Buy Tiq by Etiqa Travel Insurance Online in Singapore 2026 | 55% OFF
Compare single-trip or annual travel insurance prices on MoneySmart and get a great plan at a great price
Refine Your Results
We found 6 Tiq by Etiqa Insurance Plans for you!
.png)
.png)
.png)
"Grab" your REWARDS:
• Up to S$20 GrabGift vouchers
• OR up to S$10 Cash via PayNow
• AND S$30 Revolut cash reward
and many more on top of existing discounts with eligible premiums spent.
T&Cs apply.
[Tiq's Online Promos]
• Enjoy 50% off (Single Trip) and 25% off (Annual Plans) with code TIQMS on Tiq Travel Insurance plans. Valid from 16 to 30 June 2026. T&Cs apply.
• Plus, stand to receive an exclusive Travel Pass Launch Pack (worth S$75)*! Valid from 19 June to 18 July 2026. T&Cs apply.
Valid till 30 Jun 2026
"Grab" your REWARDS:
• Up to S$20 GrabGift vouchers
• OR up to S$10 Cash via PayNow
• AND S$30 Revolut cash reward
and many more on top of existing discounts with eligible premiums spent.
T&Cs apply.
[Tiq's Online Promos]
• Enjoy 50% off (Single Trip) and 25% off (Annual Plans) with code TIQMS on Tiq Travel Insurance plans. Valid from 16 to 30 June 2026. T&Cs apply.
• Plus, stand to receive an exclusive Travel Pass Launch Pack (worth S$75)*! Valid from 19 June to 18 July 2026. T&Cs apply.
Valid till 30 Jun 2026
"Grab" your REWARDS:
• Up to S$20 GrabGift vouchers
• OR up to S$10 Cash via PayNow
• AND S$30 Revolut cash reward
and many more on top of existing discounts with eligible premiums spent.
T&Cs apply.
[Tiq's Online Promos]
• Enjoy 50% off (Single Trip) and 25% off (Annual Plans) with code TIQMS on Tiq Travel Insurance plans. Valid from 16 to 30 June 2026. T&Cs apply.
• Plus, stand to receive an exclusive Travel Pass Launch Pack (worth S$75)*! Valid from 19 June to 18 July 2026. T&Cs apply.
Valid till 30 Jun 2026
"Grab" your REWARDS:
• Up to S$20 GrabGift vouchers
• OR up to S$10 Cash via PayNow
• AND S$30 Revolut cash reward
and many more on top of existing discounts with eligible premiums spent.
T&Cs apply.
[Tiq's Online Promos]
• Enjoy 50% off (Single Trip) and 25% off (Annual Plans) with code TIQMS on Tiq Travel Insurance plans. Valid from 16 to 30 June 2026. T&Cs apply.
• Plus, stand to receive an exclusive Travel Pass Launch Pack (worth S$75)*! Valid from 19 June to 18 July 2026. T&Cs apply.
Valid till 30 Jun 2026
"Grab" your REWARDS:
• Up to S$20 GrabGift vouchers
• OR up to S$10 Cash via PayNow
• AND S$30 Revolut cash reward
and many more on top of existing discounts with eligible premiums spent.
T&Cs apply.
[Tiq's Online Promos]
• Enjoy 50% off (Single Trip) and 25% off (Annual Plans) with code TIQMS on Tiq Travel Insurance plans. Valid from 16 to 30 June 2026. T&Cs apply.
• Plus, stand to receive an exclusive Travel Pass Launch Pack (worth S$75)*! Valid from 19 June to 18 July 2026. T&Cs apply.
Valid till 30 Jun 2026
"Grab" your REWARDS:
• Up to S$20 GrabGift vouchers
• OR up to S$10 Cash via PayNow
• AND S$30 Revolut cash reward
and many more on top of existing discounts with eligible premiums spent.
T&Cs apply.
[Tiq's Online Promos]
• Enjoy 50% off (Single Trip) and 25% off (Annual Plans) with code TIQMS on Tiq Travel Insurance plans. Valid from 16 to 30 June 2026. T&Cs apply.
