- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
[FLASH DEAL | UP TO S$437*]
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply and spend S$800! PLUS get additional S$88 CASH BONUS when you are the first 10 to submit the claim at 2pm or 9pm daily! T&Cs apply.
HSBC Live Your Adventure: Sure-Win Spin with more than 30,000 gifts up for grabs! From 13 January to 13 April 2025, stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes! T&Cs apply.
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- Cash Back at McDonald's & Grabfood
- Up to 20%
- Cashback Cap per quarter
- Up to S$500
- Min. Spend per month
- S$500
MoneySmart Exclusive: Get S$88 Cash via PayNow when you apply, spend a min. of S$1,000 within the first month! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints, which you can use to redeem an Apple 10.9-inch iPad 10th Gen Wi-Fi (64GB) (worth S$499) from our Rewards Store today!
UOB Online Promotion: Enjoy up to 20% cashback on daily favourites like: Shopee, Grab, McDonald's, SimplyGo & DFI Retail Group, when you are a new-to-UOB credit card customer and meet the relevant minimum spend criteria! T&Cs apply.
- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
[CNY WHO, WHERE, HUAT 🧧 | UP TO S$458 CASH🧧]
Get S$370 Cash or 6,140 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) in as fast as 5 weeks when you spend S$500 within 30 days.
PLUS get EXTRA S$88 Cash when you spot the correct number of Snakes in the Who, Where, Huat challenge! T&Cs apply.
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- Base Earn Rate
- S$5 = 1X UNI$ (or 0.4 miles per S$1)
- Category of Choice
- S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
- Min. Spend
- S$0
MoneySmart Exclusive: Get S$88 Cash via PayNow when you apply, spend a min. of S$1,000 within the first month! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints, which you can use to redeem an Apple 10.9-inch iPad 10th Gen Wi-Fi (64GB) (worth S$499) from our Rewards Store today!
- on Eligible spend
- 1.5% Cash Back
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
Get UPSIZED S$388 Cash via PayNow or earn 5,040 SmartPoints when you apply and spend S$500 within 30 days! T&Cs apply. And stand chance to win a Porsche Taycan Base (2025) in SC Million Reasons to be Happier Lucky Draw! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 11,180 SmartPoints, which you can use to redeem an Apple iPad Air Wi-Fi (11-inch, 128GB) (worth S$899) from our Rewards Store today!
- on Online & Shopping Purchases
- S$1= 10X Points
- for all other purchases
- S$1 = 1 Point
- Rewards Conversion
- 10X Points = 4 Miles
[CNY WHO, WHERE, HUAT 🧧 | UP TO S$458 CASH🧧]
Get S$370 Cash or 6,140 SmartPoints , and a Circles.Life 1-month Borderless Data plan + 5GB Global Roaming + 1TB 5G Local Data (worth S$70) in as fast as 5 weeks when you spend S$500 within 30 days.
PLUS get EXTRA S$88 Cash when you spot the correct number of Snakes in the Who, Where, Huat challenge! T&Cs apply.
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- Discounts at Selected Luxury Hotels
- Up to 50%
- Discounts at Selected Restaurants
- Up to 50%
- at Select Rooftop Bars and Nightclubs
- 1 Free Drink
Additionally, earn 1,250 Membership Rewards® points based on the S$1,000 spent above. T&Cs apply.
- Cash Back on Dining, including delivery from FoodPanda & Deliveroo
- Up to 6%
- Total Cash Back Cap, per month
- S$80
- Min. Spend to unlock to 6% Cashback
- S$800
[CNY WHO, WHERE, HUAT 🧧 | UP TO S$458 CASH🧧]
Get S$370 Cash or 6,140 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) in as fast as 5 weeks when you spend S$500 within 30 days.
PLUS get EXTRA S$88 Cash when you spot the correct number of Snakes in the Who, Where, Huat challenge! T&Cs apply.
- at all Restaurants in Singapore & Malaysia
- Up to 8% Cashback
- on Fast Food & Food Delivery
- Up to 8% Cashback
- Cashback Per Month
- Up to S$150
- for spends on Smart Dining
- Up to 10% Bonus Cashback
- selected food merchants
- McDonald's, KFC, Burger King and more
- selected coffee merchants
- Ya Kun, Toast Box, Starbucks and more
Get S$230 Cash via PayNow or 2,990 SmartPoints when you meet the spend criteria. T&Cs apply. And stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier Lucky Draw! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 9,130 SmartPoints, which you can use to redeem the LATEST Apple iPad Mini Wi-Fi 128GB (worth S$699) from our Rewards Store today!
- with Love Dining at selected Restaurants
- Up to 50% savings
- on a range of delectable cuisines with Love Dining @ Restaurants by Platinum
- Up to 50% savings
- every year to use at over 2,000 restaurants locally and around the world
- Enjoy $400 Global Dining Credits
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- Base Cashback
- 1.5%
- Cashback when you spend more than S$2,000
- 2.5%
- Cashback Cap per month
- S$70
[FLASH DEAL | UP TO S$437*]
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) when you apply and spend S$800! PLUS get additional S$88 CASH BONUS when you are the first 10 to submit the claim at 2pm or 9pm daily! T&Cs apply.
HSBC Live Your Adventure: Sure-Win Spin with more than 30,000 gifts up for grabs! From 13 January to 13 April 2025, stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes! T&Cs apply.
- on Local Dining Spend
- S$1= 5X Points
- on All Other Spend
- S$1= 1X Point
- Rewards to Miles Conversion
- 1 Point = 0.29 Miles
Get S$230 Cash via PayNow or 2,990 SmartPoints when you meet the spend criteria. T&Cs apply. And stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier Lucky Draw! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 9,130 SmartPoints, which you can use to redeem the LATEST Apple iPad Mini Wi-Fi 128GB (worth S$699) from our Rewards Store today!
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- on Shopping & Transport Spend
- Up to 6% cashback
- Min Spend
- S$800
- Cashback Cap
- Up to S$70
- Cash Rebate on Online Food Delivery
- Up to 10%
- Cash Rebates on other Dining Spend
- Up to 3%
- Min. Spend per month
- S$800
- Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
- Up to 2%
- Min. spend per month to qualify for 2% Cashback
- S$1,000
- Cash Rebate cap
- Unlimited
PLUS receive S$30* eCapitaVoucher(s). T&Cs apply.
- Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
- 5%
- with min. spend of $1,600 per month
- Unlock up to $160 Cashback
- with min. spend of $800 per month
- $80 Cashback per month
- on eligible transactions
- Earn 1.6% Cashback
- Min. Spend
- S$0
- Cashback Cap
- Unlimited
- on Foreign Currency Spend
- S$1 = 7X Points
- on Local Dining
- S$1 = 3X Points
- Rewards to Miles Conversion for Selected Airline Partners
- 1 Point = 0.4 Miles
- Discounts at Participating Restaurants
- Up to 50%
- Local Spend
- S$1 = Up to 1.25 Miles
- Overseas Spend
- S$1 = Up to 2.25 Miles