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Buy Singlife Travel Insurance in Singapore 2025 | Up to 28% OFF

Find affordable Singlife single-trip or annual travel insurance prices on MoneySmart and get a great plan at a great price Read More
Traveling to Thailand 27 Sep 2025 - 29 Sep 2025
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We found 3 Singlife Travel Insurances for you!
Recommended
Singlife Travel Lite

Total Premium

S$19.60
35% OffS$30.15
MoneySmart Exclusive
Plus/Prestige plans include: cancel for any reason
Promotion ends in 4 days

Singlife Travel Lite

Med. Coverage (Overseas)
S$250,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$30.1535% Off
S$19.60
Apply and redeem any of these rewards

[CASHBACK | MoneySmart Exclusive ]
Enjoy up to 10% Cashback on top of existing discounts — Get over S$140 worth of rewards including:
 • JisuLife Handheld Fan Ultra 2 (worth S$104.90) OR an Apple AirTag or two (worth up to S$90) OR S$70 GrabGifts Vouchers for your trip to the airport OR up to S$50 Cash with eligible premiums spent. T&Cs apply.
• S$30 Revolut cash reward
• Eskimo Global 1GB eSIM (worth S$9.50) with every policy purchased.

 

[Singlife Promotion]
Get up to S$100 eCapitaVoucher from Singlife with every Single Trip plans purchased. (min. spend S$90). T&Cs apply.

Valid until 30 Sep 2025 - See more details below
Apply Now
Singlife Travel Plus

Total Premium

S$29.50
35% OffS$45.39
MoneySmart Exclusive
Covers cancel/curtailment for any reason*
Promotion ends in 4 days

Singlife Travel Plus

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$45.3935% Off
S$29.50
Apply and redeem any of these rewards

[CASHBACK | MoneySmart Exclusive ]
Enjoy up to 10% Cashback on top of existing discounts — Get over S$140 worth of rewards including:
 • JisuLife Handheld Fan Ultra 2 (worth S$104.90) OR an Apple AirTag or two (worth up to S$90) OR S$70 GrabGifts Vouchers for your trip to the airport OR up to S$50 Cash with eligible premiums spent. T&Cs apply.
• S$30 Revolut cash reward
• Eskimo Global 1GB eSIM (worth S$9.50) with every policy purchased.

 

[Singlife Promotion]
Get up to S$100 eCapitaVoucher from Singlife with every Single Trip plans purchased. (min. spend S$90). T&Cs apply.

Valid until 30 Sep 2025 - See more details below
Apply Now
Singlife Travel Prestige

Total Premium

S$41.40
35% OffS$63.69
MoneySmart Exclusive
Includes cancel/curtailment for any reason*
Promotion ends in 4 days

Singlife Travel Prestige

Overseas Medical Expenses
Unlimited
Trip Cancellation
S$20,000
Loss/Damage of Baggage
S$8,000
Total Premium
S$63.6935% Off
S$41.40
Apply and redeem any of these rewards

[CASHBACK | MoneySmart Exclusive ]
Enjoy up to 10% Cashback on top of existing discounts — Get over S$140 worth of rewards including:
 • JisuLife Handheld Fan Ultra 2 (worth S$104.90) OR an Apple AirTag or two (worth up to S$90) OR S$70 GrabGifts Vouchers for your trip to the airport OR up to S$50 Cash with eligible premiums spent. T&Cs apply.
• S$30 Revolut cash reward
• Eskimo Global 1GB eSIM (worth S$9.50) with every policy purchased.

 

[Singlife Promotion]
Get up to S$100 eCapitaVoucher from Singlife with every Single Trip plans purchased. (min. spend S$90). T&Cs apply.

Valid until 30 Sep 2025 - See more details below
Apply Now

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Singlife Travel Insurance Singapore 2025

Singlife is known for the higher than average medical expenses coverage and provides a comprehensive range of coverage in its three tiers of travel insurance plans: Lite, Plus, and Prestige. Beyond medical expenses, Singlife Travel Insurance plans also cover a variety of other travel-related risks. If you're worried about losing frequent flyer points due to trip cancellations or disruptions, Singlife's plans have you covered. Additionally, the Plus and Prestige plans offer the flexibility of trip cancellation for any reason, providing you with peace of mind. Before making a decision, let's weigh the pros and cons of its range of products and services, and see if it's suitable for your travel needs as compared to other travel insurance providers.

Singlife Travel Insurance Coverage & Other Key Benefits

High overseas medical coverage

Depending on the plan you select, you can receive coverage for overseas medical treatments ranging from up to $250,000 to unlimited claim benefits. This includes expenses for accidental dental care, chiropractic and Chinese medicine treatments, as well as hospital income both abroad and locally in Singapore, among other benefits.

