Compare the Best Petrol Credit Cards in Singapore 2025

Save up to 21% when you pump petrol at petrol stations like Shell, Esso, SPC and Caltex. Compare petrol credit cards and discounts. Read More
We found 39 Credit Cards for you!
Standard Chartered Simply Cash Credit Card
MoneySmart Exclusive
Earn 1.5% Unlimited Cashback
Promotion ends in
Fuel Savings at Caltex
Up to 23.7%
Cash Back at all Other Petrol Stations
1.5%
Cash Back Cap per month
Unlimited

Get S$380 Cash via PayNow or earn 5,040 SmartPoints when you apply and spend S$500 within 30 days from card approval date! T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

Valid until 04 Mar 2025 - See more details below
Apply Now
Citi Rewards Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS
Max. Savings at Esso & Shell
14%
per S$1 spent at all Other Petrol Stations
1 Point
Rewards Conversion
10X Points = 4 Miles

Get S$370 Cash or 5,040 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) in as fast as 5 weeks when you spend S$500 within 30 days. Get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.

Valid until 16 Mar 2025 - See more details below
Apply Now
UOB One Card
MoneySmart Exclusive
UPSIZED CASHBACK | Up to 20% Cashback!
Max. Savings at Shell or SPC
Up to 24%
Instant Discount at Shell / SPC
10%/15%
Cash Back at all Other Petrol Stations
Up to 5%

[FASTER FULFILMENT]
MoneySmart Exclusive: Get a S$100 Grab Ride Vouchers for the first 200 new-to-card applicants or S$50 Cash for the remaining new-to-card applicants IN AS FAST AS 1-2 MONTHS when you apply! No min. spend is required! T&Cs apply.
 
Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!
 
UOB Online Promotion: Get S$350 cash credit when you’re among the first 200 new UOB credit card customers to apply and spend S$1,000/month for 2 consecutive months. T&Cs apply.

Valid until 14 Mar 2025 - See more details below
Apply Now
OCBC 365 Credit Card
MoneySmart Exclusive
High Spend on Dining
Fuel Savings at Caltex
Up to 22.92%
Fuel Savings at Esso
Up to 21.04%
Fuel Savings at Sinopec
Up to 27.6%

Enjoy an UPSIZED 1,960 SmartPoints or S$130 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply. Use your SmartPoints earned to redeem ANY product from our Rewards Store.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899) from our Rewards Store.

Valid until 01 Mar 2025 - See more details below
Apply Now
HSBC Live+ Card
MoneySmart Exclusive
Up to 8% Cashback | Instant Activation*
on Dining, Shopping and Entertainment
8% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
5% Cashback*
on All Other Spends
0.3% Cashback*

Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card. T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899)from our Rewards Store.

Valid until 04 Mar 2025 - See more details below
Apply Now
Citi Cash Back Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UP TO 8% CASHBACK
Fuel Savings at Caltex, Esso & Shell
Up to 23.64%
Instant Discount at Caltex
17%
Instant Discount at Esso & Shell
14%

Get S$350 Cash or 5,040 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. Get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.

Valid until 16 Mar 2025 - See more details below
Apply Now
UOB Lady's Card
MoneySmart Exclusive
Up to 10 Miles per S$1 spent
Base Earn Rate
S$5 = 1X UNI$ (or 0.4 miles per S$1)
Category of Choice
S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
Min. Spend
S$0

[FASTER FULFILMENT]
MoneySmart Exclusive: Get a S$100 Grab Ride Vouchers for the first 200 new-to-card applicants or S$50 Cash for the remaining new-to-card applicants IN AS FAST AS 1-2 MONTHS when you apply! No min. spend is required! T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899) from our Rewards Store.

Valid until 14 Mar 2025 - See more details below
Apply Now
HSBC Revolution Credit Card
MoneySmart Exclusive
Earn up to 4 miles per S$1 | Instant Activation*
Fuel Savings at Caltex or Shell
Up to 16%
on Online Spend on Travel, Shopping & Dining
S$1 = 10X Points
at all Other Petrol Stations
S$1 = 1x Point

Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card. T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899)from our Rewards Store.