• Plus, stand to receive an exclusive Travel Pass Launch Pack (worth S$75)*! Valid from 19 June to 18 July 2026. T&Cs apply.
Valid till 30 Jun 2026
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Why Trust MoneySmart 💡
MoneySmart helps Singaporeans compare verified financial products side-by-side, so you find the best credit card, loan, insurance and other personal finance products for your needs—before you apply, not after. As an MAS-licensed platform with over 15 years in the market and a 4.4/5 Google rating from 100,000+ users, we surface exclusive sign-up bonuses and deals you won't find by going directly to a provider—with faster gift fulfilment and flexible redemption on top.
Why Choose Tiq Travel Insurance?
Tiq by Etiqa is a MAS-regulated Singapore insurer offering three travel insurance plan tiers: Entry, Savvy, and Luxury, plus specialised Pre-Ex plans for travellers with pre-existing medical conditions. All plans are available for a single trip or annual multi-trip coverage.
Standard Tiq travel insurance plans: Coverage benefits
Coverage benefit | |||
Overseas medical coverage | Up to S$200,000 | Up to S$500,000 | Up to S$1 million |
Emergency medical evacuation | Up to S$1 million | Up to S$1.5 million | Up to S$1.8 million |
Trip cancellation / interruption | Up to S$5,000 | Up to S$5,000 | Up to S$10,000 |
Baggage loss / damage | Up to S$2,000 | Up to S$2,000 | Up to S$3,000 |
Travel delay | S$300 (S$50 per 3 hours) | S$300 (S$50 per 3 hours) | S$500 (S$50 per 3 hours) |
Delayed baggage | S$200 (S$100 per 6 hours) | S$200 (S$100 per 6 hours) | S$200 (S$100 per 6 hours) |
Accidental death / disablement | Up to S$150,000 | Up to S$300,000 | Up to S$500,000 |
Personal liability | Up to S$250,000 | Up to S$500,000 | Up to S$750,000 |
Adventure sports | ✅ Scuba diving (≤30m), skiing, bungee jumping, hot air ballooning, hiking (≤3,000m), skydiving | ||
COVID-19 cover | Add-on available: Overseas medical, trip cancellation, quarantine allowance | ||
⭐ Best for | Budget travellers, short regional trips, solo travellers | Business / leisure travellers, families, moderate-value trips | Premium families, frequent jetsetters, long-haul trips, high-value travel |
Pre-Ex Tiq travel insurance plans: Coverage benefits
Coverage benefit | |||
Overseas medical coverage | Up to S$200,000 overall Up to $75,000 for pre-existing conditions | Up to S$1 million overall Up to S$150,000 for pre-existing conditions | Up to S$500,000 overall Up to S$125,000 for pre-existing conditions |
Emergency medical evacuation | Up to S$1 million | Up to S$1.5 million | Up to S$1.8 million |
Trip cancellation / interruption | Up to S$3,000 | Up to S$3,000 | Up to S$3,000 |
Baggage loss / damage | Up to S$2,000 | Up to S$2,000 | Up to S$3,000 |
Travel delay | S$300 (S$50 per 3 hours) | S$300 (S$50 per 3 hours) | S$300 (S$50 per 3 hours) |
Delayed baggage | S$200 (S$100 per 6 hours) | S$200 (S$100 per 6 hours) | S$200 (S$100 per 6 hours) |
Accidental death & disablement | Up to S$150,000 | Up to S$300,000 | Up to S$500,000 |
Personal liability | Up to S$250,000 | Up to S$500,000 | Up to S$750,000 |
Adventure sports | ✅ Scuba diving (≤30m), skiing, bungee jumping, hot air ballooning, hiking (≤3,000m), skydiving | ||
COVID-19 cover | ❌ Add-on excluded from Pre-Ex plans | ||
Additional Tiq travel insurance coverage details to know
- Single trip and annual multi-trip plans are available across all tiers.
- Emergency assistance is available through a 24/7 global hotline for all plan tiers.
- Min. 18 years old to purchase a Tiq travel insurance plan; children (30 days–18 years) as dependants only.
- Adults below 70 years old receive full travel insurance benefits, whereas medical and accident coverage significantly reduces for travellers aged 70+.
