Best UOB Credit Cards in Singapore 2025 Comparison

Looking for the best UOB credit cards in Singapore? Compare the best UOB Singapore credit cards for cashback, rewards, air miles, and shopping here. Read More
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We found 12 UOB Credit Cards for you!
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UOB One Card
Online Promo
UPSIZED CASHBACK | Up to 20% Cashback!

UOB One Card

Cashback on McDonald's, DFI Retail Group, Grab, Shopee, SP and more
Up to 20%
Cashback Cap per quarter
Up to S$500
Min. Spend per month
S$500
Online Promo:
Get up to 20% cashback on daily favourites like Shopee, Grab, McDonald's, SimplyGo & DFI Retail Group AND get S$50 McDonald's Vouchers when you are a new-to-UOB credit card customer and meet the relevant minimum spend criteria! T&Cs apply.
Valid until 28 Feb 2025 - See more details below
Apply Now
More Details
KrisFlyer UOB Credit Card
Online Promo
Earn up to 3 Miles per S$1 spend

KrisFlyer UOB Credit Card

on Singapore Airlines, Scoot, KrisShop, Kris+ purchases
S$1 = 3 Miles
on dining, food delivery, online shopping, online travel, and transport spend
S$1 = 3 Miles
on all other spend
S$1 = 1.2 Miles
Online Promo:
Get up to 31,000 Miles plus first year annual fee of S$196.20 (inc GST) waived when you successfully apply for a UOB personal KrisFlyer UOB Credit Card and spend a min. of S$2,000 within 60 days from card approval date on their new KrisFlyer UOB Credit Card. Limited to the first 100 eligible participants. T&Cs apply. 
Valid until 28 Feb 2025 - See more details below
Apply Now
More Details
UOB Lady's Card
Up to 10 Miles per S$1 spent

UOB Lady's Card

Base Earn Rate
S$5 = 1X UNI$ (0.4 miles per S$1)
Category of Choice
S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
Min. Spend
S$0
Apply Now
More Details
UOB PRVI Miles Visa Card
Online Promo
Earn up to 8 Miles per S$1

UOB PRVI Miles Visa Card

on agoda and Expedia bookings via UOB PRVI Miles website.
S$1 = Up to 8 miles
on Overseas Spend
S$1 = Up to 3 miles
on Local Spend
S$1 = 1.4 miles
Online Promo:
Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee
 
OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly). T&Cs apply.
Valid until 28 Feb 2025 - See more details below
Apply Now
More Details
UOB EVOL Credit Card
Up to 10% Cashback

UOB EVOL Credit Card

on Online, Mobile Contactless, Overseas in-store FX spend
10% Cashback
Cash Back Cap per month
Up to S$80
Min. Spend per month
S$800
Apply Now
More Details
UOB Absolute Cashback Card
Unlimited 1.7% Cashback

UOB Absolute Cashback Card

Cash Back on Eligible Spend
1.7%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
Apply Now
More Details
UOB PRVI Miles American Express Card
Online Promo
Earn up to 8 Miles per S$1

UOB PRVI Miles American Express Card

on agoda and Expedia bookings via UOB PRVI Miles website.
S$1 = Up to 8 miles
on Overseas Spend
S$1 = Up to 3 miles
on Local Spend
S$1 = 1.4 miles
Online Promo:
Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee
 
OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly). T&Cs apply.
Valid until 28 Feb 2025 - See more details below
Apply Now
More Details
UOB PRVI Miles Mastercard Card
Online Promo
Earn up to 8 Miles per S$1

UOB PRVI Miles Mastercard Card

on agoda and Expedia bookings via UOB PRVI Miles website.
S$1 = Up to 8 miles
on Overseas Spend
S$1 = Up to 3 miles
on Local Spend
S$1 = 1.4 miles
Online Promo:
Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee
 
OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly). T&Cs apply.
Valid until 28 Feb 2025 - See more details below
Apply Now
More Details
UOB Preferred Platinum Visa Card

UOB Preferred Platinum Visa Card

on Online Shopping, Entertainment & Contactless Payments
S$5 = 10X UNI$
on All Other Spend
S$5 = 1X UNI$
Rewards to Miles Conversion
1 UNI$ = 2 Miles
Read More
More Details
UOB Visa Infinite Metal Card

UOB Visa Infinite Metal Card

per S$1 spent locally
Earn 1.4 Miles
per S$1 spent in Foreign Currency
Earn 2.4 Miles
to 1,300 Airport Lounges worldwide for you and a guest
Unlimited Access
Apply Now
More Details
UOB Lady's Solitaire Card

UOB Lady's Solitaire Card

Base Earn Rate
S$5 = 1X UNI$ (or 0.4 miles per S$1)
on Two Categories of Choice
S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
Min. Spend
S$0
Apply Now
More Details
Lazada-UOB Card
Online Promo

Lazada-UOB Card

on Lazada Spend
20% Rebate
on Redmart Spend
6% Rebate
on Dine, Entertainment & Transport Spend
5% Rebate
Online Promo:
Get up to S$230 worth of gifts when you apply for a Lazada-UOB Card!

• Get S$200 cashback when you spend a min. of S$100 per month at Lazada for 3 consecutive months from their card approval date.
• Get S$30 worth of Lazada Vouchers when you successfully adds Lazada-UOB card as a payment card within the Lazada App.