Unlimited emergency medical expenses and evacuation coverage

Singlife’s plans offer extensive benefits for emergency medical expenses and evacuation. This includes unlimited coverage for emergency transportation to the nearest suitable medical facility, hospitalizations, surgeries, medications, and other medical costs incurred due to unexpected illness or injury while overseas, as well as related emergency services. This level of coverage is notably more generous compared to many other travel insurance options available in Singapore, which often have limits.

“Cancel for any reason” benefit

Available exclusively for the Plus and Prestige plans, this feature allows you to cancel, postpone, or curtail your trip for any reason, subject to the terms and conditions of your policy. Note that claims under this benefit can cover up to 50% of your travel, accommodation, and entertainment costs charged by licensed providers. The policy must be purchased before or within 7 days of making the initial payment or deposit.

READ MORE: Travel Insurance Plans in Singapore with Trip Cancellation Coverage

Protection against terrorism

Singlife’s travel insurance provides substantial terrorism coverage, with limits ranging from $50,000 to $500,000 depending on the plan you choose (Lite, Plus, or Prestige). For specifics on terrorism-related losses, refer to your policy's terms and coverage limits.

Adventurous activities coverage

Optional coverage for adventurous activities can be added to any Singlife plan—whether family/group, single-trip, or annual—and across all tiers. This includes coverage for extreme sports and activities like cave tubing, dinghy sailing, yachting, kite boating, jet skiing, and white-water rafting. However, coverage specifics may vary, so it is best to refer to the latest list in your policy.

READ MORE: Best Travel Insurance Plans with Extreme Sports & Adventure Coverage

Loss of frequent flyer points coverage

If you use frequent flyer points, hotel points, or credit card points to book flights, accommodations, or attractions, and these bookings are cancelled or postponed due to covered events, you can claim the retail price of the hotel, flight, or tickets

Pros and Cons of Singlife Travel Insurance

Pros

  • “Cancel for any reason” benefit which allows you to claim for up to 50% of specific travel expenses
  • Unlimited claim limit for emergency medical expenses and evacuation with purchase of the Prestige plan
  • High overseas medical coverage
  • Coverage for loss of frequent flyer points
  • COVID-19 coverage
  • Extreme sports and adventurous activities coverage
  • Convenient claims submission via Singlife Travel Insurance’s online claims portal
  • Trip interruption or cancellation coverage
  • Full cover against acts of terrorism
  • Coverage for personal liability

Cons

  • No coverage for pre-existing conditions
  • Lack of mobile app on Apple Store or Google Play Store for quicker travel insurance purchase or claims on-the-go

Is Singlife travel insurance worth your money?

Find out here as we review its price against its medical coverage, claims process, and more.

Read Singlife Review

Singlife Travel Insurance Add-ons

Overseas wedding and photoshoot coverage

If you and your spouse are planning an overseas wedding and photoshoot, this benefit could be essential as it covers up to S$1,000,000 for personal liability of your invited guests, up to S$8,000 for the loss of ceremonial attire and wedding accessories, and additional protection for loss of your marriage certificate, financial failure of wedding service providers, and loss of your wedding photo album, with lower claim limits applying to these.

Golf equipment coverage

For golf enthusiasts, this add-on may be helpful in terms of providing coverage for loss of golfing equipment (including while in use), hire of golfing equipment, hole-in-one, damage of buggy, and unused green fees.

Winter sports coverage

This coverage lets you claim for loss of deposit due to ski track closure, ski pass and lift pass, avalanche delays, accidental death or disablement, emergency medical expenses, personal liability, and loss or hire of winter sports equipment, even while in use.

Adventurous water sports coverage

Similar to the winter sports coverage, this claim benefit includes coverage for accidental death and permanent disablement, emergency medical cover, personal liability extension, loss of water sports equipment (including while in use), and hire of water sports equipment.

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Types Of Singlife Travel Insurance Plans

Singlife Travel Lite

Benefits include:

  • Up to $250,000 for Overseas Medical Coverage
  • Up to $5,000 for Trip Cancellation Coverage
  • Up to $3,000 for Reimbursement for Loss/Damage of Baggage

As the most basic tier, the Lite plan is great for travellers who need basic coverage at a wallet-friendly price point. It offers up to $250,000 in medical expense coverage, plus protection for trip cancellations, lost luggage, travel delays and more.

Buy Singlife Travel Lite
Singlife Travel Plus

Benefits include:

  • Up to $2,000,000 for Overseas Medical Coverage
  • Up to $15,000 for Trip Cancellation Coverage
  • Up to $5,000 for Reimbursement for Loss/Damage of Baggage

This plan is an upgrade from the Lite plan, offering a medical coverage limit that's more than double. It also provides higher limits for trip cancellations, personal belongings, and travel delays. Additionally, it includes the valuable "Cancel for any reason" benefit.

