Best Grocery Credit Cards in Singapore 2025

Find out which credit cards are best to use at NTUC FairPrice, Cold Storage, Giant, Sheng Siong and RedMart. Read More
We found 28 Credit Cards for you!
Sponsored
NTUC Link Credit Card by Trust
MoneySmart Exclusive
savings on groceries and food
Up to 21%
petrol savings (on Caltex and Esso)
Up to 20%
FX Fees
0%

Get EXTRA S$50 Cash via PayNow when you are the first 200 New-To-Trust customers to apply and spend any amount through MoneySmart! T&Cs apply.
 
Trust Online Promo: Additionally receive S$10 FairPrice E-Voucher when you make your first Trust Link / NTUC Link credit card spend. T&Cs apply.

Valid until 30 Apr 2025 - See more details below
Apply Now
OCBC 365 Credit Card
MoneySmart Exclusive
High Spend on Dining
Cashback on Local, Overseas and Online Groceries
3%
with min. spend of $1,600 per month
Unlock up to $160 Cashback
with min. spend of $800 per month
$80 Cashback per month
Apply Now
Citi Cash Back+ Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UNLIMITED 1.6% CASHBACK
Promotion ends in 5 days
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited
Apply Now
Cashback Credit Card by Trust
MoneySmart Exclusive
on your preferred category
Up to 15% Cashback
on all other eligible spend
Unlimited 1% Instant Cashback
FX Fees
0%

Get EXTRA S$50 Cash via PayNow when you are the first 200 New-To-Trust customers to apply and spend any amount through MoneySmart! T&Cs apply.
 
Trust Online Promo:Scratch and win - Earn up to S$3,000 cashback within first 30 days!
Additionally, earn scratch cards with sure-win cashback of up to S$3K in the first 30 days when you spend. And get a S$10 FairPrice Voucher when you make 1 Visa transaction. T&Cs apply.

Valid until 30 Apr 2025 - See more details below
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Standard Chartered Simply Cash Credit Card
MoneySmart Exclusive
LIMITED TIME | Earn up to 2% Unlimited Cashback
on Eligible Spends above S$800
2% Cashback
on Eligible Spends below S$800
1.5% Cashback
Cash Back Cap per month
Unlimited
Apply Now
OCBC INFINITY Cashback Card
MoneySmart Exclusive
Earn 1.6% unlimited cashback
on eligible transactions
Earn 1.6% Cashback
Min. Spend
S$0
Cashback Cap
Unlimited
Apply Now
POSB Everyday Card
Online Promo
Earn Cash Rebates that Never Expire
Cash Rebate on Groceries at Sheng Siong
Up to 5%
Cash Rebate on Online Shopping at Redmart
Up to 5%
Cash Rebate on all other spend
0.3%
Online Promo:
Get S$300 Cashback when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
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UOB One Card
Online Promo
Enjoy up to 10% Cashback!
Cash Back at DFI Retail Group
Up to 10%
Cashback Cap per quarter
Up to S$500
Min. Spend per month
S$500
Online Promo:
Get S$350 cash credit when you are the first 200 new-to-UOB credit card customers in April 2025 who successfully apply for an eligible UOB Credit Card between 1 April 2025 and 30 April 2025 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
DBS yuu Visa Card
Online Promo
at yuu merchants, with no min. spend and no cap
S$1 = 10X yuu Points
when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
Additional bonus 26X yuu Points
on all other spend
S$1 = 1X yuu Point
Online Promo:
New Cardmembers can get S$300 cashback when you successfully apply for a DBS yuu Visa Card and make a min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
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UOB Lady's Card
Up to 10 Miles per S$1 spent
Base Earn Rate
S$5 = 1X UNI$ (or 0.4 miles per S$1)
Category of Choice
S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
Min. Spend
S$0
Apply Now
DBS Live Fresh Card
Online Promo
Shopping and Transportation
on Shopping & Transport Spend
Up to 6% cashback
Min Spend
S$800
Cashback Cap
Up to S$70
Online Promo:
Get S$300 cashback from DBS when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
UOB Absolute Cashback Card
Online Promo
Unlimited 1.7% Cashback
Cash Back on Eligible Spend
1.7%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
Online Promo:
Get S$350 cash credit when you are the first 200 new-to-UOB credit card customers in April 2025 who successfully apply for an eligible UOB Credit Card between 1 April 2025 and 30 April 2025 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
OCBC 90°N Visa Card
MoneySmart Exclusive
Earn Miles That Don't Expire
on Foreign Currency Spend
S$1 = 2.1 Miles
on Local Spend
S$1 = 1.3 Miles
Minimum Spend
S$0
Apply Now
Maybank Family & Friends Card
Earn up to 8% Cashback
at all supermarkets (including online grocery stores)
Up to 8% Cashback
on Malaysian Ringgit and Indonesia Rupiah spend
Up to 8% Cashback
Cashback Per Month
Up to S$150
Read More
Citi Cash Back Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UP TO 8% CASHBACK
Cash Back on Groceries
Up to 6%
Total Cash Back Cap
S$80
Min. Spend to unlock the 6% Cashback
S$800
Apply Now
Standard Chartered Journey Credit Card (No Annual Fee)
MoneySmart Exclusive
Annual Fee Waived
for every S$1 spend on Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles

Get S$180 Cash via PayNow + a 5GB Eskimo Global eSIM (worth US$25) when you apply and spend S$800 within 60 days from card approval date! T&Cs apply.
 
