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| Sompo Travel Insurance Coverage | Elite | Vital |
|---|---|---|
| Trip Cancellation | $15,000 | $5,000 |
| Overseas medical expenses | $1,000,000 | $150,000 |
| Personal accident | $500,000 | $150,000 |
| Travel Delay | $2,000 | $1,000 |
| Baggage loss/damage | $8,000 | $3,000 |
| Adventure activities (Underwater) | $350,000 | NA |
| Post Trip Medical Expenses | $30,000 | $3,000 |
| Rental Vehicle Excess Cover | $2,000 | NA |
Sompo may be a market leading insurance company in its native Japan, but it’s not as popular in Singapore. If you are wondering how it stands out from the competition here, these are 3 key takeaways:
While not the cheapest on the market, Sompo’s entry-level travel insurance plans are priced quite competitively due to the constant promotions they offer. Pricing is comparable to that of popular travel insurers like Income and FWD Insurance.
Sompo does not offer full-fledged travel insurance plans customised for people with pre-existing medical conditions (e.g. heart disease, asthma). However, its regular travel insurance plans offer an emergency medical evacuation benefit that is applicable even if the policyholder has a pre-existing condition.
Apart from its regular travel insurance, Sompo has a separate dedicated plan called Go Japan! for travellers to Japan. It offers cashless services in Japan as well as a free English or Chinese translation and assistance hotline.
| Insurance Provider | Best For | Medical Coverage (Overseas) | Trip Cancellation Coverage | Baggage Damage or Loss | Premium |
|---|---|---|---|---|---|
| AIG | Emergency travel assistance services | S$200,000 | S$5,000 | S$3,000 | From S$43 |
| Allianz | Emergency transportation (Includes COVID-19 Coverage) | S$200,000 | S$1,500 | S$1,000 | From S$37 |
| Bubblegum | Overall good value | S$150,000 | S$5,000 | S$3,000 | From S$31 |
| DirectAsia | "Kids travel with free coverage" benefit (Families) | S$150,000 | S$3,000 | S$1,000 | From S$25 |
| FWD | Lower premiums | S$200,000 | S$7,500 | S$3,000 | From S$20 |
| Great Eastern | Coverage for sports and adventurous activities | S$300,000 | S$10,000 | S$5,000 | From S$51 |
| Hong Leong Assurance | No claim discount | S$150,000 | S$5,000 | S$3,000 | From S$42 |
| Income | Post-departure purchase up to a day of departure | S$250,000 | S$5,000 | S$3,000 | From S$43 |
| MSIG | Comprehensive coverage (includes pre-existing conditions) | S$250,000 | S$5,000 | S$3,000 | From S$38 |
| Singlife | High or unlimited overseas medical coverage | S$250,000 | S$5,000 | S$3,000 | From S$29 |
| Sompo | Specially tailored plan for Japan trips | S$200,000 | S$5,000 | S$1,000 | From S$36 |
| Starr | Cruise coverage | S$200,000 | S$5,000 | S$3,000 | From S$25 |
| The Wise Traveller | Annual trips and membership programmes | S$480,000 | S$13,500 | S$13,500 | From S$306 |
| Tiq | Auto-pay out and higher efficiency for flight delays | S$200,000 | S$5,000 | S$2,000 | From S$21 |
| Zurich | Complimentary lounge access for flight delays | S$50,000 | S$2,500 | S$2,000 | From S$14 |
| UOI | Extensive coverage including COVID-19 | S$100,000 | S$3,000 | S$1,000 | From S$18 |
| Singtel | Covers adventurous leisure activities | S$150,000 | S$5,000 | S$3,000 | From S$16 |
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