per occurrence) for − Dengue, Food poisoning, Hand, foot and mouth disease (HFMD)
Adult Cover (per insured person)	S$150 per day (up to 50 days, Max. S$7,500)
Child Cover (per insured person)	S$50 per day (up to 50 days, Max. S$2,500)
Senior Cover (per insured person)	S$50 per day (up to 50 days, Max. S$2,500)
Motorcycling
Reservist Training

Optional Covers

Optional Covers
Adult cover (per insured person)
Additional capital sum insured for Accidental Death, Permanent Disability & Third-Degree Burns	S$100,000 to S$200,000
Additional medical expenses sum insured for Medical expenses for injury	S$1,000 to S$2,000
Income protection for temporary disability (limited to one accident at any one time)	S$100 to S$300 (per week, up to 52 weeks)
- Occupations under Group A are eligible for all 3 plans and optional covers.
- Occupations under Group B are only eligible for Silver plan, Gold plan and the optional cover for income protection for temporary disability.

Insurance Plan Materials

Policy Wording Document	Read More
Policy Brochure	Read More