Best Standard Chartered Credit Cards Singapore

Exclusive at MoneySmart: Get 2% Upsized Cashback with SCB Simply Cash credit card. Compare the best Standard Chartered Singapore credit cards for cashback, dining, air miles, and shopping here. Read More
We found 5 Standard Chartered Credit Cards for you!
Standard Chartered Simply Cash Credit Card
MoneySmart Exclusive
2% UPSIZED CASHBACK | EXCLUSIVE TO MONEYSMART ONLY
Cash Back on Eligible spend
Up to 2%*
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

[UPSIZED 2% CASHBACK EXCLUSIVE TO MONEYSMART ONLY]
Get S$380 Cash via PayNow or earn 5,040 SmartPoints  when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs applyUse SmartPoints to redeem your favourite product from our Rewards Store today.
 
For a limited time, earn UPSIZED UNLIMITED 2% CASHBACK on your purchases charged to your credit card when you spend above S$500! Only for MoneySmart applicants! 
 
PLUS stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier! T&Cs apply.

Valid until 30 Nov 2024 - See more details below
Apply Now
Standard Chartered Smart Credit Card
MoneySmart Exclusive
Earn up to 6% Cashback
Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Annual Fee
S$0
Minimum Spend
S$0

Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date. T&Cs apply. PLUS stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier! T&Cs apply.
 
Additionally, enrol in our Rollin’ Rewards campaign today and stand a chance to score an additional 7,460 SmartPoints. That’s a grand total of 10,450 SmartPoints if you apply today.

Valid until 30 Nov 2024 - See more details below
Apply Now
Standard Chartered Journey Credit Card (Annual Fee Payable)
MoneySmart Exclusive
Up to 45k Miles Offer
for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles

Get S$180 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
 
PLUS stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier! T&Cs apply. Earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply

Valid until 30 Nov 2024 - See more details below
Apply Now
Standard Chartered Rewards+ Credit Card
MoneySmart Exclusive
Earn up to 10X Rewards Points
on Foreign Currency Spend
S$1= 10X Points
on Local Dining Spend
S$1= 5X Points
on All Other Spend
S$1= 1X Point

Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date. T&Cs apply. PLUS stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier! T&Cs apply.
 
Additionally, enrol in our Rollin’ Rewards campaign today and stand a chance to score an additional 7,460 SmartPoints. That’s a grand total of 10,450 SmartPoints if you apply today.

Valid until 30 Nov 2024 - See more details below
Apply Now
Standard Chartered Journey Credit Card (No Annual Fee)
MoneySmart Exclusive
Annual Fee Waived
for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles

Get S$180 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
 
PLUS stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier! T&Cs apply. Earn up to 25,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and waive your card's first year Annual Fee. T&Cs apply.

Valid until 30 Nov 2024 - See more details below
Apply Now

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SCB Online Banking

Sign up for SCB Online Banking to access numerous SCB card services such as checking your card balance, card details, card transaction history, card payments, statements, and payments.

Bring Home The Bigger Gifts You Want & Need With SmartPoints

Get rewarded with SmartPoints when you apply for selected credit cards through MoneySmart. If you don’t need a Dyson hair dryer or vacuum cleaner, you can get the gift that you really want at our Rewards Store, whether it's the latest Apple and Sony gadgets or Amazon vouchers and beyond!

2 Ways To Earn SmartPoints

#1: Apply for financial products

Compare and apply for financial products to earn a massive amount of SmartPoints—as much as 5,100! Currently, you can earn SmartPoints on selected Citibank, Standard Chartered, OCBC, and HSBC credit cards, with more products to be included soon.

#2: Top-up your SmartPoints for bigger gifts

Not enough SmartPoints to redeem a specific reward? Don’t fret! Simply purchase additional SmartPoints from our store, and you’ll be able to redeem any reward you want.

Imagine this: you earn 5,040 SmartPoints by signing up for a financial product. Now, an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) might set you back over $500 elsewhere. But with your SmartPoints, you only need to add 1,100 SmartPoints more. So, it’s like getting a sleek new iPad for just $110. Who doesn’t love a good deal?

Here’s another illustration of how the top-up of SmartPoints works: What you can get using Smartpoints

Visit our Rewards Store to explore our range of rewards today.

Earn SmartPoints With These Credit Cards

Standard Chartered

Standard Chartered Simply Cash Credit Card

Citibank

Citi Cash Back+ Credit Card

HSBC

HSBC TravelOne Credit Card

Standard Chartered Credit Card Application and Cancellation

Apply

To apply for a Standard Chartered bank credit card, visit the SCB website, click on your credit card of choice, and select the “Apply Now” option where you will be guided to complete the application process. Alternatively, you could scroll up and apply for your credit card of choice via MoneySmart for exclusive promotions and advice from our financial experts.

Activate

If you have just received your new SC credit card, you will need to activate the card via the Standard Chartered bank credit card activation form online via the SCB website, via SMS, or at an SCB branch nearest to you.

Cancel

How to cancel your Standard Chartered credit card? You can cancel your Standard Chartered credit card online via the SCB mobile app. On the app, visit the “Help and Services” section, create a request for “Credit Card Cancellation” and you will be asked to state your reason for cancellation, such as “I seldom use my credit card” or “I’ve too many cards”. Once you have submitted your credit card cancellation request, you will have to wait for the SCB customer service team to reach out to you within 3 working days.

Frequently Asked Questions

How do I pay my Standard Chartered credit card bill?

How to make your Standard Chartered credit card payment? You can pay your Standard Chartered credit card bills via Standard Chartered online banking or mobile banking app if you are an SCB banking customer. Log in to your SCB ibanking or mobile app, go to “Pay SC Credit Cards” and you will be guided through the payment process. If you’re paying from other banks such as DBS, POSB, Maybank2u, you will be able to pay your SC credit card bills via ibanking or the mobile apps as well. Under “Payments and Transfers”, you will be able to select “Pay Other Credit Cards”.

Can I apply for a credit card without a SCB bank account?

Yes, you can apply for a Standard Chartered credit card even if you do not have an existing SCB bank account. You will be able to pay your credit card bills from your current bank account via your bank’s ibanking, mobile app, or FAST transfers.

How can I redeem my Standard Chartered reward points in Singapore?

To redeem your Standard Chartered rewards points, login to the SCB Online Rewards catalogue with your SCB online banking login details. If you do not have an SCB online banking account, you will need to register to access this page. Browse the rewards available, select your rewards of choice, indicate the quantity you want, add to cart, and check out.

Explore other products from Standard Chartered Bank Singapore