How do I pay my Standard Chartered credit card bill?

You can pay your Standard Chartered credit card bills via Standard Chartered online banking or mobile banking app if you are an SCB banking customer. From SCB ibanking/mobile app Log in to your SCB ibanking or mobile app > Select “Pay SC Credit Cards” > Follow on-screen instructions to complete payment From other banks If you’re paying from other banks such as DBS, POSB, Maybank2u, you can pay your SC credit card bills via ibanking or the mobile apps as well. Under “Payments and Transfers” > Select “Pay Other Credit Cards” > Follow on-screen instructions to complete payment

Can I apply for a credit card without a SCB bank account?

Yes, you can apply for a Standard Chartered credit card even if you do not have an existing SCB bank account. You will be able to pay your credit card bills from your current bank account via your bank’s ibanking, mobile app, or FAST transfers.

How can I redeem my Standard Chartered reward points in Singapore?

Via Online Banking Log into SCB Online Banking > Go to SCB 360° Rewards portal > Go to “Rewards Catalogue” to view redemption options > Select desired rewards > Proceed to checkout to complete redemption Via SC Mobile Log into SC mobile app > Go to “Credit Card Rewards” to view points and available redemption options > Select desired rewards > Proceed to checkout to complete redemption

How long will my Standard Chartered credit card application take?

Applications via SingPass Myinfo should be instantly approved digitally. Whereas for manual applications, processing could take at least 14 days. Applications with incomplete or missing documents will result in further processing delay. All SCB credit card applications are subject to approval by the bank.

How do I cancel my Standard Chartered credit card?

To request for an SCB credit card cancellation, follow these steps: Navigate to the Services tab > Go to “Help & Services” > Select “View All” Under Card Management > Select “Credit Card Cancellation” > Select reason for cancelling such as “I seldom use my credit card” or “I’ve too many cards” > Select card(s) to cancel Review details and submit request. A confirmation email and SMS will be sent upon completion and follow-up actions will take within 3 working days

Best Standard Chartered Credit Cards Singapore 2025 Comparison

Everything You Need to Know About Standard Chartered Credit Card Promotions

Looking for a bank that blends legacy with lifestyle perks? Whether you're hunting for cashback, air miles, or exclusive promos, a Standard Chartered credit card might check all your boxes. As one of the most established banks in Singapore, Standard Chartered offers a wide range of credit cards–from the popular SCB Smart Credit Card to the no-frills SCB Simply Cash Card–each card is meant to reward your lifestyle.

So if you're eyeing the best Standard Chartered credit card or simply browsing our latest SCB credit card promotions, we've got you covered with everything from fee waivers to money-saving deals and perks.

Features and Benefits of Standard Chartered Credit Cards

Explore the Best Standard Chartered Credit Cards in Singapore by comparing their card benefits below!

Credit Card	Best for	Card Benefits	Minimum Spend	Cashback/Miles/Points Cap	Annual Fee
SCB Simply Cash Card	Fuss-free spending	1.5% unlimited cashback on all eligible spend	None	No cap	$196.20 (First year waived)
SCB Smart Card	Daily essentials	Up to 10% unlimited bonus cashback on everyday merchants such as dining, streaming, public transport, private-hire rides, and more Complimentary airport lounge access via Visa SmartDelay during flight delays No cash advance fee Flexibility to redeem rewards points for cashback, miles, or shopping vouchers 3,200 360° Rewards Points = $10 cashback	For 10% cashback: $1,500 per month For 8% cashback: $800 per month 0.5% cashback: < $800 per month	No cap	$91 (Waived if > $10,000 annual spend)
SCB Journey Card	Air miles	3 miles per $1 (mpd) on select local online transactions 2 mpd on eligible overseas spend 1.2 mpd on eligible local spend Rewards Points don’t expire 2 complimentary Priority Pass airport lounge visits per year Up to $500,000 travel insurance Flexibility to redeem rewards for cashback, miles, or vouchers	None	3 mpd rate capped at $1,000/month No cap on 2 mpd and 1.2 mpd	$196.20 (First year waived with “FEE WAIVED” option)
SCB Rewards+ Card	Shopping	10X Rewards Points per $1 on select foreign currency spend 5X on local dining 1X on all other spend Up to $500,000 travel insurance Up to US$200 e-Commerce protection	None	Capped at 20,000 points/year	$196.20 (First year waived)
SCB Visa Infinite Card	Luxury and travel perks	1.4 mpd on eligible local spend 3 mpd on eligible overseas spend Earn 360° Rewards Points for income tax Up to $1 million travel insurance Up to 6 Priority Pass lounge visits per year	$2,000/month Otherwise, bonus miles drop to 1 mpd	No cap	$599.50 (No waiver available)

Standard Chartered Credit Card Eligibility Criteria: What You Need to Qualify

By now, we've established that the Standard Chartered credit cards might be just what you need to supercharge your spending with stacked rewards.

