Up to S$150,000

Med. Coverage (Overseas)

Up to S$5,000

Trip Cancellation

Up to S$3,000

Loss of Baggage

All Details

• Key Features

  • Essential coverage for your trip.

  • Covers up to S$500,000 emergency medical evacuation and S$150,000 medical expenses while overseas.

  • Covers trip cancellation up to S$5,000.

  • Enjoy 24 hours emergency assistance services hotline

  • Enjoy seamless claim process with PayNow

  • Enjoy exclusive benefits for Singtel Mobile customers such as free LoungeKey airport lounge pass worth up to S$220 with access to over 1,500 lounges across 120 countries*

  • Note*: Value plan does not allow cancellations, refunds and charges

Travel Inconvenience

Travel Delay	Up to S$1,000
a. Adult	S$100 per insured person (for every 6 consecutive hours, up to maximum limit of S$1,000)
b. Child	S$50 per insured person (for every 6 consecutive hours, up to maximum limit of S$1,000)
c. While in Singapore	S$500 maximum limit while in Singapore
Travel Cancellation
Travel Cancellation	S$5,000 per insured person
Travel Postponement	S$1,000 per insured person
Trip Disruption	S$5,000 per insured person
Delayed Baggage	Up to S$800
a. Adult	S$200 per insured person (for every 6 consecutive hours while overseas, up to maximum limit of S$800)
b. Child	S$50 per insured person (for every 6 consecutive hours while overseas, up to maximum limit of S$800)
c. While in Singapore	S$200 in total while in Singapore
Loss/Damage of Personal Baggage	Up to S$3,000 per insured person
(Covers loss or damage to baggage, clothing and personal effects)
a. For any one article or a pair or a set of articles	Max S$500
b. For laptop, computer, netbook and tablet	Max S$1,000
c. For handphones and spectacles	Max S$500

Personal Accident

Accidental Death and Disablement	Up to S$150,000
a. Each adult insured person under 70	S$150,000
b. Each adult insured person aged 70 or above	S$100,000
c. Each child insured person	S$75,000
Public transport double indemnity
a. Each adult insured person under 70	Not Covered
b. Each adult insured person aged 70 or above	Not Covered
c. Each child insured person	Not Covered

Medical Coverage

Post Trip Medical Expenses	Up to S$4,250
(Medical expenses while in Singapore)
a. Each adult insured person under 70	S$4,250
b. Each adult insured person aged 70 or above	Not Covered
c. Each child insured person	Not Covered
Emergency Medical Evacuation	S$500,000
Repatriation	S$10,000
Emergency phone charges	S$150
Overseas Medical Expenses	Up to S$150,000
a. Each adult insured person under 70	S$150,000
b. Each adult insured person aged 70 or above	Not Covered
c. Each child insured person	Not Covered
Other Medical Treatments
Traditional Chinese Medicine
a. Each adult insured person	Not Covered
b. Each child insured person	Not Covered

Leisure Activities

Bungee Jumping
Hiking
at heights of below 4,000 metres above sea level
Hot Air Balloon Ride
for sightseeing
Pre-existing Conditions
Scuba Diving
Sky Diving
Snow/Ice Sports
within official approved areas of a ski resort

Other Coverage Protection

Rental Vehicle Excess
Terrorism Cover	Maximum limit for the section or S$50,000 per insured person, whichever is lower
Applies to sections 1, 2, 3, 4, 5, 6, 9, 11 and 12 (refer to policy wording) only if they occur as the result of an act of terrorism (excluding use of biological, chemical agents or nuclear devices)
Automatic extension of cover	Up to 30 days
Personal Money	S$3,000 (overall limit)
(Loss of money due to robbery, burglary, theft or natural disaster and costs of getting replacement travel documents)
Sub-limit for personal money	S$250

Plan Materials

Policy Wording Document	Read More

MoneySmart Promotions

MoneySmart Exclusive

Coverage Preference

Best for Trip Cancellation/ Delay
Best for Baggage Loss/ Damage
Extensive Medical Expenses
Covid-19
Pre-existing Condition
Adventure Sports Travel Insurance
This cover only applies if the activities are for leisure purposes only and you are under the guidance and supervision of qualified guides or instructors provided by a licensed tour operator.