Best Rewards Credit Cards 2025

These low-hassle credit cards let you collect reward points to exchange for air miles, shopping vouchers and more. Read More
We found 31 Credit Cards for you!
Citi Rewards Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS
Promotion ends in 2 days
on Online & Shopping Purchases
S$1= 10X Points
on all other purchases
S$1= 1X Point
Rewards Conversion
10X Points = 4 Miles
Apply Now
OCBC Rewards Credit Card
MoneySmart Exclusive
Earn up to 4 miles per S$1 spent
Promotion ends in 3 days
on Eligible Local and Overseas Spend
S$1 = 10 OCBC$ (equivalent to 4 Miles per S$1)
on All Other Spend
S$1 = 1 OCBC$
Rewards to Miles Conversion
10 OCBC$ = 4 Miles
Apply Now
HSBC Revolution Credit Card
MoneySmart Exclusive
Earn up to 4 miles per S$1 | Instant Activation*
on Online Spend on Travel, Shopping & Dining
S$1 = 10X Points
on All Other Spend
S$1 = 1X Point
Points to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Apply Now
NTUC Link Credit Card by Trust
Online Promo
savings on groceries and food
Up to 21%
petrol savings (on Caltex and Esso)
Up to 20%
FX Fees
0%
Online Promo:
Receive S$10 FairPrice E-Voucher when you make your first Trust Link / NTUC Link credit card spend. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
American Express The Platinum Card®
Online Promo
Membership Benefits worth more than S$8,000!
for every S$1.60 spent
Earn 2 Membership Rewards®
for every S$1.60 spent with 10Xcelerator by Membership Rewards®
Earn 20 Membership Rewards® points
on Membership Rewards® Points
No Expiry Date
Online Promo:
 Receive 160,000 Membership Rewards® points (equivalent to 100,000 Air Miles), with annual fee payment and min. spending of S$8,000 within first 3 months of Card approval. T&Cs apply.
Valid until 28 May 2025 - See more details below
Apply Now
UOB Lady's Card
Up to 10 Miles per S$1 spent
on up to One Rewards Category
S$5 = Up to 9X UNI$ (equivalent to 3.6 miles per S$1)
on All Other Spend
S$5 = 1X UNI$ (or 0.4 miles per S$1)
Rewards to Miles Conversion, no min. spend
1 UNI$ = 2 Miles
Apply Now
Cashback Credit Card by Trust
Online Promo
on your preferred category
Up to 15% Cashback
on all other eligible spend
Unlimited 1% Instant Cashback
FX Fees
0%
Online Promo:
Scratch and win - Earn up to S$3,000 cashback within first 30 days!

Earn scratch cards with sure-win cashback of up to S$3K in the first 30 days when you spend. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
KrisFlyer UOB Credit Card
Earn up to 3 Miles per S$1 spend
on Singapore Airlines, Scoot, KrisShop, Kris+ purchases
$1 = 3 Krisflyer Miles
on dining, food delivery, online shopping, online travel, and transport spend
$1 = Up to 3 Krisflyer Miles
on All Other Spend
$1 = 1.2 Krisflyer Miles
Apply Now
Standard Chartered Rewards+ Credit Card
MoneySmart Exclusive
Earn up to 10X Rewards Points
on Foreign Currency Spend
S$1= 10X Points
on Local Dining Spend
S$1= 5X Points
on All Other Spend
S$1= 1X Point
Apply Now
OCBC INFINITY Cashback Card
MoneySmart Exclusive
Earn 1.6% unlimited cashback
on eligible transactions
Earn 1.6% Cashback
Min. Spend
S$0
Cashback Cap
Unlimited
Apply Now
Standard Chartered Smart Credit Card
MoneySmart Exclusive
Earn up to 10% Bonus Cashback
on spends above S$1,500 on Bonus Categories
10% Bonus Cashback
on spends above S$800 on Bonus Categories
8% Bonus Cashback
on spends below S$400 on Bonus Categories
4% Bonus Cashback
Apply Now
Citi Cash Back Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UP TO 8% CASHBACK
Cash Back on Groceries, Petrol & Private Commute
Up to 8%
Total Cash Back Cap, per month
S$80
at Caltex, Shell & Esso
Up to 23.64% savings
Apply Now
DBS yuu Visa Card
Online Promo
at yuu merchants, with no min. spend and no cap
S$1 = 10X yuu Points
when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
Additional bonus 26X yuu Points
on all other spend
S$1 = 1X yuu Point
Online Promo:
New Cardmembers can get S$300 cashback when you successfully apply for a DBS yuu Visa Card and make a min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
Maybank Family & Friends Card
Earn up to 8% Cashback
globally on 5 preferred cashback categories
Up to 8% Cashback
on Malaysian Ringgit and Indonesia Rupiah spend
Up to 8% Cashback
Cashback Per Month
Up to S$150
Read More
HSBC Visa Infinite Credit Card
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
for personalized assistance
Dedicated Concierge Service
Read More
Maybank Horizon Visa Signature
on Air Tickets and Foreign Currency Spend
S$1 = 7X Points
on local Shopping, Groceries, Dining, Hotel Bookings
S$1 = 3X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles
Read More
DBS Altitude Visa Signature Card
Online Promo
Earn Miles That Never Expire
Local Spend
S$1 = 1.3 miles
Overseas Spend (made in foreign currency)
S$1 = Up to 5 miles
on Online Travel Bookings
S$1 = Up to 2.2 miles
Online Promo:
Get up to 38,000 miles when you apply, pay the card's annual fee and charge a min. spend of S$800 within 60 days from card approval date. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
American Express Platinum Credit Card
Online Promo
Membership Benefits worth more than S$1,600!
for every full S$1.60 spend at participating Platinum 10Xcelerator Partners
10 Membership Rewards Points
for every full S$1.60 spend on All Other Spend
2 Membership Rewards Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Online Promo:
Get S$200 Statement Credits when you pay the card's annual fee and spend a min. of S$1,000 within first month of card approval.

Additionally, earn 1,250 Membership Rewards® points based on the S$1,000 spent above. T&Cs apply.
Valid until 28 May 2025 - See more details below
Apply Now
DBS yuu American Express® Card
Online Promo
at yuu merchants, with no min. spend and no cap
S$1 = 10X yuu Points
when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
Additional bonus 26X yuu Points
on All Other Spend
S$1 = 1X yuu Point
Online Promo:
New Cardmembers can get S$300 cashback when you successfully apply for a DBS yuu Visa Card and make a min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
DBS Woman's Card
Online Shopping
on Online Purchases
S$5 = 5 DBS Points (2 Miles per S$1)
on All Other Purchases
S$5 = 1 DBS Point (0.4 Miles per S$1)
Rewards to Miles Conversion
1 Point = 2 Miles
Apply Now

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Who should use a rewards card?

Rewards cards are the most suitable for people who don’t want to spend too much time tracking expenditure in order to maximise for cashback or air miles.
You simply choose the right rewards card, spend as you would normally and accumulate points to be redeemed for gifts and vouchers at the end of a certain period.
Usually, the rewards are quite wide-ranging. At the very least, every catalogue will allow you to redeem NTUC or Capitaland vouchers, which are basically pseudo-cash for many Singaporeans.
Decided to get one? Just take note of the expenditure cap and any minimum spend and check back once in a while as reward points do expire!

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