- Annual Fee waiver with no minimum spend
- 1 year
- Annual Principal Fee
- S$196.20
- Annual Interest Rate
- 27.90%
Get S$350 Cash via PayNow or earn 4,000 SmartPoints when you apply and spend S$800 within 30 days from card approval date! T&Cs apply.

- for spends on Bonus Categories
- Up to 10% Bonus Cashback
- Annual Fee
- S$91 (excluding GST)
- when you spend S$10,000 in a year
- Annual Fee waived
Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$800 within 30 days from card approval date! T&Cs apply.

- for all Eligible Local Spends
- S$1 = 1.2 Miles
- Annual Fee
- S$196.20
- Annual Fee Waiver Option
- First Year
Get S$180 Cash via PayNow + a 5GB Eskimo Global eSIM (worth US$25) when you apply and spend S$800 within 60 days from card approval date! T&Cs apply.
Get 20,000 miles from SCB when you spend S$800 in eligible transaction in the first 60 days of card approval, and enjoy the first-year annual fee waiver. T&Cs apply.

- Annual fee waiver
- 1 year
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.90%
Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$800 within 30 days from card approval date! T&Cs apply.