Valid until 04 Mar 2025 - See more details below
Apply Now
Standard Chartered Journey Credit Card (Annual Fee Payable)
MoneySmart Exclusive
Up to 45k Miles Offer
Upfront Discount at Caltex Singapore
16%
for all Eligible Local Spends
S$1 = 1.2 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles

Get S$180 Cash via PayNow when you apply and spend S$500 within 30 days from card approval date! T&Cs apply. Earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.

Valid until 04 Mar 2025 - See more details below
Apply Now
OCBC INFINITY Cashback Card
MoneySmart Exclusive
Earn 1.6% unlimited cashback
on eligible transactions
Earn 1.6% Cashback
Fuel Savings at Caltex
Up to 16%
Fuel Savings at Esso
14%

Enjoy an UPSIZED 1,960 SmartPoints or S$130 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply. Use your SmartPoints earned to redeem ANY product from our Rewards Store.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899) from our Rewards Store.

Valid until 01 Mar 2025 - See more details below
Apply Now
UOB Absolute Cashback Card
MoneySmart Exclusive
Unlimited 1.7% Cashback
Cash Back on Eligible Spend
1.7%
Min. Spend per month
$0
Cash Back Cap
Unlimited

[FASTER FULFILMENT]
MoneySmart Exclusive: Get a S$100 Grab Ride Vouchers for the first 200 new-to-card applicants or S$50 Cash for the remaining new-to-card applicants IN AS FAST AS 1-2 MONTHS when you apply! No min. spend is required! T&Cs apply.
 
Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!
 
UOB Online Promotion: Get S$350 cash credit when you’re among the first 200 new UOB credit card customers to apply and spend S$1,000/month for 2 consecutive months. T&Cs apply.

Valid until 14 Mar 2025 - See more details below
Apply Now
Maybank Family & Friends Card
Earn up to 8% Cashback
at Petrol Stations in Singapore & Malaysia
Up to 8% Cashback
at all Caltex Petrol Stations with Diamond Sky Fuel Card
Up to 26.45% discounts
on EV Charging
Up to 8% Cashback
Read More
UOB PRVI Miles American Express Card
MoneySmart Exclusive
Earn up to 8 Miles per S$1
Fuel Savings at Shell
Up to 14%
Fuel Savings at SPC
Up to 15%
Local Spend
S$1 = 1.4 miles

[FASTER FULFILMENT]
MoneySmart Exclusive: Get a S$100 Grab Ride Vouchers + a 1-month Circles.Life Borderless Plan (worth S$70) IN AS FAST AS 1-2 MONTHS for the first 200 new-to-card applicants or S$50 Cash for the remaining new-to-card applicants when you apply! No min. spend is required! T&Cs apply.
 
Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!
 
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who meet the criteria. T&Cs apply.

Valid until 14 Mar 2025 - See more details below
Apply Now
OCBC Rewards Credit Card
MoneySmart Exclusive
Earn up to 4 miles per S$1 spent
Onsite Discount at Caltex
16%
Fuel Savings at Esso
14%
with 10,500 OCBC$
S$30 Esso Synergy Voucher

Enjoy an UPSIZED 1,960 SmartPoints or S$130 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply. Use your SmartPoints earned to redeem ANY product from our Rewards Store.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899) from our Rewards Store.

Valid until 01 Mar 2025 - See more details below
Apply Now
POSB Everyday Card
Online Promo
Earn Cash Rebates that Never Expire
Fuel Savings at SPC
Up to 20.1%
Cash Rebates at SpeedyCare
2%
Cash Rebate on all other spend
0.3%
Online Promo:
Get S$300 Cashback when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
HSBC Visa Infinite Credit Card
Fuel Savings at Caltex and Shell
Up to 21.15%
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
Read More
Citi PremierMiles Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | EARN CITI MILES
Max. Savings at Esso & Shell
14%
Instant Discount at Esso & Shell
14%
on all Other Petrol Stations
S$1 = 1.2 miles

Enjoy an UPSIZED S$400 Cash or 5,040 SmartPoints , and a S$50 Trip.com Hotel Coupon in as fast as 5 weeks when you spend S$500 within 30 days. Get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.

