Get the Best Credit Card Promotions in Singapore 2025

Sign up and get cash rebates, shopping vouchers or free gadgets with these credit card promotions in Singapore. Read More
We found 45 Credit Cards for you!
Citi PremierMiles Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | EARN CITI MILES
Promotion ends in 2 days
Local Spend
S$1 = 1.2 miles
All Foreign Currency Spend including Retail and Online
S$1 = Up to 2.2 miles
Selected Online Hotel Bookings
S$1 = Up to 10 miles

Get UPSIZED S$400 Cash or UPSIZED 6,140 SmartPoints , and a S$50 Trip.com Hotel Coupon in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash!
 
Stand to get additional prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
Cashback Credit Card by Trust
MoneySmart Exclusive
Promotion ends in 2 days
on your preferred category
Up to 15% Cashback
on all other eligible spend
Unlimited 1% Instant Cashback
FX Fees
0%

Get EXTRA S$50 Cash via PayNow when you are the first 200 New-To-Trust customers to apply and spend any amount through MoneySmart! T&Cs apply.
 
Trust Online Promo: Scratch and win - Earn up to S$3,000 cashback within first 30 days!
Additionally, earn scratch cards with sure-win cashback of up to S$3K in the first 30 days when you spend. And get a S$10 FairPrice Voucher when you make 1 Visa transaction. T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
OCBC 365 Credit Card
MoneySmart Exclusive
High Spend on Dining
Promotion ends in 2 days
Cashback on Fuel Spends
6%
Cashback on Everyday Dining
5%
with min. spend of $1,600 per month
Unlock up to $160 Cashback

Get S$150 Cash or 1,960 SmartPoints for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
 
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
HSBC Live+ Card
MoneySmart Exclusive
Up to 8% Cashback | Instant Activation*
on Dining, Shopping and Entertainment
8% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
5% Cashback*
on All Other Spends
0.3% Cashback*

[Up to S$420 Rewards!]
Get S$350 Cash via PayNow or 5,000 SmartPoints when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
 
PLUS get S$70 Trip.com Vouchers on top of your baseline gift when you spend and meet the criteria! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
Standard Chartered Simply Cash Credit Card
MoneySmart Exclusive
LIMITED TIME | Earn up to 2% Unlimited Cashback
on Eligible Spends above S$800
2% Cashback
with no min spends
Unlimited Cashback
on all spend
1.5% Uncapped Cashback

[UPSIZED 2% CASHBACK]
Get S$350 Cash via PayNow or earn 4,000 SmartPoints  when you apply and spend S$800 within 30 days from card approval date!
 
PLUS for a limited time, earn UPSIZED UNLIMITED 2% CASHBACK on your purchases charged to your credit card when you spend above S$800! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
NTUC Link Credit Card by Trust
MoneySmart Exclusive
savings on groceries and food
Up to 21%
petrol savings (on Caltex and Esso)
Up to 20%
FX Fees
0%

Get EXTRA S$50 Cash via PayNow when you are the first 200 New-To-Trust customers to apply and spend any amount through MoneySmart! T&Cs apply.
 
Trust Online Promo: Additionally receive S$10 FairPrice E-Voucher when you make your first Trust Link / NTUC Link credit card spend. T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
Citi Rewards Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS
on Online & Shopping Purchases
S$1= 10X Points
for all other purchases
S$1= 1X Point
Rewards Conversion
10X Points = 4 Miles

Get UPSIZED S$400 Cash or UPSIZED 6,140 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash!
 
Stand to get additional prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
UOB One Card
Online Promo
Enjoy up to 10% Cashback!
Cashback on McDonald's, DFI Retail Group, Grab, Shopee, SP and more
Up to 10%
Cashback Cap per quarter
Up to S$500
Min. Spend per month
S$500
Online Promo:
Get S$350 cash credit when you are the first 200 new-to-UOB credit card customers in April 2025 who successfully apply for an eligible UOB Credit Card between 1 April 2025 and 30 April 2025 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
HSBC TravelOne Card
MoneySmart Exclusive
Earn up to 2.4 Miles | Instant Activation*
on Local Spend
S$1 = 1.2 miles
on Foreign Currency Spend
S$1 = 2.4 Miles
Travel Insurance coverage, Airport Lounge visits
Complimentary

Get S$350 Cash via PayNow or 5,000 SmartPoints when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
 
PLUS get a 5GB Eskimo eSIM (worth US$25) + S$70 Trip.com Vouchers on top of your baseline gift when you spend and meet the criteria! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
Citi Cash Back+ Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UNLIMITED 1.6% CASHBACK
Cash Back on Eligible Spend
1.6%
Min. Spend per month
0
Cash Back Cap
Unlimited

Get UPSIZED S$400 Cash or UPSIZED 6,140 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash!
 
Stand to get additional prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
Citi PremierMiles Card + Citi Wealth First Account
BUNDLE | SINGLE SEAMLESS APPLICATION JOURNEY
on Foreign Currency Spend
S$1 = Up to 2.2 Miles
on your Citi Wealth First Account
Up to 7.51% Interest
Application Journey for the Bundle
Single
Read More
American Express True Cashback Card
Online Promo
Unlimited Cashback
on up to $5,000 spend in the first 6 months for new Card Members.
3.0% Cashback
all subsequent eligible purchases
1.5% Cashback
Cash Back Cap
Unlimited
Online Promo:
Get S$120 eCapitaVouchers or Apple AirPods 4 (RSP S$199) when you apply and spend S$500 of Qualifying Spends within the first month of card approval. T&Cs apply.
Valid until 30 Jun 2025 - See more details below
Apply Now
Standard Chartered Journey Credit Card (Annual Fee Payable)
MoneySmart Exclusive
Up to 30k Miles Offer
for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles

Get S$180 Cash via PayNow + a 5GB Eskimo Global eSIM (worth US$25) when you apply and spend S$800 within 60 days from card approval date! T&Cs apply.
 
