GXS FlexiLoan

GXS FlexiLoan

GXS FlexiLoan

GXS FlexiLoan

Per Month ²S$857
Apply Now
Back to all Personal Loan
Low Rates, No Fees, Flexible Borrowing!
The GXS FlexiLoan is a flexible credit line that enables you to draw multiple loans up to your credit limit. The flexibility is not just in getting cash within minutes, but also in choosing your preferred tenure and repayment date, all in just a few taps on the GXS app. Best of all, you get to save on interest when you repay early, with no hidden fees.
From 2.88% p.a.
Interest Rates ¹
S$10,288
Total Amount Payable
S$0
Processing Fee ²
MoneySmart Exclusive

[FLASH DEAL! UP TO S$1,700 CASH REWARDS!]
Get up to S$500 CASH BONUS on top of the gifts below when you sign up through MoneySmart!
 
Choose between up to S$1,200 Cash via PayNow or attractive gifts like an Apple 13-inch MacBook Air (worth S$1,499) or an Apple iPhone 16e, 128GB (worth S$949) or an Apple Watch Series 10 42mm GPS (worth S$599) or an Apple iPad 10th Gen, 64GB (worth S$499) or Apple AirPods Pro 2 (worth S$349), and get them AS FAST AS 2-3 MONTHS when you apply for a min. loan of S$8,000! T&Cs apply.
 
PLUS enjoy 1% off your first year interest rate, up to S$100 Grab vouchers and 6 months of Amazon Prime! T&Cs apply.

Valid until 22 Apr 2025 - See more details below

Are you eligible?

    • Promotion is valid from 11-April-2025 till 22-April-2025

    • Customers must apply through MoneySmart to be eligible

    • Log into your MoneySmart account and submit your claim by 22nd May 2025

    • Ensure that you submit the same email address used for the loan application in the claim form.

What you need to know

  1. Receive your rewards when you get approved for a min. loan amount of S$8,000 with a tenure of 1 to 5 years. T&Cs apply.

  2. S$8,000 to S$9,999 Loan Size:
    Incentive : S$120 Cash via PayNow 

  3. S$10,000 to S$14,999 Loan Size:
    Incentive : S$180 Cash via PayNow

  4. S$15,000 to S$19,999 Loan Size:
    [S$100 CASH BONUS] on top of:
    Incentive : S$300 Cash via PayNow OR Apple AirPods Pro 2nd Gen (worth S$349)

  5. S$20,000 to S$29,999 Loan Size:
    [S$200 CASH BONUS] on top of:
    Incentive : S$400 Cash via PayNow OR Apple 10.9-inch iPad 10th Gen, 64GB (worth S$499)

  6. S$30,000 to S$49,999 Loan Size:
    [S$300 CASH BONUS] on top of:
    Incentive : S$600 Cash via PayNow OR Apple Watch Series 10 GPS, 42mm (worth S$599) 

  7. S$50,000 to S$79,999 Loan Size:
    [S$400 CASH BONUS] on top of:
    Incentive : S$800 Cash via PayNow OR Apple iPhone 16e, 128GB (worth S$949)

  8. S$80,000 and above Loan Size:
    [S$500 CASH BONUS] on top of:
    Incentive : S$1,200 Cash via PayNow OR Apple 13-inch MacBook Air, M4 Chip 256GB (worth S$1,499)

  9. FASTER GIFT FULFILMENT: Please note that gift will be fulfilled approximately 2-3 months after the end of the campaign month (30 April 2025).

  10. Enjoy stackable rewards from GXS Reno Club! (Valid till 30 June 2025)

  11. Enjoy 1% off your prevailing GXS FlexiLoan account interest rate when you:
    - Take a min. loan of S$15,000 with a loan tenure of more than 1 year
    - Name your loan "RENOCLUB"

  12. Enjoy up to S$100 worth of Grab vouchers when you take a loan of S$5,000 - S$14,999 with a loan tenure of more than 6 months:
    - 4 vouchers x $S$20 off PayLater (online) with min. spend of S$400 per transaction
    - 1 voucher x S$20 off GrabPay (online) with min. spend of S$800 per transaction

  13. Enjoy 180 days of Amazon Prime on CAST.SG when you:
    - Take a loan of S$5,000 - S$14,999 with a loan tenure of more than 6 months
    - Name your loan "RENOCLUB"

  14. The GXS offer is stackable with MoneySmart Exclusive promotion.

  15. Grab and Amazon Prime perks are limited to first 1,000 Reno Club Customers per month. T&Cs apply.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

Customers who need a flexible personal loan that can be adjusted according to their financial needs as and when required, without incurring any hidden fees. Interest rates start from as low as 2.99% p.a. (EIR from 5.65% p.a), with no fees charged, making it a good option for customers looking for a cost-effective loan.

Loan Approval Time

< 3 Minutes

Loan Disbursement

Instant

Guaranteed Interest Rate?

Yes. Customers are able to view the interest rate offered to them upfront before completing the loan submission. The approved application will honour the same interest rate and such rate will apply to all subsequent loans drawn under the same application. T&Cs apply.

Expert Tips

Get paid on the 25th of every month? No worries. Set your preferred repayment date for all your loans for the 26th of the month to ensure you never miss a repayment. If you have extra cash, you may even repay early with no early repayment penalty charges. You'll also get to enjoy interest savings. Need more cash? Draw up to 10 loans from your available credit limit and customise different tenures for each loan, depending on your repayment ability.

When should you get this loan

Anytime. The credit line offered to you serves as a standby credit line, with no interest charged if no loans are drawn.

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All Details

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Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Per Month ²
S$857
Apply Now