- Family plans encompass 1–2 adults’ + up to 4 children’s coverage.
- Pre-Ex plans exclude COVID-19 add-on availability.
- Tiq’s emergency hotline (+65 6415 8694): For overseas medical emergencies, hospitalization, evacuation
Comparison: Average Cost and Coverage Extent of Travel Insurance in Singapore
Insurance provider | Best for | Overseas medical coverage | Trip cancellation coverage | Baggage damage or loss | Premium |
Emergency transportation (Includes COVID-19 Coverage) | From S$200,000 | From S$1,500 | From S$1,000 | From S$25.90 | |
"Kids travel with free coverage" benefit (Families) | From S$150,000 | From S$3,000 | From S$1,000 | From S$27.12 | |
Lower premiums | From S$200,000 | From S$7,500 | From S$3,000 | From S$25.51 | |
Coverage for sports and adventurous activities | From S$100,000 | From S$2,000 | From S$2,500 | From S$32.45 | |
No claim discount of up to 10% on next trip | From S$150,000 | From S$5,000 | From S$3,000 | From S$26.80 | |
Post-departure purchase up to a day of departure | From S$250,000 | From S$5,000 | From S$3,000 | From S$40.59 | |
Comprehensive coverage (includes pre-existing conditions) | From S$250,000 | From S$5,000 | From S$3,000 | From S$14.40 | |
High or unlimited overseas medical coverage | From S$250,000 | From S$5,000 | From S$3,000 | From S$36.48 | |
Cruise coverage | From S$200,000 | From S$5,000 | From S$3,000 | From S$26.77 | |
Auto-pay out and higher efficiency for flight delays | From S$200,000 | From S$5,000 | From S$2,000 | From S$25.42 | |
Extensive coverage including COVID-19 | From S$100,000 | From S$3,000 | From S$1,000 | From S$34.65 |
Disclaimer: Accurate as of 6 June 2026. Premiums shown in this table are “from” prices based on the insurer’s entry-level plan for a short trip to a low-risk regional destination (typically 3–4 days within Japan, single adult traveller). Actual premiums will vary depending on your destination, duration, age, coverage tier, and add-ons selected. Always run a personalised quote to get the exact cost for your trip.
Tiq Travel Insurance Eligibility & Application Process
When choosing a TIQ travel insurance plan, you need to know if you're eligible, how the application process works, and what requirements apply—especially if you want to qualify your pre-existing medical conditions under a Pre-Ex plan.
Eligibility criteria
Criteria | Details |
Age | Adults: Min. 18 years to purchase Children: 30 days to 18 years (as dependants) Coverage: Up to 80 years (reduced coverage for 70+ years) |
Residency | Singapore Citizens, PRs, or valid pass holders (S Pass, EP) |
Group/family size | Individual or family plans available
|
Trip duration | Single trip: Up to 182 days Annual multi-trip: Max 90 consecutive days per trip |
Documents required | For application: NRIC/FIN (Singapore Citizens/PRs), passport (foreigners), travel dates and destination For claims: Policy certificate, boarding passes, itemised receipts, medical reports (for medical claims), police report (for theft/loss within 24 hours), flight delay confirmation (for travel delay claims) |
How to apply for Tiq travel insurance: Step-by-step guide
Step | Details |
1. Compare TIQ plan tiers | Use MoneySmart's travel insurance comparison tool to view TIQ Entry, Savvy, Luxury, and Pre-Ex plans side-by-side. Compare coverage limits, premiums, and add-on options. Ensure you meet eligibility criteria (Singapore Citizen, PR, or valid pass holder; 18+ years old). |
2. Get instant premium quote | On MoneySmart’s Tiq Travel Insurance provider page, enter your travel dates, destination, and number of travellers. The tool auto-calculates premiums for all plan tiers, showing you exact costs before purchase. |
3. Select plan and apply | Click "Apply Now" on your preferred Tiq plan (Entry, Savvy, Luxury, or Pre-Ex variant). You'll be directed to TIQ's secure application portal. Fill in personal details (NRIC/FIN/passport), travel itinerary, coverage type (individual/family), and select optional add-ons (COVID-19 for standard plans only). MoneySmart exclusive promos and discounts auto-apply at checkout. |
4. Complete payment | Pay securely via credit/debit card or digital wallet (PayNow). Payment confirmation is instant, with no waiting period. |
5. Receive policy documents | E-policy certificate and full policy wording emailed immediately after payment. Download PDF copies and save to your phone before departure. Access documents anytime via TiqConnect portal or Etiqa+ SG app. |
What Customers Say About Their Travel Insurance Purchase
Travel Smart, Not Sorry ✈️
Flight delays, lost baggage, medical emergencies abroad—the list of things that can go wrong is longer than your packing list. Compare the best travel insurance plans in Singapore and get covered before you go.