Get 30,000 miles from SCB when you spend S$800 in eligible transaction in the first 60 days of card approval, and pay the card's annual fee. T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
OCBC Rewards Credit Card
MoneySmart Exclusive
Earn up to 4 miles per S$1 spent
on Eligible Local and Overseas Spend
S$1 = 10 OCBC$ (equivalent to 4 Miles per S$1)
on All Other Spend
S$1 = 1 OCBC$
Rewards to Miles Conversion
10 OCBC$ = 4 Miles

Get S$150 Cash or 1,960 SmartPoints for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
 
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
UOB Absolute Cashback Card
Online Promo
Unlimited 1.7% Cashback
Cash Back on Eligible Spend
1.7%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
Online Promo:
Get S$350 cash credit when you are the first 200 new-to-UOB credit card customers in April 2025 who successfully apply for an eligible UOB Credit Card between 1 April 2025 and 30 April 2025 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
 OCBC 90°N Card
MoneySmart Exclusive
Earn Miles That Don't Expire
on Agoda accommodations worldwide
S$1 = Up to 7 Miles
on Overseas spend
S$1 = 2.1 Miles
on Local spend
S$1 = 1.3 Miles

Get S$150 Cash or 1,960 SmartPoints, PLUS a 5GB Eskimo eSIM (worth US$25) for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
 
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Online Promo
Accelerated Upgrade to KrisFlyer Elite Gold Member
on eligible Singapore Airlines, Scoot flight bookings & KrisShop purchases
S$1 = 2 KrisFlyer miles
on eligible Grab Singapore transactions
S$1 = Up to 2 KrisFlyer miles
on all other eligible purchases
S$1 = 1.2 KrisFlyer miles
Online Promo:

New to American Express Card Members can receive up to 40,000 KrisFlyer miles – enough to redeem a return trip to Taipei* on Singapore Airlines.

Existing American Express Card Members can receive up to 30,000 KrisFlyer miles. T&Cs apply.
Valid until 28 May 2025 - See more details below
Apply Now
Standard Chartered Smart Credit Card
MoneySmart Exclusive
Earn up to 10% Bonus Cashback
on spends above S$1,500 on Bonus Categories
10% Bonus Cashback
on spends above S$800 on Bonus Categories
8% Bonus Cashback
on spends below S$400 on Bonus Categories
4% Bonus Cashback

Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$800 within 30 days from card approval date! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
OCBC INFINITY Cashback Card
MoneySmart Exclusive
Earn 1.6% unlimited cashback
on eligible transactions
Earn 1.6% Cashback
Min. Spend
S$0
Cashback Cap
Unlimited

Get S$150 Cash or 1,960 SmartPoints for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
 
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
OCBC 90°N Visa Card
MoneySmart Exclusive
Earn Miles That Don't Expire
on Agoda accommodations worldwide
S$1 = Up to 7 Miles
on Foreign Currency Spend
S$1 = 2.1 Miles
on Local Spend
S$1 = 1.3 Miles

Get S$150 Cash or 1,960 SmartPoints, PLUS a 5GB Eskimo eSIM (worth US$25) for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
 
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

What Are Credit Card Promotions?

We all have that one relative or friend who swears by credit card sign-up promotions. Every time you see them, they seem to have a new piece of Samsonite luggage for their collection or a wad of Takashimaya vouchers or Grab vouchers to blow, or a new Apple AirPods to flaunt.

Unlike with rewards or miles credit cards, such introductory promotions or deals typically do not require you to accumulate and redeem points. Instead, banks offer attractive sign-up gifts like branded luggage to entice new customers. The credit card itself can be any sort of card. Increasingly so, these credit card promotions are becoming a trend and customers look forward to grabbing the best credit cards deals.

Credit Cards Review: We've done the heavy lifting for you!

Whether it's cashback, travel miles, or exclusive discounts, our review highlights the top contenders for amping up your credit card game.

Types of Credit Card Sign up Promotions

Here are 3 common types of credit card promotions offered by banks in Singapore:

Free Gifts

Free Gifts Promotional freebies that await when you sign up for a credit card. Apart from that perennial favourite – Cash – there are also variations such as free earphones, game consoles and monitors.

Welcome Miles/points

Miles credit cards or rewards credit cards will sometimes sweeten the deal for newcomers with a big bunch of points in the first few months of card usage. These often come with substantial minimum spends.

Cashback Promotions

Some cashback credit cards offer a big cash rebate, e.g. $100 cashback, upon successful application or the first spend on that card. Check if there is a minimum spend or any other catch before you jump at the chance to get free money.

Frequently Asked Questions

What is the best credit card in Singapore?

There are a lot of Credit Cards in Singapore and the key question to answer here is which credit card is best for YOU! The best credit card is the one that suits your lifestyle and spending habits and not necessarily the one that offers the most deals/rewards. If ‘Travel’ is your lifestyle, Citi Premier Miles Visa Card or American Express Singapore Airlines KrisFlyer Credit Card are the best cards in the market. If ‘Dining and Entertainment’ is what you spend on UOB YOLO Credit Card will suit you the best. However if you spend on ‘Dining, Groceries and Grab’ Citi Cash Back Card will be the best for you in Singapore.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest credit card promotions or lucky draw campaigns. You may also keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.

What kind of credit card sign-up promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.

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