T&Cs apply.
Valid until 31 Mar 2025 - See more details below
Apply Now
More Details

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UOB Rewards

There are 4 types of UOB credit card rewards programs: UOB UNI$ rewards points, UOB PRVI air miles, UOB SMART$ cash rebates, and cashback. If you’re holding a UOB cashback card, such as the UOB YOLO card, cashback will be automatically credited to your credit card statement.

UOB UNI$ rewards points

Most UOB credit cards such as UOB Privilege, Visa, American Express, PRVI, Lady’s, UnionPay, and UOB business cards like Gold and Platinum will offer you UNI$ rewards points. UOB UNI$ rewards points earned will show up on your monthly credit card statement and expire in 2 years. UOB rewards points redemption in Singapore takes 7 working days. Sign in to UOB Rewards online to redeem your UOB UNI$ points for retail, dining, travel vouchers, Singapore Airlines Krisflyer miles, and more.

UOB PRVI air miles

The UOB PRVI Miles American Express, World MasterCard, or Visa cards does not directly award you PRVI miles per transaction. Instead, you’re first awarded UOB UNI$ rewards points for your purchases. You’ll then have to enrol in the UOB Rewards Frequent Flyer Conversion program to redeem your UNI$ points for Singapore Airlines KrisFlyer miles or Asia Miles only, subject to a S$25 (excluding tax) transfer fee.

UOB SMART$ cash rebates

UOB SMART$ is a cash rebate program that is present throughout all UOB credit cards, except for UOB PRVI Miles Platinum Amex card, UOB Preferred Platinum Amex card, UOB UnionPay Platinum card, and UOB Travel Account card. You can only earn UOB SMART$ rebates and use the rebate dollars to offset payments from a list of participating merchants listed on the UOB SMART$ Privileges website, such as Cold Storage, Giant, Cathay Cineplexes, and Guardian. SMART$ dollars expire in 6 months. Exclusions such as discounted items, instalment payment plans, and contactless transactions apply.

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UOB Online Credit Card Application

How do you apply for a UOB Credit Card online? Visit the UOB Singapore credit cards website, click on your credit card of choice, and you will see an “Apply online” option. You will then be led to an online application form where you can fill in, submit, and wait for UOB to respond to your application via email. If you’re an existing UOB banking customer, you can apply for UOB credit cards via i banking and enjoy instant approval within office hours. To check on your credit card application status, call the UOB customer service at 1800 222 2121 or +65 6222 2121 if you’re calling from overseas.

UOB Credit Card Singapore Cancellation

To cancel your UOB credit card in Singapore, you will have to call the UOB customer service at 1800 222 2121 or +65 6222 2121 if you’re calling from overseas. Do remember to pay your credit card bills in full, transfer your air miles, and redeem your rewards points before you terminate your credit card.

Best UOB Credit Cards

UOB Credit CardBest ForMinimum Annual Spend
UOB One Card10% cash rebatesS$12,000
UOB KrisFlyer Credit CardKrisFlyer airline milesN/A (Get 10,000 miles if you pay annual fee)
UOB PRVI Miles CardGeneral airline milesS$50,000
UOB Preferred Platinum Card10X rewards points for online spendN/A
UOB Visa Signature Card10X rewards points for overseas spendN/A
UOB Lady’s Card10X rewards points on a category of your choiceN/A

UOB Credit Card Overseas Activation

To activate your UOB credit card for overseas use such as retail purchases or ATM cash withdrawal, you will need to activate your card online via the UOB credit cards website. Alternatively, you can call UOB customer service at 1800 355 1212 or visit your nearest UOB branch to activate your credit card.

Frequently Asked Questions

How to apply for a supplementary credit card at UOB?

To apply for a supplementary credit card at UOB, simply visit the UOB Supplementary Cards website, and select the “Apply Now” option. You will be led to an online application form where you will need to download, print, fill it up, and mail it to UOB, or bring it to your nearest UOB branch.

How to check UOB credit card points?

To check your UOB credit card points, log in to your UOB ibanking or UOB Mighty App to view your credit card statement. Your UOB UNI$ balance and expiration date will be stated on your monthly statement.

How to download UOB credit card statement?

To download your UOB credit card statement, log in to your UOB Personal Internet Banking account online, find “Account Services”, followed by “Manage eStatement” to subscribe to electronic copies of your credit card statements. You can also retrieve and download old credit card statements via ibanking.

How to link UOB credit card to KrisFlyer?

For one-time conversion or recurring auto-conversions of your UOB UNI$ rewards points to Singapore KrisFlyer air miles, you will need to enrol yourself into the UOB Frequent Flyer Conversion Programme where you will link your UOB credit card to your KrisFlyer account.

How to check UOB credit card bill?

To check your UOB credit card bill, you can log into your UOB personal ibanking account or the UOB Mighty App to view your current credit card bill. You can also opt in to have electronic statements emailed to you via UOB Personal Internet Banking. Find “Account Services”, followed by “Manage eStatement” to subscribe to electronic copies of your credit card statements.

How to pay UOB credit card bill?

There are many ways you can pay your UOB credit card bill: via the UOB Mighty app, UOB Personal Internet Banking, UOB ATMs, interbank GIRO, SAM or AXS machines, cash, or cheques.

How to pay UOB credit card bill online using Maybank2u?

To pay your UOB credit card bill online using Maybank2u, visit the Maybank2u online banking website or mobile banking app, select “Credit Card Payment”, followed by “Other Banks’ Credit Card Payment” to transfer the amount due to your UOB credit card.

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