Best Cruise Travel Insurance Singapore
Whether it's the Disney Cruise Line’s Disney-themed voyages or Princess cruise’s luxurious vacations, cruise holidays are great for multi-generational families. There’s much less walking than regular land tours, which make it senior-friendly. If you would like to dock and explore land destinations via specific cruises soon, consider getting cruise insurance that provides adequate coverage!
Top 4 Popular Cruise Ships in Singapore (2024)
The top cruise liners and packages available right now are from Princess Cruises, Dream Cruises and Royal Carribean.
Specialises in short SEA cruises
Royal Caribbean is one of the most popular cruise operators in Singapore, with 3 main cruise liners: Anthem of the Seas, Ovation of the Seas and Spectrum of the Seas. The shorter cruises like the 4-night Penang and Phuket Cruise (from $475 per person) and 3-night Penang Cruise ($342 per person) are onboard the Ovation of the Seas.
Travel for 10 to 21 days
Princess Cruises specialises in longer cruises. Asian cruises can go up to 28 days. It offers premium cruise experiences at affordable prices. If you're more adventurous, their longest voyage aboard Island Princess which is set to sail in January 2025 may be just the right thing for you as it entails an epic 116-day round-trip World Cruise from both Ft. Lauderdale and Los Angeles, visiting 51 destinations in 26 countries across 6 continents.
Award-winning cruise
Formerly known as Dream Cruises, Resorts World Cruises is a brand extension of Resorts World. It offers short getaways from Singapore, with cruise lengths ranging from 2 to 5 nights. These round-trip cruises explore Southeast Asian destinations like Malaysia, Thailand, and Indonesia. Onboard their flagship, the Genting Dream, you can experience various shows and enjoy a variety of dining options across 35 restaurants.
Great for Disney-themed voyages
Disney Adventure, a unique Disney-themed cruise, will sail from Singapore starting in 2025. Departing from Marina Bay Cruise Centre, this first Disney Cruise Line ship to homeport in Asia offers three- and four-night voyages. The collaboration with the Singapore Tourism Board will last at least five years, providing an exclusive Disneyland experience while traveling to various ports.f the most popular cruise operators in Singapore, with 3 main cruise liners: Quantum of the Seas, Voyager of the Seas and Spectrum of the Seas. The shorter cruises like the 4-night Penang and Phuket Cruise ($439 per person) and 3-night Penang Cruise ($329 per person) are onboard Spectrum of the Seas.
How to buy cruise travel insurance?
Most cruise companies will allow you to add-on insurance when you are booking your holiday. But the premiums for such plans are usually higher. In Singapore, most basic travel insurance plans cover cruise holidays. See below for 3 most affordable plans. If you are unsure or want to be extra careful, call in to enquire.
You also may have complimentary travel insurance with some of your existing credit cards. Do check if the coverage extends to cruise holidays.
We asked Singaporeans about flight disruptions, and they answered.
Find out the worst airlines with delays and cancellations according to Singaporean travellers.
Compare Best Travel Insurance With Cruise Coverage (2024): 4-day Single-Trip
| Benefits | Starr TraveLead Comprehensive Plans | FWD Premium, Business & First Plans | MSIG Travel elEasy Plans | Income Insurance Standard & Enhanced PreX Plans |
|---|---|---|---|---|
| 4-day cruise single-trip premium | $39 - $66 | $25 - $40 | $44 - $85 | $50 - $103 |
| Overseas cruise medical coverage | Up to $1,000,000 | Up to $1,000,000 | Up to $1,000,000 | Up to $1,000,000 |
| Cruise Trip cancellation | Up to $15,000 | Up to $15,000 | Up to $15,000 | Up to $15,000 |
| Loss/Damage of Baggage during cruise trip | Up to $7,500 | Up to $7,000 | Up to $7,500 | Up to $8,000 |
| Emergency medical evacuation | Unlimited | Unlimited | Up to $1,000,000 | Up to $2,000,000 |
*All figures and estimated premium rates are accurate at the time of writing on 9 July 2024, based on a 4D3N single-trip plan to a country in Southeast Asia, and all information was last updated on 9 July 2024.
Popular Cruise Travel Insurance Plans
FWD Premium
- Med. Coverage (Overseas)
- S$200,000
- Trip Cancellation
- S$7,500
- Loss/Damage of Baggage
- S$3,000
- Total PremiumTotal Premium
S$278.2825% Off - S$208.71
[Prizes worth over S$13,500 | MoneySmart Exclusive]
Get over S$35 worth of rewards including:
• S$30 Revolut cash reward
• Eskimo Global 1GB eSIM (worth S$9.50) with every policy purchased. T&Cs apply.
