Should I get a miles credit card?

You should definitely get one if you travel a lot, whether for business or pleasure, as such credit cards are typically set up to reward frequent flyers, making it easy to rack up miles or points with overseas spending and (in some cases) spending with travel-related merchants and on airlines. However, note that air miles credit cards usually have higher income requirements, so it might not be a suitable entry-level card.

How do I earn a free air ticket as quickly as possible?

Base earn rates are typically rather low, so it does take a while to earn sufficient miles for a trip if you use it for small transactions like grocery shopping. For local spending, a large purchase would get you a lot closer to your next getaway. You can also rack up the miles a lot more quickly if you use your credit card while travelling, since many cards offer better earn rates for overseas transactions. Also, make full use of the bonus miles offered in tandem with partner merchants.

What’s the difference between KrisFlyer Miles, Asia Miles, etc.?

The confusing thing about miles credit cards is that they use different programmes to let you accumulate points. There is no one universal air miles account, so banks often use their own proprietary point systems (like Citi Miles), which you will need to familiarize yourself with. Certain cards credit miles directly into an established frequent flyer programme like Singapore Airlines’ KrisFlyer, which eliminates the hassle of conversion.

Citi PremierMiles vs UOB PRVI Miles vs DBS Altitude: Which is best?

Finding the best air miles credit card is quite subjective. Why? Because it really depends on what you’re looking for. If you like access to airport lounges and miles that don’t expire, go for Citi PremierMiles. However, they don’t offer the best miles earning rate. Now, if you’re an overseas spender, you might want to consider UOB PRVI Miles because you can get 2.4 miles per dollar spent overseas. With DBS Altitude card, you get higher miles earning power than as Citi PremierMiles, as you can get 5 miles for travel-related expenses such hotel and flight bookings.

How to redeem KrisFlyer miles?

Before you can redeem KrisFlyer miles, you should sign up for KrisFlyer membership. Then, convert your reward points. Remember to take note of the expiry date, denominations, conversion fee and lead time. For the actual redemption, choose from Star Alliance airlines and SQ partner airlines. Take note, your flight won’t be 100% free. You need to shoulder taxes and miscellaneous charges.

Can miles be transferred between airlines?

You can only transfer miles between partner airlines. If you have Citi PremierMiles, your options are wider – KrisFlyer, Asia Miles, Qantas and others.

Do I need to pay any fees for my air miles credit card?

Most credit cards including airline-specific cards charge annual fees which are usually for the convenience of using the card to make your purchases as well the administrative costs of maintaining your credit card account. You often get a free credit card replacement if your card is lost or stolen, or if it’s damaged and you need a new one. All these costs add up and your annual fee is what goes into paying for them. Another fee to note is the conversion fee.

What are conversion fees for air miles credit cards?

Conversion fees are charges for converting the miles on your card into miles with a frequent flyer program. Several cards like Citi PremierMiles Card and UOB PRVI Miles Card have a conversion fee of $25 per conversion while other cards charge different rates. Most credit cards are linked to more than just one frequent flyer program, so you’ll get to pick from a wider range of countries to travel to.

Which credit cards offer miles with no expiry?

Some of the credit cards that offer miles with no expiry date include Citi PremierMiles Card, DBS Altitude Visa Signature Card, and OCBC 90°N Card.

Best Air Miles Credit Cards in Singapore 2024

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Credit Card	Best for	Earn Rate
Citi PremierMiles Card	Miles that don’t expire	2 miles for every $1 spent on foreign currency spending 1.2 miles for every $1 spent locally
DBS Altitude Visa Signature Card	Miles that don’t expire	4.3 miles for every $1 spent on Agoda travel bookings online 2.2 miles for every $1 spent overseas 1.3 miles for every $1 spent locally
OCBC 90°N Card	Miles that don’t expire	Up to 7 miles for every $1 spent on Agoda accommodations bookings 2.1 miles for every $1 spent on foreign currency spending 1.3 miles for every $1 spent locally
Amex KrisFlyer Ascend Card	KrisFlyer Miles for frequent flyers	3.2 miles for every $1 spent on Grab locally (up to $200 per month) 2 miles for every $1 spent on foreign currency spending 1.2 miles for every $1 spent locally
KrisFlyer UOB Credit Card	Everyday local spending	3 KrisFlyer miles for every $1 spent on dining, online shopping, online travel and transport 3 KrisFlyer miles for every $1 spent on Singapore Airlines, Scoot, KrisShop, Kris+ purchases 1.2 miles for every $1 spent on all other spending
Maybank Horizon Card	Everyday local spending	2.8 miles for every $1 spent on air tickets and foreign currency spending (minimum $800 spent per month) UOB PRVI Miles Card	Highest mile per dollar spend ratio	6 miles per $1 spent on Agoda, Expedia and UOB Travel 2.4 miles per $1 spent overseas 1.4 miles per $1 spend locally

Best Air Miles Credit Cards Singapore 2024

Refine Your Results

Citi PremierMiles Card

KrisFlyer UOB Credit Card

HSBC TravelOne Card

Standard Chartered Journey Credit Card (Annual Fee Payable)

UOB PRVI Miles American Express Card

American Express Singapore Airlines KrisFlyer Credit Card

UOB Lady's Card

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Standard Chartered Journey Credit Card (No Annual Fee)

Citi PremierMiles Card + Citi Wealth First Account

The American Express® Singapore Airlines Business Credit Card

HSBC Visa Infinite Credit Card

UOB PRVI Miles Mastercard Card

UOB Visa Infinite Metal Card

Maybank Horizon Visa Signature

DBS Altitude Visa Signature Card

DBS Woman's World Card

DBS Vantage Visa Infinite Card

UOB PRVI Miles Visa Card

American Express The Platinum Card®

Best Air Miles Credit Cards 2024

Which is the Best Credit Card For Air Miles in Singapore?

Travelling soon? Get covered with travel insurance starting as low as $17!

What Is An Air Miles Credit Card?

3 Tips To Use Air Miles Credit Cards Effectively

Earn miles via your day-to-day expenses

Utilise your air miles for travel accommodations

Pick better deals on either the airline’s or a third-party site

How Much Is 1000 KrisFlyer Miles Worth?

Pros & Cons of an Air Miles Credit Card

Pros

Cons

Is It Worth To Get A Miles Card?

Frequency of flying

Level of spending

Best Credit Cards For Air Miles vs Cashback vs Rewards

Miles Credit Cards

Cashback Credit Cards

Reward Points Credit Cards

Ways To Earn Air Miles

Pick a card with the most welcome bonus air miles

Tap on the benefits of multiple air miles credit cards

Convert your Reward Points to air miles

Frequently Asked Questions