HSBC Renovation Loan

HSBC Renovation Loan

HSBC Renovation Loan

HSBC Renovation Loan

Per MonthS$852
Apply Now
Back to all Personal Loan
Quick Application via MyInfo, Instant Disbursement
If you need to borrow a large amount but cannot afford a big monthly repayment, consider the HSBC Renovation Loan offers the longest loan tenure (7 years!) in Singapore. You do not need an HSBC account or credit card to apply for this loan; however, it can take up to 5 days to approve the loan.
From 2.20% p.a.
Interest Rate*
S$10,220
Total Amount Payable
S$0
Processing Fee
MoneySmart Exclusive

Get up to S$1,000 Cash via PayNow or earn up to 12,345 SmartPoints! Use SmartPoints earned to redeem any product of your choice from our Rewards Store! T&Cs apply.

Valid until 31 May 2025 - See more details below

Are you eligible?

    • Promotion is valid from 01-May-2025 till 31-May-2025.

    • Customers must apply through MoneySmart to be eligible

    • Receive your rewards when you get approved for a min. loan amount of S$8,000 with a min loan tenure of 3 years. T&Cs apply.

    • Provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application

What you need to know

  1. Log into your MoneySmart account and submit your claim by 30th June 2025

  2. S$8,000 - S$9,999 Loan Size:
    Incentive : S$100 Cash via PayNow or 1,000 SmartPoints (redeemable for 3,000 KrisFlyer Miles in the Rewards Store)

  3. S$10,000 - S$14,999 Loan Size:
    Incentive : S$130 Cash via PayNow or 1,395 SmartPoints (redeemable for Dibea D18 Vacuum in the Rewards Store)

  4. S$15,000 - S$19,999 Loan Size:
    Incentive : S$200 Cash via PayNow or 2,320 SmartPoints (redeemable for Apple AirPods 4 in the Rewards Store)

  5. S$20,000 - S$29,999 Loan Size:
    Incentive : S$270 Cash via PayNow or 4,030 SmartPoints (redeemable for Apple AirPods Pro 2 in the Rewards Store)

  6. S$30,000 - S$49,999 Loan Size:
    Incentive : S$420 Cash via PayNow or 5,920 SmartPoints (redeemable for Apple iPad 10th Gen in the Rewards Store)

  7. S$50,000 - S$79,999 Loan Size:
    Incentive : S$650 Cash via PayNow or 7,460 SmartPoints (redeemable for Sony PS5 SLIM Digital in the Rewards Store)

  8. S$80,000 and above Loan Size:
    Incentive : S$1,000 Cash via PayNow or 12,345 SmartPoints (redeemable for Apple Watch Ultra 2 in the Rewards Store)

  9. Please note that rewards will typically be fulfilled approximately 4 - 5 months after the end of the campaign month (31 May 2025).

  10. * Enjoy the promotional interest rates from as low as 2.20% (EIR from 4.00%) with no processing fee

T&Cs
FAQ
Claim Form

Quick Facts

Loan Approval Time

1 minute in-principle approval

Loan Disbursement

3 to 5 business days

All Details

Back to all Personal Loan

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Per Month
S$852
Apply Now