Best HSBC Credit Cards in Singapore 2025 Comparison

Only at MoneySmart: Get $349 worth of Cash Rewards when you apply for HSBC Credit Cards. Compare the best Singapore credit cards for cashback, dining, air miles, and shopping here. Read More
We found 5 HSBC Credit Cards for you!
HSBC Revolution Credit Card
MoneySmart Exclusive
Earn up to 4 miles per S$1 | Instant Activation*
on Online Spend on Travel, Shopping & Dining
S$1 = 10X Points
on All Other Spend
S$1 = 1X Point
for every 10 Points
Earn 4 Miles

[Up to S$420 Rewards!]
Get S$299 Cash via PayNow + $51 eCapita Voucher (total worth S$350) or 5,000 SmartPointswhen you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
 
PLUS get S$70 Trip.com Vouchers on top of your baseline gift when you spend and meet the criteria! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
HSBC Live+ Card
MoneySmart Exclusive
Up to 8% Cashback | Instant Activation*
on Dining, Shopping and Entertainment
8% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
5% Cashback*
on All Other Spends
0.3% Cashback*

[Up to S$420 Rewards!]
Get S$299 Cash via PayNow + $51 eCapita Voucher (total worth S$350) or 5,000 SmartPointswhen you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
 
PLUS get S$70 Trip.com Vouchers on top of your baseline gift when you spend and meet the criteria! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
HSBC TravelOne Card
MoneySmart Exclusive
Earn up to 2.4 Miles | Instant Activation*
on Local Spend
S$1 = 1.2 miles
on Foreign Currency Spend
S$1 = 2.4 Miles
Travel Insurance coverage, Airport Lounge visits
Complimentary

[Up to S$420 Rewards!]
Get S$299 Cash via PayNow + $51 eCapita Voucher (total worth S$350) or 5,000 SmartPoints when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
 
PLUS get a 5GB Eskimo eSIM (worth US$25) + S$70 Trip.com Vouchers on top of your baseline gift when you spend and meet the criteria! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
 HSBC Advance Credit Card
MoneySmart Exclusive
Earn up to 2.5% Cashback | Instant Activation*
Base Cashback
1.5%
Cashback when you spend more than S$2,000
2.5%
Cashback Cap per month
S$70

[Up to S$420 Rewards!]
Get S$299 Cash via PayNow + $51 eCapita Voucher (total worth S$350) or 5,000 SmartPointswhen you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
 
PLUS get S$70 Trip.com Vouchers on top of your baseline gift when you spend and meet the criteria! T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
HSBC Visa Infinite Credit Card
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
for personalized assistance
Dedicated Concierge Service
Read More

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Everything You Need to Know About HSBC Credit Card Promotions

HSBC credit cards in Singapore offer a variety of benefits catering to different lifestyles and spending habits. Whether it’s racking up to 10X Reward Points on online and contactless payments with the HSBC Revolution Card or up to 8% cashback on everyday merchants with the HSBC Live+ Card, these cards go above and beyond in unlocking premium perks both locally and internationally.

On top of that, with generous welcome offers (through our latest HSBC credit card promotions) and flexible redemption options, HSBC ensures every dollar works harder for you.

Features and Benefits of HSBC Credit Cards

Explore the best HSBC credit cards in Singapore below!

Credit card Best for Card benefits Minimum spend Cashback/miles cap Annual fee
HSBC Live+ Card Everyday merchants 5% cashback on eligible dining, shopping, and entertainment

0.3% cashback on all other eligible spend

Up to 17% fuel savings + extra 5% cashback at Caltex and Shell petrol stations

Exclusive 1-for-1 dining offers and more via HSBC ENTERTAINER

Complimentary eCommerce coverage
$600 per month per quarter (3 consecutive months) Capped at $250 per calendar quarter $196.20 (First year waived)

Subsequent fee waivers with min. $12,500 annual card spend
HSBC Revolution Card Reward points 10X Reward Points on eligible online spend like shopping and dining

1X Reward Point for all other spend
None Bonus points capped at 9,000 Reward Points per calendar month None
HSBC TravelOne Card Local and overseas miles 1.2 mpd on local spend

2.4 mpd on foreign currency spend

Up to $150,000 complimentary travel insurance coverage when you charge travel fare to card

Up to 4 complimentary airport lounge visits per year

No redemption fee when converting points into miles or hotel points
None None $196.20 (First year waived)

Subsequent fee waivers with min. $25,000 annual card spend
HSBC Advance Card Fuss-free cashback Up to 2.5% cashback on all eligible spend, including big-ticket expenses like wedding and home renovations

Up to $1 million complimentary travel insurance when you charge travel fare to card
1.5% cashback: No minimum spend

2.5% cashback: $2,000 spend per month
Base cashback capped at $70 per calendar month $196.20 (First year waived)

Subsequent fee waivers with min. $12,500 annual card spend
HSBC Visa Infinite Card Luxury and travel privileges 1 mpd on eligible local spend

2 mpd on eligible foreign currency spend

Up to $2.75 million complimentary travel insurance coverage when you charge travel fare to card

Exclusive 1-for-1 dining offers and more with HSBC ENTERTAINER

Unlimited airport lounge visits, free limousine transfers, expedited immigration clearance, and others

Up to US$1,000 e-Commerce protection per year
None None $662.15 (No fee waiver allowed)

HSBC Credit Card Eligibility Criteria: What You Need to Qualify

By now, we've established that the HSBC credit cards might be just what you need to supercharge your spending with stacked rewards.

