Standard Chartered provides instant approval and cash disbursement of loan.
From 2.88%
Interest Rate
S$20,576
Total Amount Payable
S$0
Processing Fee
Quick Facts
Best For
Instant Loan Approval
Loan Approval Time
Instant Approval
Loan Disbursement
Instant Cash Disbursement
Guaranteed Interest Rate?
No, interest rate is adjusted based on your risk profile
All Details
Loans starting from S$1000
Loan tenure period of minimum 1 year to a maximum of 5 years
Enjoy Interest Rates from as low as 2.88% p.a. (EIR from 5.84% p.a.) + 0% Processing Fee
Instant cash disbursement into any bank account (subject to loan approval)
Pay full monthly instalment amounts consecutively for 6 months and get to enjoy flexibility to repay as low as S$50 monthly without any late penalty charges
At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.
Total Interest Payable
S$576
Monthly Payment
S$1,715
Total Amount Payable
S$20,576
Processing Fee
S$0
Effective Interest Rate
5.84%
Annual Interest Rate
2.88%
Approval Duration
N/A
Citizenship
Singaporean/Pr
Principal Loan Amount
S$20,000
Loan Tenure
1 Year
Minimum Annual Income
S$20,000.00
Maximum Loan Tenure
5 Years
Citizenship Status
Singaporean / PR
Age Requirement
between 21 and 65 years of age
Employment Status
Salaried Employee, Variable/Commission-based Employees or Self Employed
Minimum Annual Income
S$20,000
Guarantor/Collateral
N/A
Late Payment Fee
S$80
Partial Repayment Penalty
$150 or 3% of the outstanding principal, whichever is higher
Full Repayment Penalty
$150 or 3% of the outstanding principal, whichever is higher
Instant Approval
Guaranteed Interest Rate
No, interest rate is adjusted based on your risk profile
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.