^S$500,000

Med. Coverage (Overseas)

*

Based on adult under 70 years old

^S$10,000

Trip Cancellation

^S$5,000

Loss/Damage of Baggage

All Details

• Key Features

  • Coverage for adventurous activities including scuba diving, skiing, snowboarding, bungee jumping, sky diving, hiking, hot air balloon and more.

  • Coverage for unexpected travel delays not caused by you. (i.e. Unexpected late plane arrival or departure)

  • Coverage for overseas medical expenses including treatment by a Chinese medicine practitioner or a chiropractor incurred during your trip.

  • In the event that you get delayed overseas due to unforeseen circumstances, your policy will automatically be extended at no extra charges.

  • Coverage for you and your family with unlimited number of children insured when you opt for our Family cover.

  • Enjoy exclusive treats for Income policyholders at https://www.income.com.sg/treats

Travel Inconvenience

Travel Delay	S$1,500
Overall limit	S$1,500
1. For every six hours of delay while overseas
1a. Adult	S$100
1b. Child	S$50
2. After six hours of delay while in Singapore
2a. Adult	S$150
2b. Child	S$50
Travel Cancellation / Postponement
Cancelling your trip
Overall limit	S$10,000
Postponing your trip
Overall limit	S$2,000
Shortening your trip
Overall limit	S$10,000
Limit for extra expenses to return to Singapore	S$2,000
Trip Disruption
Overall limit	S$2,000
Limit for accommodation expenses per room per night	S$400
Delayed Baggage	S$1,200
Overall limit	S$1,200
1. For every six hours of delay while overseas
1a. Adult	S$200
1b. Child	S$50
2. Baggage delay after six hours when arriving in Singapore
2a. Adult	S$200
2b. Child	S$50
Loss/Damage of Personal Baggage	S$5,000
Overall limit	S$5,000
Limit for laptop	S$1,000
Limit for watches, jewellery or valuables in total	S$500
Limit for other items (for each item, set or pair)	S$500
Losing Money
Adult	S$350
Child	S$125
Losing Travel Documents
Overall limit	S$5,000
Limit for accommodation expenses per room per night	S$400

Personal Accident

Accidental Death and Disablement	Up to S$200,000
Adult under 70 years old	S$200,000
Adult 70 years old or over	S$125,000
Child	S$100,000
OR
Public transport double cover for accidental death
Adult under 70 years old	S$400,000
Adult 70 years old or over	S$250,000
Child	S$200,000

Medical Coverage

Post Trip Medical Expenses	Up to S$25,000
(Medical expenses in Singapore)
Adult under 70 years old	S$25,000
Adult 70 years old or over	S$2,000
Child	S$15,000
Limit for medical aids and equipment	S$1,000
Daily Hospital Allowance	S$200
Overall limit	S$20,000
Overseas Medical Expenses	Up to S$500,000
Adult under 70 years old	S$500,000
Adult 70 years old or over	S$300,000 (Combined for medical expenses overseas, emergency medical evacuation and sending you home).
Child	S$200,000
Limit for medical aids and equipment	S$1,000
Emergency Medical Evacuation	Unlimited* (Only for Adult under 70 years old & Child)
Adult under 70 years old	Unlimited
Adult 70 years old or over	S$300,000 (Combined for medical expenses overseas, emergency medical evacuation and sending you home).
Child	Unlimited

Personal Protection

Personal Protection
1. Kidnap and hostage
Overall limit	S$5,000
Every 24 hours	S$200
2. Emergency phone charges
Overall limit	S$150
3. Home cover
Overall limit	S$5,000
Limit per item (for each item, set or pair)	S$500
Personal Liability	S$1,000,000

Leisure Activities

Bungee Jumping
Hiking
Hot Air Balloon Ride
Pre-existing Conditions
You may opt for INCOME Enhanced PreX plans (instead of Standard plans) which covers you for pre-existing conditions such as Asthma, Eczema and Diabetes.
Scuba Diving
Sky Diving
Snow/Ice Sports

Other Coverage Protection

Rental Vehicle Excess	S$2,000
Terrorism Cover	Up to S$200,000
Adult under 70 years old	S$200,000
Adult 70 years old or over	S$125,000
Child	S$100,000

Plan Materials

Policy Wording Document	Read More
Policy Brochure	Read More

Coverage Preference

Best for Trip Cancellation/ Delay
Best for Baggage Loss/ Damage
Extreme Sports Coverage
*Policy Ts&Cs apply.
Covid-19 Coverage
Pre-existing Condition