Citi Quick Cash Program with Ready Credit

Citi Quick Cash Program with Ready Credit

Citi Quick Cash Program with Ready Credit

Citi Quick Cash Program with Ready Credit

Per MonthS$863
Apply Now
Back to all Personal Loan
Citi Quick Cash Program with Ready Credit offers instant approval and fast disbursement for pre-approved Citi customers. Since it’s drawn from your credit limit, it requires no extra paperwork. However, interest can accumulate quickly if payments aren’t made in full, and there’s no option for partial prepayment. It is good for New and Existing Citibank customers who want quick access to cash with minimal paperwork, Borrowers needing immediate funds—disbursement happens within minutes for Citi account holders, People who prefer fixed monthly instalments for predictable repayment or those comfortable using their credit limit for a loan instead of a separate personal loan application.
From 3.45% p.a.
Interest Rate
S$10,356
Total Amount Payable
S$0
Processing Fee
MoneySmart Exclusive

Get S$50 Cash or 500 SmartPoints when you apply for a loan of min. S$8,000 with min 1 year tenure through MoneySmart! T&Cs apply.

Valid until 30 Apr 2025 - See more details below

Are you eligible?

    • Promotion is valid from 01-April-2025 till 30-April-2025

    • Customers must apply through MoneySmart to be eligible

    • Log into your MoneySmart account and submit your claim by 30th May 2025

    • Ensure that you submit the same email address used for the loan application in the claim form.

What you need to know

  1. Receive your rewards when you get approved for a min. loan amount of S$8,000 with a tenure of 1 to 5 years. T&Cs apply.

  2. S$8,000 and Above Loan Size:
    Incentive : S$50 Cash via PayNow OR 500 SmartPoints

  3. Use 500 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

  4. With 500 SmartPoints* earned, you can redeem:
    - Dreame Hair Glory | Top up $150 more only
    - 15,000 KrisFlyer Miles | Redeem in full
    - Apple AirTag | Redeem in full
    - OR many other options available at our Rewards Store today.
    - For more information regarding SmartPoints, refer to our FAQ here.

  5. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  6. GIFT FULFILMENT: Please note that gift will be fulfilled approximately 4-5 months after the end of the campaign month (30 April 2025).

T&Cs
FAQ
Claim Form

All Details

Back to all Personal Loan

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Per Month
S$863
Apply Now