Best UOB No Annual Fee Credit Cards in Singapore 2025

Here are the best UOB credit cards in Singapore with long annual fee waivers, or no annual fees at all. Read More
We found 11 UOB Credit Cards for you!
UOB One Card
MoneySmart Exclusive
UPSIZED CASHBACK | Up to 20% Cashback!
Promotion ends in
Annual Fee Waiver
First Year
Annual Fee
S$196.20
Annual Interest Rate
27.80%

MoneySmart Exclusive: Get S$88 Cash via PayNow when you apply, spend a min. of S$1,000 within the first month! T&Cs apply.
 
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints, which you can use to redeem an Apple 10.9-inch iPad 10th Gen Wi-Fi (64GB) (worth S$499) from our Rewards Store today!
 
UOB Online Promotion: Enjoy up to 20% cashback on daily favourites like: Shopee, Grab, McDonald's, SimplyGo & DFI Retail Group, when you are a new-to-UOB credit card customer and meet the relevant minimum spend criteria! T&Cs apply.

Valid until 22 Jan 2025 - See more details below
Apply Now
UOB Lady's Card
MoneySmart Exclusive
Up to 10 Miles per S$1 spent
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Annual Fee Waiver
1 year
Annual Fee
S$196.20
Annual Interest Rate
27.80%

MoneySmart Exclusive: Get S$88 Cash via PayNow when you apply, spend a min. of S$1,000 within the first month! T&Cs apply.
 
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints, which you can use to redeem an Apple 10.9-inch iPad 10th Gen Wi-Fi (64GB) (worth S$499) from our Rewards Store today!

Valid until 22 Jan 2025 - See more details below
Apply Now
KrisFlyer UOB Credit Card
MoneySmart Exclusive
Earn up to 3 Miles per S$1 spend
Promotion ends in
Annual Fee Waiver
First Year
Annual Fee
196.20
Annual Interest Rate
27.80%

MoneySmart Exclusive: Get S$88 Cash via PayNow when you apply, spend a min. of S$1,000 within the first month! T&Cs apply.
 
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints, which you can use to redeem an Apple 10.9-inch iPad 10th Gen Wi-Fi (64GB) (worth S$499) from our Rewards Store today!
 
UOB Online Promotion: Get up to 31,000 Miles plus first year annual fee of S$196.20 (inc GST) waived when you successfully apply for a UOB personal KrisFlyer UOB Credit Card and spend a min. of S$2,000 within 60 days from card approval date on their new KrisFlyer UOB Credit Card. Limited to the first 100 eligible participants. T&Cs apply

Valid until 22 Jan 2025 - See more details below
Apply Now
UOB EVOL Credit Card
MoneySmart Exclusive
Up to 10% Cashback
when you make min. 3 transactions per month for 12 consecutive months
Enjoy No Annual Fees
on Online, Mobile Contactless, Overseas in-store FX spend
10% Cashback
Min. Spend per month
S$800

MoneySmart Exclusive: Get S$88 Cash via PayNow when you apply, spend a min. of S$1,000 within the first month! T&Cs apply.
 
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints, which you can use to redeem an Apple 10.9-inch iPad 10th Gen Wi-Fi (64GB) (worth S$499) from our Rewards Store today!

Valid until 22 Jan 2025 - See more details below
Apply Now
UOB PRVI Miles American Express Card
MoneySmart Exclusive
Earn up to 6.6 Miles per S$1
Annual Fee Waiver
First Year
Annual Principal Fee
S$261.60
Annual Interest Rate
27.80%

MoneySmart Exclusive: Get S$88 Cash via PayNow when you apply, spend a min. of S$1,000 within the first month! T&Cs apply.
 
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints, which you can use to redeem an Apple 10.9-inch iPad 10th Gen Wi-Fi (64GB) (worth S$499) from our Rewards Store today!
 
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly).T&Cs apply.

Valid until 22 Jan 2025 - See more details below
Apply Now
UOB Absolute Cashback Card
MoneySmart Exclusive
Unlimited 1.7% Cashback
Annual Fee Waiver
First Year
Annual Principal Fee
S$196.20
Annual Interest Rate
27.80%

MoneySmart Exclusive: Get S$88 Cash via PayNow when you apply, spend a min. of S$1,000 within the first month! T&Cs apply.
 
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints, which you can use to redeem an Apple 10.9-inch iPad 10th Gen Wi-Fi (64GB) (worth S$499) from our Rewards Store today!
 
UOB Online Promotion: Get a Samsonite EVOA Z Spinner 25'' Exp Luggage (worth S$730) when you apply, spend min. S$2,000 per month for 2 consecutive months. T&Cs apply

Valid until 22 Jan 2025 - See more details below
Apply Now
UOB Preferred Platinum Visa Card
Annual Fee Waiver
First Year
Annual Principal Fee
S$196.20
Annual Interest Rate
27.80%
Read More
UOB PRVI Miles Mastercard Card
MoneySmart Exclusive
Earn up to 6.6 Miles per S$1
Annual Fee Waiver
First Year
Annual Principal Fee
S$261.60
Annual Interest Rate
27.80%

MoneySmart Exclusive: Get S$88 Cash via PayNow when you apply, spend a min. of S$1,000 within the first month! T&Cs apply.
 
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints, which you can use to redeem an Apple 10.9-inch iPad 10th Gen Wi-Fi (64GB) (worth S$499) from our Rewards Store today!
 
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly).T&Cs apply.

Valid until 22 Jan 2025 - See more details below
Apply Now
UOB PRVI Miles Visa Card
MoneySmart Exclusive
Earn up to 6.6 Miles per S$1
Annual Fee Waiver
First Year
Annual Principal Fee
S$261.60
Annual Interest Rate
27.80%

MoneySmart Exclusive: Get S$88 Cash via PayNow when you apply, spend a min. of S$1,000 within the first month! T&Cs apply.
 
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints, which you can use to redeem an Apple 10.9-inch iPad 10th Gen Wi-Fi (64GB) (worth S$499) from our Rewards Store today!
 
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly).T&Cs apply.

Valid until 22 Jan 2025 - See more details below
Apply Now
Lazada-UOB Card
Online Promo
Annual Fee Waiver
First Year
Annual Principal Fee
S$196.20
Annual Interest Rate
27.8%
Online Promo:
Get up to S$230 worth of gifts when you apply for a Lazada-UOB Card!

• Get S$200 cashback when you spend a min. of S$100 per month at Lazada for 3 consecutive months from their card approval date.
• Get S$30 worth of Lazada Vouchers when you successfully adds Lazada-UOB card as a payment card within the Lazada App.

T&Cs apply.
Valid until 31 Jan 2025 - See more details below
Apply Now
UOB Lady's Solitaire Card
Base Earn Rate
S$5 = 1X UNI$ (or 0.4 miles per S$1)
on Two Categories of Choice
S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
Annual Fee Waiver
1 Year
Apply Now

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