So if you're thinking of applying for a Standard Chartered credit card, prospective cardholders must satisfy a slew of application requirements including criteria like minimum annual income (e.g. ≥ $30,000), age validity (≥ 21 years old), and prepare the relevant documents if not applying directly with Myinfo using SingPass. Plus, new-to-Standard Chartered cardholders will also be entitled to exclusive welcome gifts and bonus offerings—usually by adhering to a minimum spending criteria within the initial months (e.g. $500 spend within 30 days of card approval).

You can refer to each SCB credit card's individual listing for more specific details.

Step 1

Apply for SCB credit card via MoneySmart

To apply for a Standard Chartered credit card, navigate to your preferred card listing (on this page).

Click on the “Apply Now” button > Input email address and click “Continue with email” > Fill up application details using Myinfo on SingPass

Step 2

Prepare required documents

If you’re not relying on SingPass and are filling up application details manually instead, here are some possible documents required:

Copy of NRIC (front & back)

Latest computerised payslip, or

Latest 6 months’ CPF Contribution History Statement, or

Copy of 2 years’ Income Tax Notice of Assessment (For self-employed)

For commission-earners and foreigners, please refer to SCB’s official website for more details.

Step 3

Receive & activate credit card

Activate your SCB credit card instantly via the SC Mobile Singapore app under the "Help & Services" tab.

Navigate to “Credit Card Activation & PIN Set” > Select SCB Visa Infinite Card > Set new PIN for card > Enter OTP to registered number > Done!

Bring Home the Bigger Gifts You Want & Need With SmartPoints

Get rewarded with SmartPoints when you apply for selected credit cards through MoneySmart. If you don’t need a Dyson hair dryer or vacuum cleaner, you can get the gift that you really want at our Rewards Store, whether it's the latest Apple and Sony gadgets or Amazon vouchers and beyond!

How to Earn SmartPoints and Redeem Complimentary Vouchers?

Each Standard Chartered credit card comes with its own set of perks–from bonus cashback at select merchants to exclusive travel and shopping rewards. Strategically selecting a card that aligns seamlessly with your spending patterns and timing your purchases with limited-time promos is key to unlocking optimal benefits by boosting your rewards.

So if you're looking to maximise your SCB credit card benefits, here's how to make every spend count.

2 Ways to Earn SmartPoints

#1: Apply for financial products

Compare and apply for financial products to earn a massive amount of SmartPoints—as much as 5,100! Currently, you can earn SmartPoints on selected Citibank, Standard Chartered, OCBC, and HSBC credit cards, with more products to be included soon.

#2: Top-up your SmartPoints for bigger gifts

Not enough SmartPoints to redeem a specific reward? Don’t fret! Simply purchase additional SmartPoints from our store, and you’ll be able to redeem any reward you want.

Standard Chartered

Citibank

HSBC

Frequently Asked Questions

How do I pay my Standard Chartered credit card bill?: You can pay your Standard Chartered credit card bills via Standard Chartered online banking or mobile banking app if you are an SCB banking customer.

From SCB ibanking/mobile app Log in to your SCB ibanking or mobile app > Select “Pay SC Credit Cards” > Follow on-screen instructions to complete payment

From other banks If you’re paying from other banks such as DBS, POSB, Maybank2u, you can pay your SC credit card bills via ibanking or the mobile apps as well.

Under “Payments and Transfers” > Select “Pay Other Credit Cards” > Follow on-screen instructions to complete payment
Can I apply for a credit card without a SCB bank account?: Yes, you can apply for a Standard Chartered credit card even if you do not have an existing SCB bank account. You will be able to pay your credit card bills from your current bank account via your bank’s ibanking, mobile app, or FAST transfers.
How can I redeem my Standard Chartered reward points in Singapore?: Via Online Banking
Log into SCB Online Banking > Go to SCB 360° Rewards portal > Go to “Rewards Catalogue” to view redemption options > Select desired rewards > Proceed to checkout to complete redemption

Via SC Mobile
Log into SC mobile app > Go to “Credit Card Rewards” to view points and available redemption options > Select desired rewards > Proceed to checkout to complete redemption
How long will my Standard Chartered credit card application take?: Applications via SingPass Myinfo should be instantly approved digitally.

Whereas for manual applications, processing could take at least 14 days. Applications with incomplete or missing documents will result in further processing delay.

All SCB credit card applications are subject to approval by the bank.
How do I cancel my Standard Chartered credit card?: To request for an SCB credit card cancellation, follow these steps:

Navigate to the Services tab > Go to “Help & Services” > Select “View All”

Under Card Management > Select “Credit Card Cancellation” > Select reason for cancelling such as “I seldom use my credit card” or “I’ve too many cards” > Select card(s) to cancel

Review details and submit request. A confirmation email and SMS will be sent upon completion and follow-up actions will take within 3 working days

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Best Standard Chartered Credit Cards Singapore

Refine Your Results

Standard Chartered Simply Cash Credit Card

Standard Chartered Journey Credit Card (Annual Fee Payable)

Standard Chartered Journey Credit Card (No Annual Fee)

Standard Chartered Smart Credit Card

Standard Chartered Rewards+ Credit Card

Standard Chartered Visa Infinite Credit Card