Buy Singlife Travel Plus
Singlife Travel Prestige

Benefits include:

  • Unlimited for Overseas Medical Coverage
  • Up to $20,000 for Trip Cancellation Coverage
  • Up to $8,000 for Reimbursement for Loss/Damage of Baggage

If you're looking for the most comprehensive protection, this plan offers the broadest coverage available. It includes unlimited medical expense coverage, the highest limits for trip cancellations, personal belongings, and travel delays, plus the added benefit of "Cancel for any reason" coverage.

Buy Singlife Travel Prestige

Comparing The Coverage Of The Best Travel Insurance In Singapore

Insurance Provider Best For Medical Coverage (Overseas) Trip Cancellation Coverage Baggage Damage or Loss Premium
AIG Emergency travel assistance services S$200,000 S$5,000 S$3,000 From S$43
Allianz Emergency transportation (Includes COVID-19 Coverage) S$200,000 S$1,500 S$1,000 From S$37
Bubblegum Overall good value S$150,000 S$5,000 S$3,000 From S$31
DirectAsia "Kids travel with free coverage" benefit (Families) S$150,000 S$3,000 S$1,000 From S$25
FWD Lower premiums S$200,000 S$7,500 S$3,000 From S$20
Great Eastern Coverage for sports and adventurous activities S$300,000 S$10,000 S$5,000 From S$51
Hong Leong Assurance No claim discount S$150,000 S$5,000 S$3,000 From S$42
Income Post-departure purchase up to a day of departure S$250,000 S$5,000 S$3,000 From S$43
MSIG Comprehensive coverage (includes pre-existing conditions) S$250,000 S$5,000 S$3,000 From S$38
Singlife High or unlimited overseas medical coverage S$250,000 S$5,000 S$3,000 From S$29
Sompo Specially tailored plan for Japan trips S$200,000 S$5,000 S$1,000 From S$36
Starr Cruise coverage S$200,000 S$5,000 S$3,000 From S$25
The Wise Traveller Annual trips and membership programmes S$480,000 S$13,500 S$13,500 From S$306
Tiq Auto-pay out and higher efficiency for flight delays S$200,000 S$5,000 S$2,000 From S$21
Zurich Complimentary lounge access for flight delays S$50,000 S$2,500 S$2,000 From S$14
UOI Extensive coverage including COVID-19 S$100,000 S$3,000 S$1,000 From S$18
Singtel Covers adventurous leisure activities S$150,000 S$5,000 S$3,000 From S$16

3 Steps To Submit Singlife Travel Insurance Claims

Step 1

Prepare your supporting documents for the claim

When claiming with Singlife, scan or photograph original documents for online submission and keep the originals for six months, as they may be needed for review. It is also best to submit all travel claims within 30 days of the incident or as soon as possible. The supporting documents include:
  • Medical reports and related evidence in the form of photos and/or emails
  • Proof of ownership of baggage or other related items
  • Trip invoices, ticket confirmation, boarding passes, photocopy of passport and visas
  • Original invoices and receipts
  • Police, airline, transport, and accommodation reports
Step 2

Fill in your details and upload supporting documents

Once your supporting documents are ready, you can file your claim at Singlife travel insurance Online Claims Portal, enter your details and upload supporting documents. Alternatively, you may call +65 6260 0126. This documentation helps Singlife assess your claim.

Step 3

Approval of claim and settlement

After submitting your claim via Singlife Singapore's online portal, you'll receive an acknowledgment email. Thereafter, Singlife will review your submission. Once your submission of claim is approved, Singlife will coordinate payments with the relevant airline, medical facilities, or relevant parties involved.

Singlife Singapore Insurance refunds & cancellations

You’ll only be entitled to a full refund of the premium paid, provided you haven’t travelled, and there hasn’t been a claim or an incident that could lead to a claim. If you don’t cancel your policy, it will remain in effect. As for Singlife Insurance Singapore annual travel insurance policies, a 7 days written notice is required, alternatively you may Singlife Travel Assistance Helpline at +65 6460 9391.

Frequently Asked Questions about Singlife Travel

Do Singlife’s plans cover extreme sports and activities?

Yes, this coverage is available as an optional add-on for Singlife’s plans i.e. Lite, Plus, and Prestige. You’ll be able to claim for medical expenses due to injuries or accidents when doing activities such as cave tubing, dinghy sailing, yachting, kite boating, jet skiing, and white-water rafting and more.

How to claim for trip cancellation with Singlife travel insurance?

You can either do it via Singlife Singapore’s Online Claims Portal, or call +65 6260 0126 for their claims team to assist you. Note that you’ll need to prepare any necessary documents including a photo of your boarding pass, travel advisory, and any form of notification or proof of necessary trip cancellations, which you’ll need to upload or bring along for the claims filing process.

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