0%
Interest Rate ¹
S$10,000
Total Amount Payable
S$135
Processing Fee ²
MoneySmart Exclusive
Apply and get Instant Cash with 0% Interest! Repay as little as 1% of your loan amount each month and enjoy a one-time low processing fee from 1.35%! 
Valid until 10 Jul 2024 - See more details below

Are you eligible?

    • Sign up for GXS FlexiLoan and you will be granted a standby credit limit.
    • Choose to take a Balance Transfer at 0% interest or an Instalment Loan from 2.99% p.a. T&Cs apply.
    • Repay early anytime with no early repayment fee

What you need to know

  1. Actual rates and figures may differ from what is shown during the application. For example:
  2. If you take a S$10,000 loan across a 12 month tenure, at 1% minimum monthly due
  3. your monthly repayment will be $100 for the first 11 months (S$1,100)
  4. and your final repayment will be S$8,900 (S$10,000 - S$1,100)

Quick Facts

Best For

Access to instant cash for emergencies or short-term business needs with zero interest, while maintaining flexibility through minimum monthly repayments starting from as low as 1% of your loan.

Loan Approval Time

Instant

Loan Disbursement

Instant

Guaranteed Interest Rate?

0% Interest

Expert Tips

Enjoy the flexibility of low monthly repayments starting at as little as 1% of your loan, freeing up your funds for your financial goals. Select a tenure that works for your schedule. Repay early anytime with no early repayment fee.

When should you get this loan

Now! Sign up for GXS FlexiLoan and you will be granted a standby credit limit. Choose to take a Balance Transfer at 0% interest or an Instalment Loan from 2.99% p.a. T&Cs apply.

All Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Per Month ²
S$From S$100