Ready to Travel ANYWHERE for FREE?
• Score a Holiday (worth up to S$5,000)
• Apple AirTag (worth S$45). T&Cs apply.
• S$100 Revolut cash reward. T&Cs apply.
INCOME Standard Classic
- Med. Coverage (Overseas)
- S$250,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
- Total PremiumTotal Premium
S$42.1855% Off - S$18.98
[Prizes worth over S$13,500 | MoneySmart Exclusive]
Enjoy up to 60% off your Single Trip policy premium Valid till 22 December 2024. T&Cs apply.
Get over S$45 worth of rewards including:
• S$10 via PayNow with eligible premiums spent. T&Cs apply.
• S$30 Revolut cash reward
• Eskimo Global 1GB eSIM (worth S$9.50) with every policy purchased.
Ready to Travel ANYWHERE for FREE?
• Score a Holiday (worth up to S$5,000)
• Apple AirTag (worth S$45). T&Cs apply.
• S$100 Revolut cash reward. T&Cs apply.
MSIG TravelEasy Elite
- Med. Coverage (Overseas)
- S$500,000
- Trip Cancellation
- S$10,000
- Loss/Damage of Baggage
- S$5,000
- Total PremiumTotal Premium
S$52.555.01% Off - S$23.62
[GIVEAWAY | MoneySmart Exclusive]
Get over S$75 worth of rewards including:
• Up to S$40 via PayNow OR 1 x Apple AirTag (worth S$45.40) with eligible premiums spent. T&Cs apply.
• S$30 Revolut cash reward
• Eskimo Global 1GB eSIM (worth S$9.50) with every policy purchased.
Score exciting gifts on top of existing rewards:
• Apple iPad 10.9-inch 64GB (10th Gen). T&Cs apply.
• S$100 Revolut cash reward. T&Cs apply.
Starr TraveLead Comprehensive Bronze
- Med. Coverage (Overseas)
- S$200,000
- Trip Cancellation
- S$5,000
- Loss/Damage of Baggage
- S$3,000
S$37.4460% Off- S$14.98
[Prizes worth over S$13,500 | MoneySmart Exclusive]
Enjoy 60% off your Single Trip policy premium.
Get over S$115 worth of rewards including:
• Up to S$50 via PayNow OR an Apple AirTag (worth S$45) with eligible premiums spent. T&Cs apply.
• S$30 Revolut cash reward
• S$30 Trip.com Hotel Coupon*
• Eskimo Global 1GB eSIM (worth S$9.50) with every policy purchased.
Ready to Travel ANYWHERE for FREE?
• Score a Holiday (worth up to S$5,000)
• Apple AirTag (worth S$45). T&Cs apply.
• S$100 Revolut cash reward. T&Cs apply.
How to select cruise travel insurance?
Medical evacuation
Compared to a typical holiday, compensation for medical evacuation is important when you are travelling on a cruise. Medical facilities onboard a cruise are probably not as good as those available in hospitals, so you want to reach a hospital or medical facility as soon as possible during a medical emergency.
Protection against bad weather conditions
Also, being on a cruise ship means that you are more susceptible to weather conditions. You might want to look out for trip cancellation ahead of your travels, and purchase travel insurance as soon as you book your cruise holiday.
Coverage for island stops
You might be docking in different countries on a cruise ship. Make sure that your travel insurance provides coverage for all the stops you will be making.
Compare travel insurance plans in Singapore
Check providers on MoneySmart to find the best travel insurance plan with COVID-19 coverage, lost baggage, medical emergencies, flight delays, pre-existing conditions, pregnancy claims and more.
Frequently Asked Questions
Do I need special travel insurance for a cruise trip?
- Yes and No, most regular travel insurance plans cover cruises in Singapore, but if your travel lifestyle and health needs require more comprehensive coverage for your cruise trip, you can purchase additional coverage for cruise as an add-on, or go for a plan that includes more specific and tailored coverage for cruise travellers.
How much is travel insurance for a cruise trip?
- Depending on the time of travel and the length of your cruise trip, it can range from $25 to $103 (according to the latest data as per the table above, last updated 9 July 2024), as per MoneySmart’s round-up of the Best Travel Insurance Plans With Cruise Coverage, a 4-day single trip.
Can you buy cruise insurance after booking?
- As long as you are in Singapore waters, you can buy cruise insurance from a Singaporean insurer.