So if you're thinking of applying for a HSBC credit card, prospective cardholders must satisfy a slew of application requirements including criteria like minimum annual income (e.g. ≥ $30,000), age validity (≥ 21 years old), and prepare the relevant documents if not applying directly with Myinfo using SingPass. Plus, new-to-HSBC cardholders will also be entitled to exclusive welcome gifts and bonus offerings—usually by adhering to a minimum spending criteria within the initial months (e.g. $500 spend within 30 days of card approval).

You can refer to each HSBC credit card’s individual listing for more information.

Bring Home The Bigger Gifts You Want & Need With SmartPoints

Get rewarded with SmartPoints when you apply for selected credit cards through MoneySmart. If you don’t need a Dyson hair dryer or vacuum cleaner, you can get the gift that you really want at our Rewards Store, whether it's the latest Apple and Sony gadgets or Amazon vouchers and beyond!

How to Earn SmartPoints and Redeem Complimentary Vouchers?

Each HSBC credit card comes with its own set of perks–from bonus cashback at select merchants to exclusive travel and shopping rewards. Strategically selecting a card that aligns seamlessly with your spending patterns and timing your purchases with limited-time promos is key to unlocking optimal benefits by boosting your rewards.

So if you're looking to maximise your HSBC credit card benefits, here's how to make every spend count.

2 Ways to Earn SmartPoints

#1: Apply for financial products

Compare and apply for financial products to earn a massive amount of SmartPoints—as much as 5,100! Currently, you can earn SmartPoints on selected Citibank, Standard Chartered, OCBC, and HSBC credit cards, with more products to be included soon.

#2: Top-up your SmartPoints for bigger gifts

Not enough SmartPoints to redeem a specific reward? Don’t fret! Simply purchase additional SmartPoints from our store, and you’ll be able to redeem any reward you want.

Imagine this: you earn 5,040 SmartPoints by signing up for a financial product. Now, an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) might set you back over $500 elsewhere. But with your SmartPoints, you only need to add 1,100 SmartPoints more. So, it’s like getting a sleek new iPad for just $110. Who doesn’t love a good deal?

Here’s another illustration of how the top-up of SmartPoints works: What you can get using Smartpoints
Visit our Rewards Store to explore our range of rewards today.

Earn SmartPoints With These Credit Cards

HSBC

HSBC TravelOne Credit Card

Standard Chartered

Standard Chartered Simply Cash Credit Card

Citibank

Citi Cash Back+ Credit Card

HSBC Live+ Credit Card—Is it MoneySmart?

Read our full review of HSBC Live+ Credit Card—the new lifestyle credit card that currently gives you 5% cashback at dining, shopping, and entertainment merchants, together with a slew of other benefits.

Frequently Asked Questions About HSBC Credit Cards

How to apply for a HSBC supplementary credit card?

To apply for a HSBC supplementary credit card, visit the HSBC Supplementary Credit Card website to leave your contact details for the bank to contact you regarding your application, call the HSBC hotline at 1800 227 8889 or +65 6216 9080 if you’re calling from overseas to submit your request, or apply by SMS “HSAPP SUPP (space) Name (space) 16-digit credit card number” to 74722.

How to check HSBC credit card balance?

There are several methods to check your HSBC credit card balance.

Method #1: Via app
Log into the HSBC Singapore app > Select “Balances” or equivalent option > Select intended HSBC credit card to view

Method #2: Via online banking
Navigate to HSBC internet banking page > log in username and password > Click on “Credit Cards” section > Select intended HSBC credit card to view

Method #3: Via customer hotline
Call HSBC customer care service at either 1800-HSBC NOW (1800-4722-669) if in Singapore or +65 6472 2669 if out of Singapore

How to redeem HSBC credit card reward points in cash?

To redeem your HSBC credit card points for cash, you can opt for their “Pay with Points” programme via the HSBC Singapore app. This feature allows you to redeem points for statement credits and offset any future or outstanding purchases.

Alternatively, you can visit the HSBC Rewards redemption catalogue online. While you will not typically find options to physically redeem points for cash, you will be able to redeem vouchers, airline miles, and annual fee waivers.

How to activate HSBC credit card for overseas use?

If you are travelling abroad and would like to use your HSBC Singapore credit card to make retail purchases or withdraw cash from the ATMs, you will need to activate your credit card for overseas usage. To activate your HSBC credit card for overseas usage, call the HSBC hotline at 1800 4722 669 (if still in Singapore) or +65 64722 669 if you are already overseas and you will be guided through an overseas enrolment process.

How to apply for a HSBC credit card?

To apply for your HSBC credit card of choice, scroll up and click on any of the “Apply Now” buttons on our MoneySmart page.

How do I track my HSBC credit card application status?

To check on your HSBC credit card application status, contact the HSBC customer service hotline at 1800 227 8889 or +65 6216 9080 if you’re calling from overseas.

How to cancel or close an HSBC credit card?

You can cancel an HSBC credit card using 3 methods: by phone, through HSBC Singapore app, or via online customer service chat.

Method #1: By phone
Call 1800 4722 669 (if in Singapore) or +65 6472 2669 (if overseas) > Follow prompts to speak to customer service representative

Method #2: Via app
Log into HSBC Singapore app > Select credit card account > Click “View more” > Click “Manage cards” > Follow instructions to cancel card

Method #3: Other options
Chat with YAS, their virtual assistant, to cancel your card

What is the HSBC credit card hotline?

To speak to HSBC customer care or service in Singapore, check on your HSBC credit card application status, report fraudulent transactions, block your lost or stolen card and get a replacement card, call the HSBC customer service hotline at 1800 4722 669 or +65 64722 669 if you’re calling from overseas.

Explore other products from HSBC Bank Singapore

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