Valid until 16 Mar 2025 - See more details below
Apply Now
Maybank Horizon Visa Signature
on Foreign Currency Spend
S$1 = 7X Points
on Petrol
S$1 = 3X Point
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Read More
Maybank World Mastercard
at selected retail, dining merchants and petrol stations
Up to 10X TREATS Points
Fuel Savings
Up to 20.05%
Rewards to Miles Conversion for Selected Airline Partners
10 Point = 4 miles
Read More
American Express True Cashback Card
Unlimited Cashback
on up to $5,000 spend in the first 6 months for new Card Members.
3.0% Cashback
all subsequent eligible purchases
1.5% Cashback
Cash Back Cap
Unlimited
Apply Now

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Petrol Station Loyalty Cards

In order to maximize the savings on your fuel spending, choose your preferred petrol station (Esso, Shell, Caltex, and SPC) and enroll yourself into the respective loyalty programs. Do note that for some petrol stations, you would need to present the loyalty card at the time of purchase so do not forget to bring them with you when refueling your car or motorbike!

Esso Smiles loyalty card

The Esso Smiles loyalty card lets you earn 1 Smiles rewards point per liter of Esso Synergy fuel you pump. Pair that with the right credit card and you’re looking at as much as 27% in savings. It should come as no surprise that the DBS Esso Card currently offers the best Esso discount in Singapore

Shell Escape Card

Shell Escape Loyalty Program lets you earn 1 point per liter of Shell FuelSave petrol. You can also earn points when you send your car for servicing and car washing. Right now, the best credit card to use with your Shell Escape card is the Citi Cash Back Card, which gives you up to 20.88% discount

SPC&U membership Card

To get cheaper petrol prices at SPC, you should definitely sign up for the SPC&U membership card. Rather than letting you earn points, it gives you a direct petrol discount (10% for petrol, 15% for diesel) - instant gratification. The best credit cards to use for SPC discounts are the UOB One Card or the POSB Everyday Card.

NTUC Plus! Visa Card

You can use that NTUC membership you signed up for at that roadshow. That’s right - apart from letting you earn LinkPoints at NTUC FairPrice, your NTUC Plus! Card also functions as the loyalty card for Caltex. The best credit cards for Caltex discounts are the Standard Chartered Simply Cash Credit Card or OCBC 365 Card. You can get up to about 21% in savings with these credit cards.

Best Credit Cards for Petrol Singapore 2025

Petrol StationCredit CardMaximum Fuel Savings
ESSODBS Esso Card21.60%
Citi Cash Back Card20.88%
OCBC 365 Card20.20%
ShellUOB One Card21.15%
Citi Cash Back Card20.88%
SPCUOB One Card22.66%
SinopecOCBC 365 Card26.8%

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How to Save on Petrol Prices with Credit Cards

Pick your favourite petrol station

Unless you’re a die-hard cheapo trying to beat the system, it doesn’t really matter if you go to Esso, Shell, Caltex or SPC. The difference in their petrol prices is very small, and won’t matter to most people. Just pick one petrol chain that’s convenient for you and stick to it.

Always bring your loyalty card

Never pump petrol without your preferred petrol chain’s loyalty card, be it Esso Smiles, Shell Escape, Caltex Plus! or SPC&U. At the point of payment, you’ll need to show it to the cashier along with your credit card to get the full petrol discount.

Fill up only when your tank is empty

Don’t top up your tank as and when you feel like it - make sure your tank is empty enough before you fill ‘er up. That’s because you can often get a greater discount if your petrol cost hits a certain minimum.

Meet the minimum spending requirements

Some of these credit cards have a minimum spending requirement to meet before you can get your full cash rebate. Don’t let your money-saving efforts go to waste by neglecting it.

Switch card when you hit the Cashback cap

While we’re on the topic of terms & conditions, remember to check the cash rebates cap on your petrol credit card too. The higher the rebates, the quicker you’ll hit the cap. If your petrol consumption is high, consider carrying a backup petrol credit card for these cases.