Get 20,000 miles from SCB when you spend S$800 in eligible transaction in the first 60 days of card approval, and enjoy the first-year annual fee waiver. T&Cs apply.

Valid until 21 Apr 2025 - See more details below
Apply Now
DCS Sheng Siong Card
Online Promo
at Sheng Siong outlets (with no minimum spend)
Up to 5% Rebate
when you spend outside Sheng Siong
Earn Club Rewards Points
Annual Principal Fee
S$196.20 (inclusive of GST)
Online Promo:
Get a CATERPILLAR Industrial Plate Trunk (Medium) Luggage Bag (worth S$320) when you apply for a minimum of any 2 eligible DCS cards and spend a minimum of $350 monthly for 2 consecutive months OR apply for an eligible DCS card and spend a minimum of S$450 monthly for 2 consecutive months. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
DBS yuu American Express® Card
Online Promo
at yuu merchants, with no min. spend and no cap
S$1 = 10X yuu Points
when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
Additional bonus 26X yuu Points
on All Other Spend
S$1 = 1X yuu Point
Online Promo:
New Cardmembers can get S$300 cashback when you successfully apply for a DBS yuu Visa Card and make a min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
Citi SMRT Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | EARN UP TO 5% SMRT$
on Online Purchases, Groceries, Taxi, Ride-hailing & Public Transport
5% Savings
on Other Retail Spend
0.3% Savings
Min. Spend per month to earn max rebates
S$500
Apply Now
DBS Vantage Visa Infinite Card
Online Promo
Miles or Cashback – you decide
Local Spend
S$1 = 1.5 miles or 1.5% cashback
Overseas Spend
S$1 = 2.2 miles or 2.2% cashback
when you pay the Card's Annual Fee
25,000 Bonus Miles
Online Promo:
Get up to 85,000 miles (for New Cardmembers) when you apply for a DBS Vantage Infinite Card!

Get 60,000 miles when you make a min. spend of S$4,000 within 30 days of card approval, and 25,000 miles when you pay the card's annual fee! T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Best Grocery Credit Cards in Singapore (2025)

Grocery Credit CardsCash RebateMinimum Spend
Citi Cash Back Card8% cashback at all supermarketsS$888
Maybank Family & Friends Card 5% or 8% cashback at all supermarketsS$80
HSBC Visa Platinum Credit Card 5% cashback at all supermarketsS$600
DBS Live Fresh Card 5% cashback online & payWaveS$1000
Citibank SMRT Card Up to 5% at NTUC FairPrice, Giant, Sheng SiongS$300

How to Choose the Best Credit Card for Groceries

With the cost of living going up every year, no one could blame you for wanting to save a few bucks on your groceries. Although a lot of your supermarket expenses are pretty much unavoidable, you can still save a few bucks with a good cashback credit card. Here’s how to choose the right one for you.

Find Your Favourite Supermarkets

Most Singaporeans have a “go-to” supermarket for their regular shopping. Whether you usually shop at NTUC FairPrice or order on RedMart, make sure you get a credit card that does give cash rebates on that particular chain.

Estimate Your Grocery Spending

Just about every cashback credit card has a minimum spending requirement. Estimate your regular spending to make sure that you can attain it, or else your rebate will fall quite dramatically. If your spending is low or simply unpredictable, consider a credit card with no minimum spend.

Consolidate Other Spending

To maximise your rebates, it’s a good idea to consolidate consistent monthly expenses such as petrol, transport and dining spending on the same grocery credit card. Check out the other bonus categories these credit cards have to offer.

Bonus: Supermarket Loyalty Programmes

To get even more bang for your buck, pair your grocery credit card with your favourite supermarket chain’s loyalty programme. These memberships allow you to earn points and offset future spending. Below are the most common ones:

NTUC Plus!

You do not need to be an NTUC member to get LinkPoints at NTUC FairPrice and Unity. The NTUC Plus! programme is free for anyone to sign up for. All you need to do is download the NTUC Plus! app and register.

PAssion Card

This is a well-known membership programme that lets you earn TapForMore points at Cold Storage, Giant and Guardian. You can get it for free with the PAssion POSB debit card.

Lazada LiveUp

For those who order groceries on RedMart, LiveUp membership lets you get free delivery with a lower minimum spend requirement, plus rebates on your RedMart purchases. You can get this for free with the Citi Lazada credit card.

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Grocery Credit Cards Frequently Asked Questions

Which credit card is best for groceries?

Regardless of which supermarket chain you patronise, there are plenty of great credit cards to choose from in Singapore. Currently, the Citi Cash Back Card and Maybank Family & Friends Card offer the highest cash rebate of 8% on groceries; however, note that both have fairly high minimum spending requirements.

Which credit card is best for NTUC FairPrice?

The “official” credit card for NTUC FairPrice is the NTUC Plus! Visa Credit Card, which gives you up to 12% rebate at NTUC, but you do have to be an NTUC member and jump through a few hoops. If you want less fuss, other credit cards such as the Citi Cash Back Card can still give you a pretty good 8% rebate.

What is the best credit card for groceries and petrol?

If you have no trouble hitting their high minimum spending requirements, you can consider using the Citi Cash Back Card or the Maybank Family & Friends Card for up to 8% rebate on your groceries AND petrol spending. Other options are the HSBC Visa Platinum Card and the NTUC Plus! Visa Card.

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