What kind of credit card promotion is best?

The ideal credit card promotion is one that merely sweetens the deal on a credit card that is already a good fit for your lifestyle and spending habits – the icing on the cake. Also, make sure you actually need the freebie on offer. If your storeroom is already bursting with 27 other American Tourister bags, maybe skip the free luggage promo this time.

How do I stay on top of new credit card promotions?

By following MoneySmart, of course! Bookmark this page for the latest promotions and keep up with our blog as we’ll feature noteworthy credit card news as it happens.

Is there a drawback to signing up for too many credit cards?

It can be tempting to sign up for many credit cards just for the introductory freebies, but having too many cards can have unintended consequences. For one thing, if you cannot keep track of your credit cards, you are more susceptible to credit card fraud. Applying for too many credit cards or having unused credit cards lying around also does not help your credit score should you wish to take out a loan in the future.

Best UOB Credit Card Promotions Singapore 2025

MoneySmart Exclusive

UPSIZED CASHBACK | Up to 20% Cashback!

Promotion ends in 5h:18m

UOB One Card

Cashback on McDonald's, DFI Retail Group, Grab, Shopee, SP and more: Up to 20%
Cashback Cap per quarter: Up to S$500
Min. Spend per month: ^S$500

[FASTER FULFILMENT | UPSIZED REWARDS!]
MoneySmart Exclusive: Get UPSIZED S$150 Grab Ride Vouchers or S$50 Cash IN AS FAST AS 1-2 MONTHS for new-to-card applicants when you apply! No min. spend is required! T&Cs apply.

Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!

UOB Online Promotion: Get S$350 cash credit when you’re among the first 200 new-to-UOB Credit Cardmembers who successfully apply and spend S$1,000/month for 2 consecutive months from card approval date. T&Cs apply.

Valid until 31 Mar 2025 - See more details below

Apply Now

More Details

MoneySmart Exclusive

Unlimited 1.7% Cashback

Promotion ends in 5h:18m

UOB Absolute Cashback Card

Cash Back on Eligible Spend: 1.7%
Min. Spend per month: ^S$0
Cash Back Cap: Unlimited

[FASTER FULFILMENT | UPSIZED REWARDS!]
MoneySmart Exclusive: Get a UPSIZED S$150 Grab Ride Vouchers or S$50 Cash IN AS FAST AS 1-2 MONTHS for new-to-card applicants when you apply! No min. spend is required! T&Cs apply.

Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!

UOB Online Promotion: Get S$350 cash credit when you’re among the first 200 new-to-UOB Credit Cardmembers who successfully apply and spend S$1,000/month for 2 consecutive months from card approval date. T&Cs apply.