- Max. Savings at Shell or SPC
- Up to 24%
- Instant Discount at Shell / SPC
- 10%/15%
- Cash Back at all Other Petrol Stations
- Up to 5%
[CHRISTMAS GIVEAWAY + FLASH DEAL]
The first 100 customers can get S$50 Cash + Apple Watch SE 40mm (GPS) (worth S$399), the next 100 customers can get S$50 Cash + Apple AirPods 4 Noise Cancellation (worth S$299) and the remaining customers can get S$50 Cash when you apply and spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints and redeem epic rewards!
UOB Online Promotion: Get up to 20% Cashback on daily favourites like Shopee, Grab, McDonald's, SimplyGo and DFI Retail Group! T&Cs apply.
- Fuel Savings at Caltex
- Up to 23.7%
- Cash Back at all Other Petrol Stations
- 1.5%
- Cash Back Cap per month
- Unlimited
Get S$380 Cash via PayNow or earn 5,040 SmartPoints when you apply and meet the spend criteria! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints. That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
Other offers you can enjoy:
- UPSIZED UNLIMITED 2% CASHBACK on your credit card purchases when you spend over S$500! Only for MoneySmart applicants!
- A chance to win a Porsche Taycan Base (2025) in SC Million Reasons to be Happier Lucky Draw! T&Cs apply.
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Get S$199 Cash via PayNow or 3,500 SmartPoints when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints. That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
- Cash Back on Eligible Spend
- 1.7%
- Min. Spend per month
- $0
- Cash Back Cap
- Unlimited
MoneySmart Exclusive: Get S$100 Cash via PayNow on top of the UOB Online Promotion when you spend a min. of S$500 within 1 month from card approval date! For new-to-UOB Credit Cardmembers only. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints and redeem epic rewards!
UOB Online Promotion: Get a Samsonite EVOA Z Spinner 25'' Exp Luggage (worth S$730) when you apply, spend min. S$2,000 per month for 2 consecutive months. T&Cs apply.
- Max. Savings at Esso & Shell
- 14%
- per S$1 spent at all Other Petrol Stations
- 1 Point
- Rewards Conversion
- 10X Points = 4 Miles
Get UPSIZED S$370 Cash or 5,040 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints. That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
- Fuel Savings at Caltex, Esso & Shell
- Up to 23.64%
- Instant Discount at Caltex
- 17%
- Instant Discount at Esso & Shell
- 14%
Get UPSIZED S$370 Cash or 5,040 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints. That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
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- Base Earn Rate
- S$5 = 1X UNI$ (or 0.4 miles per S$1)
- Category of Choice
- S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
- Min. Spend
- S$0
[CHRISTMAS GIVEAWAY + FLASH DEAL]
The first 100 customers can get S$50 Cash + Apple Watch SE 40mm (GPS) (worth S$399), the next 100 customers can get S$50 Cash + Apple AirPods 4 Noise Cancellation (worth S$299) and the remaining customers can get S$50 Cash when you apply and spend a min of S$1,000 in Eligible Transactions! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints and redeem epic rewards!
- Upfront Discount at Caltex Singapore
- 16%
- for all Eligible Local Spends
- S$1 = 1.2 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
Get S$180 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
PLUS stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier! T&Cs apply. Earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply
- at Petrol Stations in Singapore & Malaysia
- Up to 8% Cashback
- at all Caltex Petrol Stations with Diamond Sky Fuel Card
- Up to 26.45% discounts
- on EV Charging
- Up to 8% Cashback
- Fuel Savings at Shell
- Up to 14%
- Fuel Savings at SPC
- Up to 15%
- Local Spend
- S$1 = 1.4 miles
MoneySmart Exclusive: Get S$100 Cash via PayNow on top of the UOB Online Promotion when you apply and spend a min. of S$500 in Eligible Transactions within 1 month from card approval date! For new-to-UOB Credit Cardmembers only. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints and redeem epic rewards!
UOB Online Promotion: PLUS new-to-UOB Credit Cardmembers can get up to 58,000 miles (1st year Annual Fee payable) OR get up to 38,000 miles (1st year Annual Fee waived) when you meet the spend criteria. T&Cs apply.
- Fuel Savings at Caltex and Shell
- Up to 21.15%
- Local Spend
- S$1 = Up to 1.25 Miles
- Overseas Spend
- S$1 = Up to 2.25 Miles
- Max. Savings at Esso & Shell
- 14%
- Instant Discount at Esso & Shell
- 14%
- on all Other Petrol Stations
- S$1 = 1.2 miles
Get UPSIZED S$370 Cash or 5,040 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints. That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).
- on Foreign Currency Spend
- S$1 = 7X Points
- on Petrol
- S$1 = 3X Point
- Rewards to Miles Conversion for Selected Airline Partners
- 1 Point = 0.4 Miles
- at selected retail, dining merchants and petrol stations
- Up to 10X TREATS Points
- Fuel Savings
- Up to 20.05%
- Rewards to Miles Conversion for Selected Airline Partners
- 10 Point = 4 miles
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- on up to $5,000 spend in the first 6 months for new Card Members.
- 3.0% Cashback
- all subsequent eligible purchases
- 1.5% Cashback
- Cash Back Cap
- Unlimited
- Fuel Savings at Caltex
- Up to 22.92%
- Fuel Savings at Esso
- Up to 21.04%
- Fuel Savings at Sinopec
- Up to 27.6%
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- Fuel Spending at Esso
- Up to 19%
- Local Spend
- S$1 = 1.5 miles or 1.5% cashback
- Overseas Spend
- S$1 = 2.2 miles or 2.2% cashback
- Fuel Savings at Esso
- Up to 14%
- Local Spend
- S$1 = 1.3 miles
- Overseas Spend (made in foreign currency)
- S$1 = Up to 5 miles
- Fuel Savings at Esso
- Up to 14%
- Local Spend
- S$1 = 1.3 miles
- Overseas Spend (made in foreign currency)
- S$1 = Up to 5 miles
- Fuel Savings at SPC
- Up to 20.1%
- Cash Rebates at SpeedyCare
- 2%
- Cash Rebate on all other spend
- 0.3%