Earn up to 1.5% rebate (awarded in 3X STAR$® or 15 STAR$®) for every S$1 spent on eCapitaVoucher purchases, capped at S$1,200 spent on eCapitaVoucher purchases per calendar month
Earn up to 2% rebate (awarded in 4X STAR$® or 20 STAR$®) for every S$1 spent on eligible purchases of goods and services in participating merchants in CapitaLand Malls in the heartlands, capped at S$1,200 of eligible spend calendar month
Earn up to 3% rebate (awarded in 6X STAR$® or 30 STAR$®) for every S$1 spent on eligible purchases of goods and services in participating merchants in CapitaLand Malls in town, capped at S$1,200 of eligible spend calendar month
Additional 5% rebate (awarded in 50 STAR$®) for every S$1 spent at participating STAR$® X’tra Partners in CapitaLand Malls – this is on top of the STAR$® that you earn across participating merchants at CapitaLand Malls
Earn 0.5% rebate (awarded in 5 STAR$®) for every S$1 spent on eligible purchases outside CapitaLand Malls
Enjoy 3 hours complimentary parking per mall, per day across participating CapitaLand Malls with S$1,800 eligible spend per calendar month and complimentary Privileged Parking lots at participating CapitaLand Malls with min. S$2,400 eligible spend per calendar month.
At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.
Please refer to the American Express website (go.amex/moneysmart) for the most up to date information on card benefits and its terms & conditions.
Earn up to 1.5% rebate (awarded in 3X STAR$® or 15 STAR$®) for every S$1 spent on eCapitaVoucher purchases, capped at S$1,200 spent on eCapitaVoucher purchases per calendar month
Earn up to 2% rebate (awarded in 4X STAR$® or 20 STAR$®) for every S$1 spent on eligible purchases of goods and services in participating merchants in CapitaLand Malls in the heartlands, capped at S$1,200 of eligible spend calendar month
Earn up to 3% rebate (awarded in 6X STAR$® or 30 STAR$®) for every S$1 spent on eligible purchases of goods and services in participating merchants in CapitaLand Malls in town, capped at S$1,200 of eligible spend calendar month
Additional 5% rebate (awarded in 50 STAR$®) for every S$1 spent at participating STAR$® X’tra Partners in CapitaLand Malls – this is on top of the STAR$® that you earn across participating merchants at CapitaLand Malls
Enjoy 3 hours complimentary parking per mall, per day across participating CapitaLand Malls with S$1,800 eligible spend per calendar month and complimentary Privileged Parking lots at participating CapitaLand Malls with min. S$2,400 eligible spend per calendar month.
Supports all Grocery stores and bonus STAR$ at Cold Storage, FairPrice, Giant & Market Place in CapitaLand Malls
Earn up to 1.5% rebate (awarded in 3X STAR$® or 15 STAR$®) for every S$1 spent on eCapitaVoucher purchases, capped at S$1,200 spent on eCapitaVoucher purchases per calendar month
Earn up to 2% rebate (awarded in 4X STAR$® or 20 STAR$®) for every S$1 spent on eligible purchases of goods and services in participating merchants in CapitaLand Malls in the heartlands, capped at S$1,200 of eligible spend calendar month
Earn up to 3% rebate (awarded in 6X STAR$® or 30 STAR$®) for every S$1 spent on eligible purchases of goods and services in participating merchants in CapitaLand Malls in town, capped at S$1,200 of eligible spend calendar month
Additional 5% rebate (awarded in 50 STAR$®) for every S$1 spent at participating STAR$® X’tra Partners in CapitaLand Malls – this is on top of the STAR$® that you earn across participating merchants at CapitaLand Malls
Enjoy 3 hours complimentary parking per mall, per day across participating CapitaLand Malls with S$1,800 eligible spend per calendar month and complimentary Privileged Parking lots at participating CapitaLand Malls with min. S$2,400 eligible spend per calendar month.
Earn STAR$ on all spend, and bonus STAR$ at CapitaLand Malls
Earn up to 1.5% rebate (awarded in 3X STAR$® or 15 STAR$®) for every S$1 spent on eCapitaVoucher purchases, capped at S$1,200 spent on eCapitaVoucher purchases per calendar month
Earn up to 2% rebate (awarded in 4X STAR$® or 20 STAR$®) for every S$1 spent on eligible purchases of goods and services in participating merchants in CapitaLand Malls in the heartlands, capped at S$1,200 of eligible spend calendar month
Earn up to 3% rebate (awarded in 6X STAR$® or 30 STAR$®) for every S$1 spent on eligible purchases of goods and services in participating merchants in CapitaLand Malls in town, capped at S$1,200 of eligible spend calendar month
Additional 5% rebate (awarded in 50 STAR$®) for every S$1 spent at participating STAR$® X’tra Partners in CapitaLand Malls – this is on top of the STAR$® that you earn across participating merchants at CapitaLand Malls
Enjoy 3 hours complimentary parking per mall, per day across participating CapitaLand Malls with S$1,800 eligible spend per calendar month and complimentary Privileged Parking lots at participating CapitaLand Malls with min. S$2,400 eligible spend per calendar month.
Earn STAR$ on all spend, and bonus STAR$ at CapitaLand Malls
Earn up to 1.5% rebate (awarded in 3X STAR$® or 15 STAR$®) for every S$1 spent on eCapitaVoucher purchases, capped at S$1,200 spent on eCapitaVoucher purchases per calendar month
Earn up to 2% rebate (awarded in 4X STAR$® or 20 STAR$®) for every S$1 spent on eligible purchases of goods and services in participating merchants in CapitaLand Malls in the heartlands, capped at S$1,200 of eligible spend calendar month
Earn up to 3% rebate (awarded in 6X STAR$® or 30 STAR$®) for every S$1 spent on eligible purchases of goods and services in participating merchants in CapitaLand Malls in town, capped at S$1,200 of eligible spend calendar month
Additional 5% rebate (awarded in 50 STAR$®) for every S$1 spent at participating STAR$® X’tra Partners in CapitaLand Malls – this is on top of the STAR$® that you earn across participating merchants at CapitaLand Malls
Enjoy 3 hours complimentary parking per mall, per day across participating CapitaLand Malls with S$1,800 eligible spend per calendar month and complimentary Privileged Parking lots at participating CapitaLand Malls with min. S$2,400 eligible spend per calendar month.
Annual Principal Fee | S$174.40 (incl. of 9% GST) |
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Supplementary Annual Fee | First 2 Supplementary Cards fee permanently waived. S$87.20 (incl. of 9% GST) for each subsequent Supplementary Card. |
Fee Waiver | Available |
Interest Free Period | 22 days |
Annual Interest Rate | 27.80% p.a. compounded if payment of the closing balance in your statements is not made in full; or 3% p.a. on top of prevailing interest rate in the event that your account has three or more defaults in the last 12 months |
Late Payment Fees | S$100 |
Minimum Monthly Repayment | 3% or $50, whichever is higher |
Foreign Currency Transaction Fee | 3.25% |
Foreign Check Fee | N/A |
Cash Advance Transaction Fee | Handling fee of 5% of Card Member's withdrawal amount will apply for each withdrawal amount. |
Overlimit Fee | N/A |
Singaporean/PR Minimum Income | Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment. |
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Non-Singaporean Minimum Income | Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment. |
American Express |
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Apple Pay | |
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Samsung Pay | |
Google Pay |
Product Information | Read Now |
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Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.