How to File a Tiq Travel Insurance Claim?
TIQ offers fully digital claims via TiqConnect portal and Etiqa+ SG app, with instant automated flight delay payouts (no claim forms required). Submit within 30 days of incident or return to Singapore.
Claims submission process
Step | Details |
1. Report incident promptly |
|
2. Prepare required documents |
|
3. Submit claim online | Submit your claim via TiqConnect portal or Etiqa+ SG app, and upload all documents together. Ensure you provide bank details for payout (PayNow supported) too. Failure to file claims within 30 days of incident or upon return to Singapore will be considered a late submission, and likely be rejected. |
4. Track and respond | Claims processed within 2 business days with complete documentation. Respond immediately if additional info requested. |
5. Receive payout | Approved claims are paid via PayNow or direct bank transfer. |
💡 If extra support is needed, you may contact Tiq via the TiqConnect portal, Etiqa+ SG app, their hotline (+65 6887 8777 | Mon–Fri, 8.45am–5.30pm, excl. PH), or email ([email protected]).
FAQs About Tiq Travel Insurance
Does Tiq travel insurance cover pre-existing medical conditions?
Yes, but only Tiq’s Pre-Ex plans (Pre-Ex Entry, Savvy, Luxury) cover acute onset of pre-existing medical conditions, including unlimited emergency medical evacuation and repatriation. Standard Tiq plans exclude pre-existing medical coverage.
- Tiq Pre-Ex Entry: Capped at S$75,000 for pre-existing conditions | Up to S$200,000 overall medical
- Tiq Pre-Ex Savvy: Capped at S$100,000 for pre-existing conditions | Up to S$400,000 overall medical
- Tiq Pre-Ex Luxury: Capped at S$125,000 for pre-existing conditions | Up to S$600,000 overall medical
How do I file Tiq travel insurance claims?
Submit via TiqConnect portal or Etiqa+ SG app within 30 days. Flight delay claims get instant PayNow payouts (S$50 per 3-hour block, no forms). Standard claims process in 2 business days.
Required documents generally include: Policy certificate, proof of travel, itemized receipts + medical reports (medical claims) or police report (baggage) or airline delay letter (trip disruption).
If successfully approved, you may expect to receive your insurance claim payout within 5–7 business days.
Does Tiq travel insurance cover COVID-19?
Yes, COVID-19 coverage is available as an optional add-on for standard plans (Entry, Savvy, Luxury) for overseas medical expenses, trip cancellation / postponement before departure, trip curtailment, overseas quarantine allowance, and emergency medical evacuation.
Can I buy Tiq travel insurance after leaving Singapore?
No. You must purchase and activate your policy before departing Singapore. Coverage cannot be backdated.
All travelers must start and end their trip in Singapore and purchase the policy before departure.
What does Tiq travel insurance exclude?
Tiq excludes pre-existing conditions (unless on Pre-Ex plan), sanctioned countries, professional / extreme sports, reckless behavior, and unattended valuables. Review the full TIQ policy wording for complete exclusions.
How does Tiq compare to other travel insurers in Singapore?
TIQ stands out for instant flight delay payouts (no forms, via PayNow), fast 2-day claims processing, and accessible Pre-Ex coverage. Sub-limits for electronics and age 70+ coverage may be lower than competitors.
Consider alternatives if: You need higher electronics coverage (>S$1,000 per item), age 70+ maximum medical coverage, or extreme sports not listed. Use MoneySmart’s travel insurance comparison portal for more options.